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U.S. Bank Credit Cards

The U.S. Bank name has been around since the late 1800’s, but it wasn’t until 1988 that a series of mergers and acquisitions involving more than 50 regional banks began to make the company what it is today. U.S. Bank is now the 5th largest commercial bank in the United States, operating 3,086 branches and 5,086 ATMs nationwide.

U.S. Bank credit cards are known for their rewards, with the company offering a range of co-branded cards in conjunction with corporate partners – such as Club Carlson Hotels – in addition to a number of offers under its own FlexPerks…show more

    3 537 reviews

    Harley-Davidson® Secured Credit Card


    harley davidson secured credit card
    • Secured Credit Card Min Deposit of $300
    • One-Time Fees None
    • Regular Rate 23.24% (V)
    • Annual Fee None
    • Monthly Fee None
    • Minimum Credit Bad
    • Rewards Details
    • Earn H-D™ Genuine Rewards points - Get 1 point per $1 net purchase.
    • Redeem 2,500 points for a $25 H-D™ Gift Card.
    • Receive a $10 Harley-Davidson Genuine Rewards Certificate.
    • Additional Info
    • To fund your Secured Card, you can choose to: Fund online using your Checking or Savings Account and Print an application and mail a Cashier's Check or Money Order.
    • The deposit is used to open a U.S. Bank Savings account to ensure your card can be paid. The savings account is FDIC-insured, earns interest and won't be touched as long as your account remains open and in good standing.
    • When you've managed all of your credit obligations responsibly and consistently for 12 months, you'll be well on your way to a strong credit standing, and you may be eligible for an unsecured credit card product.
    • Auto Rental Collision Damage Waiver
    • Zero Fraud Liability.
    • Automatic Bill Pay.
    • You could win a new motorcycle with the H-D™ Visa Free Ride Sweepstakes. Sweepstakes ends 12/31/16.
    • See More Details & Reviews About The Harley-Davidson® Secured Credit Card
    4 365 reviews

    U.S. Bank Visa® Platinum Card


    us bank platinum
    • Purchase Intro APR 0% for 12 months
    • Transfer Intro APR 0% for 12 months 3% Transfer Fee
    • Regular APR 10.24% - 21.24% (V)
    • Annual Fee $0*
    • Rewards Rate None
    • Minimum Credit Excellent
    • Rewards Details
    • Additional Info
    • 0% Intro APR* on purchases and balance transfers for 12 billing cycles. After that, a variable APR currently 10.24%-21.24%*
    • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
    • Zero fraud liability for unauthorized transactions if your card is ever lost or stolen
    • Fraud Protection detects and notifies you of any unusual card activity to help keep your account safe
    • Chip technology for enhanced card security
    • Online banking and mobile apps* for your smartphone or tablet provide complete, 24/7 access to your account
    • *No annual fee
    • The card is only available to residents in: AZ,AR,CA,CO,ID,IL,IN,IA,KS,KY,MN,MO,MT,NE,NV,ND,OH,OR,SD,TN,UT,WA,WI,WY,NM
    • See More Details & Reviews About The U.S. Bank Visa® Platinum Card
    3.5 176 reviews

    U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card


    flexperks credit card
    • Purchase Intro APR Not Offered
    • Transfer Intro APR Not Offered
    • Regular APR 14.24% - 24.24% (V)
    • Annual Fee $0 intro for the first year, then $49*
    • Rewards Rate 1 - 2 points / $1
    • Rewards Bonus 20,000 points
    • Minimum Credit Excellent
    • Rewards Details
    • Earn 20,000 enrollment FlexPoints after you spend $3,500 in Net Purchases (purchases minus credits and returns) on your Card within the first four months of account opening
    • Earn one FlexPoint for every $1 of eligible net purchases charged to your Card
    • Earn two FlexPoints for every $1 spent on gas, grocery or airline net purchases – whichever you spend most on each monthly billing cycle – and on most cell phone expenses
    • Earn Triple FlexPoints on eligible charitable donations*
    • Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or online redemption fees
    • Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more
    • Earn 3,500 bonus FlexPoints each year when you spend $24,000 in Net Purchases. You can redeem these FlexPoints for your annual fee or combine them with other FlexPoints for travel or many other rewards
    • Additional Info
    • *No Foreign Transaction Fees (based on creditworthiness)
    • Subject to credit approval
    • See More Details & Reviews About The U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card
    4 35 reviews

    U.S. Bank Perks+ Visa Signature® Card


    perks plus credit card
    • Purchase Intro APR 0% for 12 months
    • Transfer Intro APR 0% for 12 months 3% Transfer Fee
    • Regular APR 12.24% - 22.24% (V)
    • Annual Fee $0*
    • Rewards Rate 1 - 2 points / $1
    • Rewards Bonus None
    • Minimum Credit Excellent
    • Rewards Details
    • Earn 2X points on Gas and Grocery net purchases (purchases minus credits and returns)
    • Earn 1 point for every net dollar spent on everything else
    • Redeem for rewards you want – Redemption starts at 1,700 points for brand name merchandise, 2,500 points for gift cards, 5,000 points for cash back, and 25,000 points for one airline ticket (up to a $400 value) on over 150 airlines with no blackout dates
    • Net purchases are purchases minus credits and returns
    • Additional Info
    • The card is only available to residents in: AZ,AR,CA,CO,ID,IL,IN,IA,KS,KY,MN,MO,MT,NE,NV,ND,OH,OR,SD,TN,UT,WA,WI,WY,NM
    • See More Details & Reviews About The U.S. Bank Perks+ Visa Signature® Card
    3 154 reviews

    US Bank Cash+ Visa Signature Credit Card


    us bank flexperks cash rewards visa platinum card
    • Purchase Intro APR Not Offered
    • Transfer Intro APR 0% for 9 months 3% Transfer Fee
    • Regular APR 13.24% - 24.24% (V)
    • Annual Fee None
    • Rewards Rate 1 - 5% Cash Back
    • Rewards Bonus None
    • Minimum Credit Excellent
    • Rewards Details
    • Earn 1% cash back on everything else and 2% cash back on one everyday category (like gas or groceries).
    • Earn 5% cash back on your first $2,000 in net purchases each quarter on the combined two categories you choose like Restaurants or Department Stores.
    • No minimum redemption – redeem your cash back at any time in any amount when redeeming to checking, savings or statement credit.
    • Additional Info
    • Zero Fraud Liability.
    • Fraud Protection – Detects and notifies you of any unusual card activity to help prevent fraud.
    • Automatic Bill Pay – Earn rewards even faster when you pay bills online with your card.
    • Visa Signature Concierge - Receive 24/7 assistance with travel reservations, entertainment planning and more.
    • If you do not qualify for the U.S. Bank Cash+ Visa Signature Credit Card, you will automatically be considered for the U.S. Bank Cash Rewards Visa Card.
    • See More Details & Reviews About The US Bank Cash+ Visa Signature Credit Card
    3 5 reviews

    U.S. Bank FlexPerks® Select+ American Express® Card


    us bank flexperks selectplus american express credit card
    • Purchase Intro APR Not Offered
    • Transfer Intro APR 0% for 9 months 3% Transfer Fee
    • Regular APR 14.24% - 24.24% (V)
    • Annual Fee None
    • Rewards Rate 1 point / $1
    • Rewards Bonus 10,000 points
    • Minimum Credit Excellent
    • Rewards Details
    • Earn 10,000 enrollment FlexPoints after you spend $1,000 in Net Purchases (purchases minus credits and returns) on your Card within the first four months of account opening.
    • 1 FlexPoint for every $1 in Net Purchases.
    • Redemption starts at just 5,000 FlexPoints for merchandise, gift cards, statement credits and more.
    • An airline award ticket starts at just 20,000 FlexPoints (up to $400 value).
    • Net purchases are purchases minus credits and returns.
    • Additional Info
    • Travel Benefits: Emergency Assistance Services and Worldwide Car Rental Insurance.
    • Retail Purchase Protection.
    • See More Details & Reviews About The U.S. Bank FlexPerks® Select+ American Express® Card
    3.5 11 reviews

    U.S. Bank FlexPerks® Travel Rewards American Express® Card


    us bank flexperks travel rewards american express credit card
    • Purchase Intro APR Not Offered
    • Transfer Intro APR Not Offered
    • Regular APR 14.24% - 24.24% (V)
    • Annual Fee None 1st yr, $49 after
    • Rewards Rate 1 - 2 points / $1
    • Rewards Bonus 20,000 points
    • Minimum Credit Excellent
    • Rewards Details
    • Earn 20,000 enrollment FlexPoints with a new FlexPerks Travel Rewards Card after you spend $3,500 in Net Purchases (purchases minus credits and returns) on your Card within the first four months of account opening
    • 2X FlexPoints at restaurants and on most cell phone expenses.
    • 2X FlexPoints on airlines, gas or groceries - whichever you spend most on each monthly billing cycle.
    • Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or online redemption fees
    • Redemption starts at just 5,000 FlexPoints for merchandise, gift cards, statement credits and more
    • 3X FlexPoints on qualifying charitable donations.
    • Additional Info
    • *No Foreign Transaction Fees
    • See More Details & Reviews About The U.S. Bank FlexPerks® Travel Rewards American Express® Card
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    Credit Score
    Excellent Credit 721 – 850
    Good Credit 661 – 720
    Fair Credit 620 – 660
    Bad Credit 300 – 619
    Limited Credit Less than 3 years
    of credit history

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    Community Discussion

    Ask a question or help others find the best u.s. bank credit cards by sharing some tips.

     
    Apr 20, 2015
    By:
    I don't have a US Bank card, but I think that the U.S. Bank Perks+ Visa Signature® Card is pretty similar to the Discover IT card I have. They both have no annual fee (because really, who needs that?) and a comparable point earning rate. One difference, though, is that Discover regularly runs promotions where you get 5% cash back on certain purchases like gas, movie theater tickets, groceries, etc so I think it is easier to collect points with the Discover IT than with the US Bank Perks+Visa Signature card.
    Mar 10, 2015
    By:
    I’ve used the U.S. Bank Visa® Platinum Credit Card, and I was pretty pleased. U.S. Bank credit cards are beneficial because you can usually get more perks than a standard credit card, and this one is no exception. I had a 0% interest rate for 15 months, and the regular APR rate is pretty low at 9.99%.