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0% APR Student Credit Cards

College is costly, and students are often unable to immediately pay down certain expenses like books or a computer. Rather than incur the added cost of interest or experience the discomfort that comes with falling behind on your bills, consider opening a 0% APR student credit card in order to buy yourself more time to pay off those big-ticket purchases that seem to be inextricably linked to higher education. Student credit cards with no interest work like any no interest credit card in that they have introductory periods, usually lasting six months or more, during which interest is not…show more

    3.5 1,509 reviews

    Blue Cash Everyday® Card from American Express


    • Purchase Intro APR 0% for 12 months
    • Transfer Intro APR 0% for 12 months 3% Transfer Fee
    • Regular APR 13.24% - 23.24% (V)
    • Annual Fee None
    • Rewards Rate 1 - 3% Cash Back
    • Rewards Bonus Up to $300
    • Minimum Credit Excellent
    • Rewards Details
    • Special Offer - Get up to $300 back. Offer Ends 6/15/2016.
    • Get Cash Back: 3% U.S. supermarkets up to $6,000 per year in purchases (then 1%); 2% U.S. gas stations & select U.S. dept. stores; 1% other purchases. Terms and limitations apply.
    • With the Blue Cash Everyday® Card, you can get cash back. No rotating reward categories. No enrollment required.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only get cash back on eligible purchases.
    • Terms and restrictions apply.
    • Additional Info
    • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.24% to 23.24%, based on your creditworthiness and other factors.
    • See More Details & Reviews About The Blue Cash Everyday® Card from American Express
    3 405 reviews

    Citi ThankYou® Preferred Card for College Students - Earn 2,500 Bonus Points


    citi thankyou student credit card
    • Purchase Intro APR 0% for 7 months
    • Transfer Intro APR Not Offered
    • Regular APR 14.24% - 24.24% (V)
    • Annual Fee $0*
    • Rewards Rate 1 - 2 points / $1
    • Rewards Bonus 2,500 points
    • Minimum Credit Limited History
    • Rewards Details
    • Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of cardmembership
    • 2 ThankYou® Points per dollar spent on purchases for dining at restaurants and entertainment
    • 1 ThankYou® Point on other purchases
    • Points do not expire and earn unlimited Thank You Points with this card
    • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
    • Additional Info
    • Travel with ease and enjoy global acceptance with Chip Technology
    • No annual fee*.
    • See More Details & Reviews About The Citi ThankYou® Preferred Card for College Students - Earn 2,500 Bonus Points
    4 545 reviews

    Wells Fargo® Cash BackSM College Credit Card


    wells fargo cash back college card
    • Purchase Intro APR 0% for 6 months
    • Transfer Intro APR 0% for 6 months 3% Transfer Fee
    • Regular APR 11.4% - 21.4% (V)
    • Annual Fee None
    • Rewards Rate 1 - 3% Cash Back
    • Rewards Bonus None
    • Minimum Credit Limited History
    • Rewards Details
    • Earn 3% cash back on gas, grocery and drugstore net purchases (purchases minus returns/credits) for 6 months and 1% cash back on all other net purchases.
    • Earn unlimited cash rewards with no complicated calculations, no minimum purchase requirements and no expiration dates.
    • Redeem your cash rewards your way. Cash rewards are redeemed in $25 increments and you can choose to have them automatically deposited into your savings or checking account or apply them as a principal payment to your qualifying personal loan. If you prefer, you can get them as a statement credit or check.
    • Boost your earning potential and find great deals at your favorite local and national stores at the Earn More Mall site.
    • Additional Info
    • Overdraft protection: You may link your credit card to your checking account to help avoid overdrafts.
    • Powerful mobile and online tools and apps to help manage your account and expenses, 24/7.
    • Zero Liability program: All Wells Fargo Credit Cards automatically protect you from liability for unauthorized transactions when you report them promptly.
    • Visa benefits: Auto rental collision damage waiver, Emergency card replacement, Roadside dispatch and Travel and emergency assistance services.
    • Verified by Visa: Protect your Wells Fargo Visa card with a unique password for online shopping.
    • See More Details & Reviews About The Wells Fargo® Cash BackSM College Credit Card
    4.5 739 reviews

    Discover it chrome Student Credit Card


    discover it for students with cashback bonus
    • Purchase Intro APR 0% for 6 months
    • Transfer Intro APR 10.99% for 6 months 3% Transfer Fee
    • Regular APR 13.24% - 22.24% (V)
    • Annual Fee None
    • Rewards Rate 1 - 4% Cash Back
    • Rewards Bonus None
    • Minimum Credit Limited History
    • Rewards Details
    • 2% cash back on Gas Stations and Restaurants on up to $1000 in combined purchases each quarter
    • 1% cash back or more on all other purchases with no cap
    • Use your rewards instantly at Amazon.com checkout
    • Get rewarded for good grades–earn $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years
    • Cashback Match: Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically—only for new cardmembers.
    • Additional Info
    • Free FICO® Credit Score on monthly statements and online
    • 100% U.S. based customer service available any time
    • $0 Fraud Liability Guarantee
    • Pay your bill up to midnight (ET) the day it's due by phone or online
    • See More Details & Reviews About The Discover it chrome Student Credit Card
    4 195 reviews

    Discover it® Credit Card for Students


    discover it for students
    • Purchase Intro APR 0% for 6 months
    • Transfer Intro APR 10.99% for 6 months 3% Transfer Fee
    • Regular APR 13.24% - 22.24% (V)
    • Annual Fee None
    • Rewards Rate 1 - 2% Cash Back
    • Rewards Bonus None
    • Minimum Credit Limited History
    • Rewards Details
    • Earn 5% Cashback Bonus on up to $1,500 in purchases at Restaurants & Movies from April through June 2016
    • Earn 1% cash back on all other purchases.
    • Get rewarded for good grades–earn $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years
    • Choose from millions of items at Amazon.com and Pay with Cashback Bonus.
    • Cashback Match: Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically—only for new cardmembers.
    • Additional Info
    • Free FICO® Credit Score on your monthly statement
    • 100% U.S.-based customer service available any time
    • $0 Fraud Liability Guarantee
    • Pay your bill up to midnight (ET) the day it’s due by phone or online
    • See More Details & Reviews About The Discover it® Credit Card for Students
    2.5 440 reviews

    BankAmericard Cash Rewards™ for Students Credit Card


    bankamericard cash rewards students credit card
    • Purchase Intro APR 0% for 12 months
    • Transfer Intro APR 0% for 12 months 3% Transfer Fee
    • Regular APR 13.24% - 23.24% (V)
    • Annual Fee None
    • Rewards Rate 1 - 3% Cash Back
    • Rewards Bonus $100
    • Minimum Credit Limited History
    • Rewards Details
    • 1% cash back everywhere, every time.
    • 2% cash back on groceries and 3% cash back on gas for the first $1500 of combined net purchases (quarterly maximum applies to bonus rewards on grocery and gas purchases).
    • Enjoy a 10% cash reward bonus when you redeem your rewards directly into your Bank of America checking or savings account.
    • Online-exclusive $100 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening.
    • No expiration on rewards and no changing categories to follow.
    • Additional Info
    • $0 Liability Guarantee, which helps protect you from fraudulent card transactions.
    • ShopSafe® - add an extra layer of protection when you shop online
    • Overdraft Protection: An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your Bank of America® checking account to your credit card.
    • Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking.
    • Chip Technology: Smart chip technology lets you make purchases with ease and confidence outside of the U.S. You'll enjoy greater acceptance in over 130 countries around the world including Canada, Mexico and the United Kingdom.
    • See More Details & Reviews About The BankAmericard Cash Rewards™ for Students Credit Card
    4 187 reviews

    BankAmericard Travel Rewards® for Students Credit Card


    bankamericard travel rewards for students credit card
    • Purchase Intro APR 0% for 12 months
    • Transfer Intro APR Not Offered
    • Regular APR 15.24% - 23.24% (V)
    • Annual Fee None
    • Rewards Rate 1.5 - 3 points / $1
    • Rewards Bonus 20,000 points
    • Minimum Credit Limited History
    • Rewards Details
    • Online exclusive 20,000 bonus points offer if you make at least $1,000 in purchases in the first 90 days of your account opening.
    • Earn 1.5 points for every $1 you spend on purchases and travel anywhere, any time with no blackout dates.
    • Earn 3 points for every dollar spent in net purchases at the Travel Center with no limit on the number of Bonus Points you can earn.
    • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account.
    • Redeem points to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees with no restrictions or blackouts.
    • Additional Info
    • Chip Technology.
    • $0 Liability Guarantee, which helps protect you from fraudulent card transactions.
    • ShopSafe® - add an extra layer of protection when you shop online
    • Overdraft protection - An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your Bank of America® checking account to your credit card
    • Paperless statement option
    • Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking
    • See More Details & Reviews About The BankAmericard Travel Rewards® for Students Credit Card
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    Credit Score
    Excellent Credit 721 – 850
    Good Credit 661 – 720
    Fair Credit 620 – 660
    Bad Credit 300 – 619
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