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Student Balance Transfer Credit Cards

Much like 0% APR student credit cards can help college students save money on big-ticket purchases, a student balance transfer credit card can help you lower the cost of existing debt. In fact, all you have to do to avoid unnecessary interest costs is transfer the remaining balance from a credit card or loan to one of the student balance transfer credit cards listed below and pay it down before the 0% interest introductory period ends and the regular interest rate takes effect. Use a credit card payoff calculator to determine the monthly payments needed to reach zero balance…show more

    3.5 1,628 reviews

    Blue Cash Everyday® Card from American Express


    • Purchase Intro APR 0% for 12 months
    • Transfer Intro APR 0% for 12 months 3% (min $5) Transfer Fee
    • Regular APR 13.24% - 23.24% (V)
    • Annual Fee None
    • Rewards Rate 1 - 5% Cash Back
    • Rewards Bonus $100
    • Minimum Credit Good
    • Rewards Details
    • Special Offer - Earn 5% cash back on eligible travel purchases in the first 6 months, up to $200.
    • Plus, earn $100 back after you spend $1,000 in purchases on your new Card within the first 3 months.
    • You will receive cash back in the form of statement credits.
    • Everyday Cash Back: 3% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); 2% at U.S. gas stations; 1% on other purchases. Terms and limitations apply.
    • No rotating reward categories. No enrollment required.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only earn cash back on eligible purchases.
    • Terms and Conditions apply.
    • Additional Info
    • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.24% to 23.24%, based on your creditworthiness and other factors.
    • See More Details & Reviews About The Blue Cash Everyday® Card from American Express
    4 585 reviews

    Wells Fargo® Cash BackSM College Credit Card


    wells fargo cash back college card
    • Purchase Intro APR 0% for 6 months
    • Transfer Intro APR 0% for 6 months 3% (min $5) Transfer Fee
    • Regular APR 11.4% - 21.4% (V)
    • Annual Fee None
    • Rewards Rate 1 - 3% Cash Back
    • Rewards Bonus None
    • Minimum Credit Limited History
    • Rewards Details
    • Earn 3% cash back on gas, grocery and drugstore net purchases (purchases minus returns/credits) for 6 months and 1% cash back on all other net purchases.
    • Earn unlimited cash rewards with no complicated calculations, no minimum purchase requirements and no expiration dates.
    • Redeem your cash rewards your way. Cash rewards are redeemed in $25 increments and you can choose to have them automatically deposited into your savings or checking account or apply them as a principal payment to your qualifying personal loan. If you prefer, you can get them as a statement credit or check.
    • Boost your earning potential and find great deals at your favorite local and national stores at the Earn More Mall site.
    • Additional Info
    • Overdraft protection: You may link your credit card to your checking account to help avoid overdrafts.
    • Powerful mobile and online tools and apps to help manage your account and expenses, 24/7.
    • Zero Liability program: All Wells Fargo Credit Cards automatically protect you from liability for unauthorized transactions when you report them promptly.
    • Visa benefits: Auto rental collision damage waiver, Emergency card replacement, Roadside dispatch and Travel and emergency assistance services.
    • Verified by Visa: Protect your Wells Fargo Visa card with a unique password for online shopping.
    • See More Details & Reviews About The Wells Fargo® Cash BackSM College Credit Card
    0 0 reviews

    Seminole Boosters Credit Card


    florida state university student credit card
    • Purchase Intro APR 0% for 12 months
    • Transfer Intro APR 0% for 12 months 3% (min $10) Transfer Fee
    • Regular APR 13.24% - 23.24% (V)
    • Annual Fee None
    • Rewards Rate 1 - 3% Cash Back
    • Rewards Bonus $100
    • Minimum Credit Good
    • Rewards Details
    • 1% cash back on purchases, 2% at grocery stores and now at wholesale clubs and 3% on gas for the first $2,500 in combined grocery store, wholesale club, and gas purchases each quarter
    • Get a 10% customer bonus when you redeem into a Bank of America® checking or savings account
    • Get a $100 cash rewards bonus after making at least $500 in purchase(s) within the first 90 days
    • Additional Info
    • ShopSafe® - Add an extra layer of protection when you shop online.
    • Overdraft Protection and Paperless Statement Option.
    • Customer email or text alerts and let your phone tell you when payments are due and paid. Pay your credit card bill online, transfer funds, check available credit and more.
    • See More Details & Reviews About The Seminole Boosters Credit Card
    3 77 reviews

    Regions Student Relationship Rewards® Visa® Credit Card


    regions platinum plus student mastercard credit card
    • Purchase Intro APR Not Offered
    • Transfer Intro APR 0% for 7 months 4% Transfer Fee
    • Regular APR 16.24% (V)
    • Annual Fee None
    • Rewards Rate 1 point / $1
    • Rewards Bonus None
    • Minimum Credit Limited History
    • Rewards Details
    • Optional Relationship Rewards: Earn one point for every $1 in qualified purchases on a Regions credit card with Relationship Rewards.
    • Redeem your points for gift cards, merchandise, even cash credited directly to your Regions checking account.
    • Additional Info
    • Access your account with Regions Online Banking - check balances, make payments and more.
    • Let Regions make it easy for you by paying off your other credit cards with a balance transfer (up to your available credit limit).
    • See More Details & Reviews About The Regions Student Relationship Rewards® Visa® Credit Card
    0 0 reviews

    Oregon State University (OSU) Credit Card


    oregon state university osu credit card
    • Purchase Intro APR Not Offered
    • Transfer Intro APR 0% for 7 months 3% Transfer Fee
    • Regular APR 10.24% - 20.24% (V)
    • Annual Fee None
    • Rewards Rate 1 - 5 points / $1
    • Rewards Bonus 10,000 points
    • Minimum Credit Good
    • Rewards Details
    • Get 10,000 bonus points when you complete your first purchase and spend at least $500 in the first 90 days.
    • Earn 5 points per dollar spent at participating Beaver merchants.
    • Earn 1 point per dollar spent everywhere else.
    • Points redeemable toward cash back, gift cards, travel and merchandise.
    • Additional Info
    • Zero Fraud Liability.
    • See More Details & Reviews About The Oregon State University (OSU) Credit Card
    2.5 465 reviews

    BankAmericard Cash Rewards™ for Students Credit Card


    bankamericard cash rewards students credit card
    • Purchase Intro APR 0% for 12 months
    • Transfer Intro APR 0% for 12 months 3% (min $10) Transfer Fee
    • Regular APR 13.24% - 23.24% (V)
    • Annual Fee None
    • Rewards Rate 1 - 3% Cash Back
    • Rewards Bonus $100
    • Minimum Credit Limited History
    • Rewards Details
    • 1% cash back on every purchase, 2% at grocery stores and now at wholesale clubs and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
    • Enjoy a 10% cash reward bonus when you redeem your rewards directly into your Bank of America checking or savings account.
    • Online-exclusive $100 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening.
    • No expiration on rewards and no changing categories to follow.
    • Additional Info
    • $0 Liability Guarantee, which helps protect you from fraudulent card transactions.
    • ShopSafe® - add an extra layer of protection when you shop online
    • Overdraft Protection: An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your Bank of America® checking account to your credit card.
    • Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking.
    • Chip Technology: Smart chip technology lets you make purchases with ease and confidence outside of the U.S. You'll enjoy greater acceptance in over 130 countries around the world including Canada, Mexico and the United Kingdom.
    • See More Details & Reviews About The BankAmericard Cash Rewards™ for Students Credit Card
    3.5 282 reviews

    BankAmericard® for Students Credit Card


    bank of america student platinum plus visa credit card
    • Purchase Intro APR Not Offered
    • Transfer Intro APR 0% for 18 months 3% (min $10) Transfer Fee
    • Regular APR 11.24% - 21.24% (V)
    • Annual Fee None
    • Rewards Rate None
    • Minimum Credit Limited History
    • Rewards Details
    • Additional Info
    • Fixed payment due date so you'll always know when your payment is due.
    • Paperless statement option
    • Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking
    • ShopSafe® - add an extra layer of protection when you shop online
    • Overdraft protection - An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your Bank of America® checking account to your credit card
    • Smart chip technology lets you make purchases with ease and confidence in over 130 countries outside of the U.S.
    • $0 Liability Guarantee
    • See More Details & Reviews About The BankAmericard® for Students Credit Card
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    Credit Score
    Excellent Credit 721 – 850
    Good Credit 661 – 720
    Fair Credit 620 – 660
    Bad Credit 300 – 619
    Limited Credit Less than 3 years
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