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0% APR Student Credit Cards

College is costly, and students are often unable to immediately pay down certain expenses like books or a computer. Rather than incur the added cost of interest or experience the discomfort that comes with falling behind on your bills, consider opening a 0% APR student credit card in order to buy yourself more time to pay off those big-ticket purchases that seem to be inextricably linked to higher education. Student credit cards with no interest work like any no interest credit card in that they have introductory periods, usually lasting six months or more, during which interest is not…show more

    Blue Cash Everyday® Card from American Express


    american express blue
    • 0% Purchases 15 months
    • 0% Transfers 15 months3% Transfer Fee
    • Regular Rate 12.99%-21.99%
    • Annual Fee $0
    • Rewards Rate 1% - 3% cash back
    • Rewards Bonus $100
    • Minimum Credit Excellent
    • Get $100 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $100 back in the form of a statement credit.
    • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
    • Earn Cash Back: 3% U.S. supermarkets up to $6,000 per year in purchases, 2% U.S. gas stations & select U.S. dept stores, 1% other purchases. Terms and limitations apply.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
    • Terms and restrictions apply.
    • See All Reviews & Details About The Blue Cash Everyday® Card from American Express

    TrueEarnings® Card from Costco and American Express


    costco credit card
    • 0% Purchases 6 months
    • 0% Transfers Not Offered
    • Regular Rate 15.24% (V)
    • Annual Fee $0
    • Rewards Rate 1% - 3% cash back
    • Rewards Bonus None
    • Minimum Credit Excellent, Good
    • Earn cash back: 3% US gas stations up to $4,000 per year in purchases; 2% US restaurants & eligible travel; 1% other purchases. See details.
    • You will receive your cash back annually in the form of a reward coupon
    • The Two-In-One Card: it's an American Express® Card and Costco membership Card, with no annual fee for Costco members
    • Maximize your cash back: Add additional Card Members to help get more cash back for you, also with no annual fee for Costco members
    • Terms and restictions apply.
    • See All Reviews & Details About The TrueEarnings® Card from Costco and American Express

    Citi ThankYou® Preferred Card for College Students - Earn 2,500 Bonus Points


    citi thankyou student credit card
    • 0% Purchases 7 months
    • 0% Transfers Not Offered
    • Regular Rate 13.99% - 23.99% (V)
    • Annual Fee $0
    • Rewards Rate 1 - 2 points / $1
    • Rewards Bonus 2,500 points
    • Minimum Credit Good, Limited History

    Discover it chrome Student Credit Card


    discover it for students with cashback bonus
    • 0% Purchases 6 months
    • 0% Transfers Not Offered
    • Regular Rate 12.99% - 21.99% (V)
    • Annual Fee None
    • Rewards Rate 1% - 2% cash back
    • Rewards Bonus None
    • Minimum Credit Fair, Limited History

    BankAmericard Cash Rewards™ for Students Credit Card


    bankamericard cash rewards students credit card
    • 0% Purchases 12 months
    • 0% Transfers 12 months3% Transfer Fee
    • Regular Rate 12.99% - 22.99% (V)
    • Annual Fee None
    • Rewards Rate 1% - 3% cash back
    • Rewards Bonus $100
    • Minimum Credit Fair, Limited History
    • 1% cash back everywhere, every time.
    • 2% cash back on groceries and 3% cash back on gas for the first $1500 of combined net purchases (quarterly maximum applies to bonus rewards on grocery and gas purchases).
    • Enjoy a 10% cash reward bonus when you redeem your rewards directly into your Bank of America checking or savings account.
    • Online-exclusive $100 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening.
    • Choose how you want to receive your cash. Redeem as a direct deposit into a Bank of America® checking or savings account or receive a statement credit.
    • See All Reviews & Details About The BankAmericard Cash Rewards™ for Students Credit Card

    BankAmericard Travel Rewards® for Students Credit Card


    bankamericard travel rewards for students credit card
    • 0% Purchases 12 months
    • 0% Transfers Not Offered
    • Regular Rate 14.99% - 22.99% (V)
    • Annual Fee None
    • Rewards Rate 1.5 - 3 points / $1
    • Rewards Bonus 10,000 points
    • Minimum Credit Fair, Limited History
    • Online-exclusive offer of 10,000 bonus after making at least $500 in purchases in the first 90 days of your account opening.
    • Earn 1.5 points for every dollar spent on purchases - 50% more than the average rewards program that only offers 1 point per dollar
    • Simply pay for your travel with your card. Then, call or go online and redeem your points for a statement credit towards all or part of your travel purchases
    • Earn 3 points for every dollar spent for the first $6,000 in airline purchases (up to 9000 points) made at the Bank of America Travel Center each calendar year
    • Enjoy an annual 10% customer points bonus on your total purchases when you have a qualifying account with Bank of America.
    • Redeem points to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees with no restrictions or blackouts.
    • See All Reviews & Details About The BankAmericard Travel Rewards® for Students Credit Card

    BankAmericard® for Students Credit Card


    bank of america student platinum plus visa credit card
    • 0% Purchases 15 months
    • 0% Transfers 15 months3% Transfer Fee
    • Regular Rate 10.99% - 20.99% (V)
    • Annual Fee None
    • Rewards Rate None
    • Minimum Credit Fair, Limited History
    • Fixed payment due date so you'll always know when your payment is due.
    • Paperless statement option
    • Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking
    • ShopSafe – add an extra layer of protection to your online shopping
    • Overdraft protection - An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your Bank of America® checking account to your credit card
    • Smart chip technology lets you make purchases with ease and confidence in over 130 countries outside of the U.S.
    • See All Reviews & Details About The BankAmericard® for Students Credit Card
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