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Student Balance Transfer Credit Cards

Much like 0% APR student credit cards can help college students save money on big-ticket purchases, a student balance transfer credit card can help you lower the cost of existing debt. In fact, all you have to do to avoid unnecessary interest costs is transfer the remaining balance from a credit card or loan to one of the student balance transfer credit cards listed below and pay it down before the 0% interest introductory period ends and the regular interest rate takes effect. Use a credit card payoff calculator to determine the monthly payments needed to reach zero balance…show more

    3.5 1,057 reviews

    Blue Cash Everyday® Card from American Express


    american express blue
    • 0% Purchases 15 months
    • 0% Transfers 15 months3% Transfer Fee
    • Regular Rate 12.99%-21.99%
    • Annual Fee None
    • Rewards Rate 1 - 3% Cash Back
    • Rewards Bonus $100
    • Minimum Credit Excellent
    • Rewards Details
    • Get $100 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $100 back in the form of a statement credit.
    • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
    • Earn Cash Back: 3% U.S. supermarkets up to $6,000 per year in purchases, 2% U.S. gas stations & select U.S. dept stores, 1% other purchases. Terms and limitations apply.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
    • Terms and restrictions apply.
    • Additional Info
    • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
    • See All Reviews & Details About The Blue Cash Everyday® Card from American Express
    4 392 reviews

    Wells Fargo® Cash BackSM College Credit Card


    wells fargo cash back college card
    • 0% Purchases 12 months
    • 0% Transfers 12 months3% Transfer Fee
    • Regular Rate 11.15% - 21.15% (V)
    • Annual Fee None
    • Rewards Rate None
    • Rewards Bonus None
    • Minimum Credit Limited History
    • Rewards Details
    • Earn 3% cash back on gas, grocery and drugstore net purchases (purchases minus returns/credits) for 6 months and 1% cash back on all other net purchases.
    • Earn unlimited cash rewards with no complicated calculations, no minimum purchase requirements and no expiration dates.
    • Redeem your cash rewards your way. Cash rewards are redeemed in $25 increments and you can choose to have them automatically deposited into your savings or checking account or apply them as a principal payment to your qualifying personal loan. If you prefer, you can get them as a statement credit or check.
    • Boost your earning potential and find great deals at your favorite local and national stores at the Earn More Mall site.
    • Additional Info
    • Overdraft protection: You may link your credit card to your checking account to help avoid overdrafts.
    • Powerful mobile and online tools and apps to help manage your account and expenses, 24/7.
    • Zero Liability program: All Wells Fargo Credit Cards automatically protect you from liability for unauthorized transactions when you report them promptly.
    • Visa benefits: Auto rental collision damage waiver, Emergency card replacement, Roadside dispatch and Travel and emergency assistance services.
    • Verified by Visa: Protect your Wells Fargo Visa card with a unique password for online shopping.
    • See All Reviews & Details About The Wells Fargo® Cash BackSM College Credit Card
    0 0 reviews

    Ball State University Credit Card


    ball state university credit card
    • 0% Purchases Not Offered
    • 0% Transfers 12 months3% (max $250) Transfer Fee
    • Regular Rate 11.99% - 14.99% (V)
    • Annual Fee None
    • Rewards Rate None
    • Rewards Bonus None
    • Minimum Credit Good
    • Rewards Details
    • Earn one point per dollar for purchases charged to your credit card.
    • Plus, promotions throughout the year provide additional opportunities to earn even more points.
    • Redeem for Cash back account credit, Gift cards from leading national retailers, Travel rewards, including air travel, hotels, cruises, and more and Merchandise from hundreds of name-brands
    • Additional Info
    • Free Personal Identity Theft coverage. $5,000 coverage that reimburses you for expenses resulting from identity theft.
    • Zero Liability Fraud Protection. Have peace of mind knowing that you will not be held liable for any unauthorized transactions.
    • See All Reviews & Details About The Ball State University Credit Card
    3 76 reviews

    Regions Student Relationship Rewards® Visa® Credit Card


    regions platinum plus student mastercard credit card
    • 0% Purchases Not Offered
    • 0% Transfers 7 months4% Transfer Fee
    • Regular Rate 15.99% (V)
    • Annual Fee None
    • Rewards Rate None
    • Rewards Bonus None
    • Minimum Credit Limited History
    • Rewards Details
    • Optional Relationship Rewards: Earn one point for every $1 in qualified purchases on a Regions credit card with Relationship Rewards.
    • Redeem your points for gift cards, merchandise, even cash credited directly to your Regions checking account .
    • Additional Info
    • Access your account with Regions Online Banking - check balances, make payments and more.
    • Let Regions make it easy for you by paying off your other credit cards with a balance transfer (up to your available credit limit).
    • Annual Percentage Rate (APR) for Purchases and Balance Transfers: 14.99% for Student without rewards, 15.99% for Student with Rewards based on your creditworthiness and other factors as determined at the time of account opening.
    • See All Reviews & Details About The Regions Student Relationship Rewards® Visa® Credit Card
    2.5 373 reviews

    BankAmericard Cash Rewards™ for Students Credit Card


    bankamericard cash rewards students credit card
    • 0% Purchases 12 months
    • 0% Transfers 12 months3% Transfer Fee
    • Regular Rate 12.99% - 22.99% (V)
    • Annual Fee None
    • Rewards Rate 1 - 3% Cash Back
    • Rewards Bonus $100
    • Minimum Credit Limited History
    • Rewards Details
    • 1% cash back everywhere, every time.
    • 2% cash back on groceries and 3% cash back on gas for the first $1500 of combined net purchases (quarterly maximum applies to bonus rewards on grocery and gas purchases).
    • Enjoy a 10% cash reward bonus when you redeem your rewards directly into your Bank of America checking or savings account.
    • Online-exclusive $100 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening.
    • No expiration on rewards and no changing categories to follow.
    • Additional Info
    • $0 Liability Guarantee, which helps protect you from fraudulent card transactions.
    • ShopSafe® - add an extra layer of protection when you shop online
    • Overdraft Protection: An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your Bank of America® checking account to your credit card.
    • Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking.
    • Chip Technology: Smart chip technology lets you make purchases with ease and confidence outside of the U.S. You'll enjoy greater acceptance in over 130 countries around the world including Canada, Mexico and the United Kingdom.
    • See All Reviews & Details About The BankAmericard Cash Rewards™ for Students Credit Card
    4 245 reviews

    BankAmericard® for Students Credit Card


    bank of america student platinum plus visa credit card
    • 0% Purchases 15 months
    • 0% Transfers 15 months3% Transfer Fee
    • Regular Rate 10.99% - 20.99% (V)
    • Annual Fee None
    • Rewards Rate None
    • Minimum Credit Limited History
    • Rewards Details
    • Additional Info
    • Fixed payment due date so you'll always know when your payment is due.
    • Paperless statement option
    • Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking
    • ShopSafe® - add an extra layer of protection when you shop online
    • Overdraft protection - An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your Bank of America® checking account to your credit card
    • Smart chip technology lets you make purchases with ease and confidence in over 130 countries outside of the U.S.
    • $0 Liability Guarantee
    • See All Reviews & Details About The BankAmericard® for Students Credit Card
    5 120 reviews

    Union Bank Platinum Edition® Credit Card


    union bank platinum edition credit card
    • 0% Purchases 12 months
    • 0% Transfers 12 months3% Transfer Fee
    • Regular Rate 9.99% - 19.99% (V)
    • Annual Fee None
    • Rewards Rate None
    • Minimum Credit Excellent
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    Credit Score
    Excellent Credit 721 – 850
    Good Credit 661 – 720
    Fair Credit 620 – 660
    Bad Credit 300 – 619
    Limited Credit Less than 3 years
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