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Cash Back Student Credit Cards

If you’re a college student, a student credit card with cash back can help you save on your biggest expenses without the hassle of redeeming points or miles. There are cash back student credit cards for all credit levels listed below, which means you’ll be able to benefit whether you have no or limited credit, as is the case with most college students, or have responsibly used your own credit card for years, thereby garnering fair or even good credit. In addition to a base cash back earning rate, some of the cash back student credit cards listed below…show more

    3.5 1,599 reviews

    Blue Cash Everyday® Card from American Express


    • Purchase Intro APR 0% for 12 months
    • Transfer Intro APR 0% for 12 months 3% Transfer Fee
    • Regular APR 13.24% - 23.24% (V)
    • Annual Fee None
    • Rewards Rate 1 - 5% Cash Back
    • Rewards Bonus $100
    • Minimum Credit Excellent
    • Rewards Details
    • Special Offer - Earn 5% cash back on eligible travel purchases in the first 6 months, up to $200.
    • Plus, earn $100 back after you spend $1,000 in purchases on your new Card within the first 3 months.
    • You will receive cash back in the form of statement credits.
    • Everyday Cash Back: 3% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); 2% at U.S. gas stations; 1% on other purchases. Terms and limitations apply.
    • No rotating reward categories. No enrollment required.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only earn cash back on eligible purchases.
    • Terms and Conditions apply.
    • Additional Info
    • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.24% to 23.24%, based on your creditworthiness and other factors.
    • See More Details & Reviews About The Blue Cash Everyday® Card from American Express
    3.5 1,465 reviews

    Journey® Student Rewards from Capital One®


    capital one journey
    • Purchase Intro APR Not Offered
    • Transfer Intro APR Not Offered
    • Regular APR 20.24% (V)
    • Annual Fee None
    • Rewards Rate 1 - 1.25% Cash Back
    • Rewards Bonus None
    • Minimum Credit Limited History
    • Rewards Details
    • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
    • There’s no limit to the amount of cash back you can earn, and rewards don't expire
    • Additional Info
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Pay no annual or foreign transaction fees
    • Fraud coverage if your card is lost or stolen
    • Pick the monthly due date that works best for you
    • See More Details & Reviews About The Journey® Student Rewards from Capital One®
    3 3,819 reviews

    Credit One Bank® Visa® with Credit Line Increase Reviews


    credit one credit card
    • One-Time Fees None
    • Regular Rate 15.65% - 24.15% (V)
    • Annual Fee $0 - $99
    • Monthly Fee None
    • Minimum Credit Bad
    • Rewards Details
    • Automatically earn 1% cash back when you buy gas or groceries. Terms apply.
    • Additional Info
    • Interested in growing or rebuilding your credit? We report monthly to all three major credit bureaus. Take advantage of free online access to your credit score and credit report summary.
    • See if you're Pre-Qualified in less than 60 seconds.
    • This is a fully functional, unsecured credit card - not a debit, prepaid, or secured card. No need to load funds or tie up cash in deposits. There are no out-of-pocket costs to open your account.
    • Flexible payment date to assist you in making your payments on time.
    • Grace Period: 0 or 24 Days (see terms)
    • See More Details & Reviews About The Credit One Bank® Visa® with Credit Line Increase Reviews
    4 576 reviews

    Wells Fargo® Cash BackSM College Credit Card


    wells fargo cash back college card
    • Purchase Intro APR 0% for 6 months
    • Transfer Intro APR 0% for 6 months 3% Transfer Fee
    • Regular APR 11.4% - 21.4% (V)
    • Annual Fee None
    • Rewards Rate 1 - 3% Cash Back
    • Rewards Bonus None
    • Minimum Credit Limited History
    • Rewards Details
    • Earn 3% cash back on gas, grocery and drugstore net purchases (purchases minus returns/credits) for 6 months and 1% cash back on all other net purchases.
    • Earn unlimited cash rewards with no complicated calculations, no minimum purchase requirements and no expiration dates.
    • Redeem your cash rewards your way. Cash rewards are redeemed in $25 increments and you can choose to have them automatically deposited into your savings or checking account or apply them as a principal payment to your qualifying personal loan. If you prefer, you can get them as a statement credit or check.
    • Boost your earning potential and find great deals at your favorite local and national stores at the Earn More Mall site.
    • Additional Info
    • Overdraft protection: You may link your credit card to your checking account to help avoid overdrafts.
    • Powerful mobile and online tools and apps to help manage your account and expenses, 24/7.
    • Zero Liability program: All Wells Fargo Credit Cards automatically protect you from liability for unauthorized transactions when you report them promptly.
    • Visa benefits: Auto rental collision damage waiver, Emergency card replacement, Roadside dispatch and Travel and emergency assistance services.
    • Verified by Visa: Protect your Wells Fargo Visa card with a unique password for online shopping.
    • See More Details & Reviews About The Wells Fargo® Cash BackSM College Credit Card
    4.5 743 reviews

    Discover it chrome Student Credit Card


    discover it for students with cashback bonus
    • Purchase Intro APR 0% for 6 months
    • Transfer Intro APR 10.99% for 6 months 3% Transfer Fee
    • Regular APR 13.24% - 22.24% (V)
    • Annual Fee None
    • Rewards Rate 1 - 4% Cash Back
    • Rewards Bonus None
    • Minimum Credit Limited History
    • Rewards Details
    • 2% cash back on Gas Stations and Restaurants on up to $1000 in combined purchases each quarter
    • 1% cash back or more on all other purchases with no cap
    • Use your rewards instantly at Amazon.com checkout
    • Get rewarded for good grades–earn $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years
    • Cashback Match: Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically—only for new cardmembers.
    • Additional Info
    • Free FICO® Credit Score on monthly statements and online
    • 100% U.S. based customer service available any time
    • $0 Fraud Liability Guarantee
    • Pay your bill up to midnight (ET) the day it's due by phone or online
    • See More Details & Reviews About The Discover it chrome Student Credit Card
    4 196 reviews

    Discover it® Credit Card for Students


    discover it for students
    • Purchase Intro APR 0% for 6 months
    • Transfer Intro APR 10.99% for 6 months 3% Transfer Fee
    • Regular APR 13.24% - 22.24% (V)
    • Annual Fee None
    • Rewards Rate 1 - 10% Cash Back
    • Rewards Bonus None
    • Minimum Credit Limited History
    • Rewards Details
    • Earn 5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores & Amazon.com from July through September 2016.
    • Earn 1% cash back on all other purchases.
    • Get rewarded for good grades–earn $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years
    • Choose from millions of items at Amazon.com and Pay with Cashback Bonus.
    • Cashback Match: Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically—only for new cardmembers.
    • Additional Info
    • Free FICO® Credit Score on your monthly statement
    • 100% U.S.-based customer service available any time
    • $0 Fraud Liability Guarantee
    • Pay your bill up to midnight (ET) the day it’s due by phone or online
    • See More Details & Reviews About The Discover it® Credit Card for Students
    3 460 reviews

    BankAmericard Cash Rewards™ for Students Credit Card


    bankamericard cash rewards students credit card
    • Purchase Intro APR 0% for 12 months
    • Transfer Intro APR 0% for 12 months 3% Transfer Fee
    • Regular APR 13.24% - 23.24% (V)
    • Annual Fee None
    • Rewards Rate 1 - 3% Cash Back
    • Rewards Bonus $100
    • Minimum Credit Limited History
    • Rewards Details
    • 1% cash back on every purchase, 2% at grocery stores and now at wholesale clubs and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
    • Enjoy a 10% cash reward bonus when you redeem your rewards directly into your Bank of America checking or savings account.
    • Online-exclusive $100 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening.
    • No expiration on rewards and no changing categories to follow.
    • Additional Info
    • $0 Liability Guarantee, which helps protect you from fraudulent card transactions.
    • ShopSafe® - add an extra layer of protection when you shop online
    • Overdraft Protection: An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your Bank of America® checking account to your credit card.
    • Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking.
    • Chip Technology: Smart chip technology lets you make purchases with ease and confidence outside of the U.S. You'll enjoy greater acceptance in over 130 countries around the world including Canada, Mexico and the United Kingdom.
    • See More Details & Reviews About The BankAmericard Cash Rewards™ for Students Credit Card
    X
    Credit Score
    Excellent Credit 721 – 850
    Good Credit 661 – 720
    Fair Credit 620 – 660
    Bad Credit 300 – 619
    Limited Credit Less than 3 years
    of credit history

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