Capital One typically offers a few secured and unsecured credit cards for college students, and both types of so-called Capital One student credit cards can help you achieve your primary goal at this stage in your financial life: building a solid credit history. The Capital One student credit card offers listed below might from time to time offer 0% APR intro periods and/or rewards as well, but these card features should be regarded as welcome secondary benefits and not relied upon. Your job in using a student credit card, whether it’s emblazoned with the Capital One brand or that…show more of another major issuer, is to pay your bill on time every single month and in full whenever possible. Doing so will help you qualify for a truly lucrative rewards or 0% credit card as quickly as possible.
As a side note, Capital One is one of the only issuers that lets you personalize your card with a photo of your choosing. The company also has a reputation for offering quality terms to newcomers, making it a good place to begin your student credit card search. Nevertheless, for variety’s sake, we recommend exploring the student credit card options available from other major issuers as well.
Journey® Student Rewards from Capital One®
- 0% Purchases Not Offered
- 0% Transfers Not Offered
- Regular Rate 19.8% (V)
- Annual Fee None
- Rewards Rate 1% - 1.25% cash back
- Rewards Bonus None
- Minimum Credit Limited History
- Rewards Details
- Earn 1% cash back on all purchases, plus a 25% bonus on the cash back you earn each month you pay on time—for a total of 1.25% cash back
- There's no limit to the amount of cash back you can earn, and rewards don't expire.
- Additional Info
- Get access to a higher credit line after making your first 5 monthly payments on time.
- Pay no annual fee or foreign transaction fees.
- Fraud coverage if your card is lost or stolen.
- Pick the monthly payment due date that works best for you.
- Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker.
- See All Reviews & Details About The Journey® Student Rewards from Capital One®