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0% APR Student Credit Cards

4.5 4.5 - 721 reviews for top rated card

College is costly, and students are often unable to immediately pay down certain expenses like books or a computer. Rather than incur the added cost of interest or experience the discomfort that comes with falling behind on your bills, consider opening a 0% APR student credit card in order to buy yourself more time to pay off those big-ticket purchases that seem to be inextricably linked to higher education. Student credit cards with no interest work like any no interest credit card in that they have introductory periods, usually lasting six months or more, during which interest is not…show more

    Blue Cash Everyday® Card from American Express


    blue cash credit card
    • 0% Purchases 15 months
    • 0% Transfers 15 months3% Fee
    • Regular Rate 12.99%-21.99%
    Apply Now at issuer's secure site
    • Annual Fee $0
    • Rewards Cash Back
    • Initial Bonus $50 + 1yr of Amazon Prime
    • Earn Rate 1% - 3% cash back
    • Get one year of Amazon Prime plus $50 back after you make $1,000 in purchases with your new Card in the first three months.
    • You will receive $50 back in the form of a statement credit.
    • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
    • Earn Cash Back: 3% US supermarkets up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
    • Terms and restrictions apply.

    TrueEarnings® Card from Costco and American Express


    costco credit card
    • 0% Purchases 6 months
    • 0% Transfers Not Offered
    • Regular Rate 15.24% (V)
    Apply Now at issuer's secure site
    • Annual Fee $0
    • Rewards Cash Back
    • Initial Bonus None
    • Earn Rate 1% - 3% cash back
    • Earn cash back: 3% US gas stations up to $4,000 per year in purchases; 2% US restaurants & eligible travel; 1% other purchases. See details.
    • You will receive your cash back annually in the form of a reward coupon
    • The Two-In-One Card: it's an American Express® Card and Costco membership Card, with no annual fee for Costco members
    • Maximize your cash back: Add additional Card Members to help get more cash back for you, also with no annual fee for Costco members
    • Terms and restictions apply.

    Citi ThankYou® Preferred Card for College Students - Earn 2,500 Bonus Points


    citi thankyou students credit card
    • 0% Purchases 7 months
    • 0% Transfers Not Offered
    • Regular Rate 13.99% - 23.99% (V)
    Apply Now at issuer's secure site
    • Annual Fee $0
    • Rewards Points
    • Initial Bonus 2,500 points
    • Earn Rate 1 - 2 points / $1
    • Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of cardmembership.
    • 2 ThankYou® Points per dollar spent on purchases for dining at restaurants and entertainment.
    • 1 ThankYou® Point on other purchases.
    • Points do not expire and earn unlimited Thank You Points.
    • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more.

    Discover it chrome Student Credit Card


    discover it for students with cashback bonus
    • 0% Purchases 6 months
    • 0% Transfers Not Offered
    • Regular Rate 12.99% - 21.99% (V)
    • Annual Fee None
    • Rewards Cash Back
    • Initial Bonus None
    • Earn Rate 1% - 2% cash back
    • 2% cash back on Gas Stations and Restaurants on up to $1000 in combined purchases each quarter
    • 1% cash back or more on all other purchases with no cap
    • Use your rewards instantly at Amazon.com checkout
    • Get 5-20% cash back at 200+ online retailers like Apple Store, Macy's and BestBuy.com through ShopDiscover.com.

    BankAmericard Cash Rewards™ for Students Credit Card


    bankamericard cash rewards students credit card
    • 0% Purchases 12 months
    • 0% Transfers 12 months3% Fee
    • Regular Rate 12.99% - 22.99% (V)
    • Annual Fee None
    • Rewards Cash Back
    • Initial Bonus $100
    • Earn Rate 1% - 3% cash back
    • 1% cash back everywhere, every time.
    • 2% cash back on groceries and 3% cash back on gas for the first $1500 of combined net purchases (quarterly maximum applies to bonus rewards on grocery and gas purchases).
    • Enjoy a 10% cash reward bonus when you redeem your rewards directly into your Bank of America checking or savings account.
    • Online-exclusive $100 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening.
    • Choose how you want to receive your cash. Redeem as a direct deposit into a Bank of America® checking or savings account or receive a statement credit.

    BankAmericard Travel Rewards® for Students Credit Card


    bankamericard travel rewards for students credit card
    • 0% Purchases 12 months
    • 0% Transfers Not Offered
    • Regular Rate 14.99% - 22.99% (V)
    • Annual Fee None
    • Rewards Points
    • Initial Bonus 10,000 points
    • Earn Rate 1.5 - 3 points / $1
    • Online-exclusive offer of 10,000 bonus after making at least $500 in purchases in the first 90 days of your account opening.
    • Earn 1.5 points for every dollar spent on purchases - 50% more than the average rewards program that only offers 1 point per dollar
    • Simply pay for your travel with your card. Then, call or go online and redeem your points for a statement credit towards all or part of your travel purchases
    • Earn 3 points for every dollar spent for the first $6,000 in airline purchases (up to 9000 points) made at the Bank of America Travel Center each calendar year
    • Enjoy an annual 10% customer points bonus on your total purchases when you have a qualifying account with Bank of America.
    • Redeem points to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees with no restrictions or blackouts.

    BankAmericard® for Students Credit Card


    bank of america student platinum plus visa credit card
    • 0% Purchases 15 months
    • 0% Transfers 15 months3% Fee
    • Regular Rate 10.99% - 20.99% (V)
    • Annual Fee None
    • Rewards None
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