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U.S. Bank Credit Cards

While the U.S. Bank name has been around since the late 1800’s, it wasn’t until 1988 when the first in a series of mergers and acquisitions involving more than 50 regional banks took place that the company became what it is today -- the 5th largest commercial bank in the United States, operating 3,086 branches and 5,086 ATMs nationwide. U.S. Bank credit cards are known for their rewards, with the company offering a range of co-branded cards in conjunction with corporate partners as well as a number of cards under its own FlexPerks brand name. U.S. Bank credit card…show more

    U.S. Bank Visa® Platinum Credit Card


    us bank platinum credit card
    • 0% Purchases 15 months
    • 0% Transfers 15 months3% Transfer Fee
    • Regular Rate 9.99% - 20.99% (V)
    • Annual Fee $0*
    • Rewards Rate None
    • Minimum Credit Excellent
    • Rewards Details
    • Additional Info
    • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-20.99%.
    • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
    • $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen
    • Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud
    • Online account management and account alerts
    • *No annual fee.
    • The card is only available to residents in: AZ,AR,CA,CO,ID,IL,IN,IA,KS,KY,MN,MO,MT,NE,NV,ND,OH,OR,SD,TN,UT,WA,WI,WY,NM
    • See All Reviews & Details About The U.S. Bank Visa® Platinum Credit Card

    U.S. Bank Perks+ Visa Signature® Card


    perks plus credit card
    • 0% Purchases 12 months
    • 0% Transfers 12 months3% Transfer Fee
    • Regular Rate 11.99% - 21.99% (V)
    • Annual Fee $0*
    • Rewards Rate 1 - 2 points / $1
    • Rewards Bonus None
    • Minimum Credit Excellent
    • Rewards Details
    • Earn 2X points on Gas and Grocery net purchases.
    • Earn 1 point for every dollar spent on everything else
    • Redeem for rewards you want – Redemption starts at 1,700 points for brand name merchandise, 2,500 points for gift cards, 5,000 points for cash back, and 25,000 points for one airline ticket (up to a $400 value) on over 150 airlines with no blackout dates.
    • Additional Info
    • 0% Intro APR* on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR, currently 11.99% - 21.99%.
    • No annual fee
    • The card is only available to residents in: AZ,AR,CA,CO,ID,IL,IN,IA,KS,KY,MN,MO,MT,NE,NV,ND,OH,OR,SD,TN,UT,WA,WI,WY,NM
    • See All Reviews & Details About The U.S. Bank Perks+ Visa Signature® Card

    U.S. Bank FlexPerks® Select+ American Express® Card


    us bank flexperks selectplus american express credit card
    • 0% Purchases Not Offered
    • 0% Transfers 9 months3% Transfer Fee
    • Regular Rate 13.99% - 23.99% (V)
    • Annual Fee None
    • Rewards Rate 1 point / $1
    • Rewards Bonus 10,000 points
    • Minimum Credit Excellent
    • Rewards Details
    • Earn 10,000 enrollment FlexPoints after you spend $1,000 in Net Purchases (purchases minus credits and returns) on your Card within the first four months of account opening.
    • Use your Card at select membership warehouse clubs and for everyday purchases.
    • 1 FlexPoint for every $1 in Net Purchases.
    • Travel Advisor Fee: $25
    • Additional Info
    • No annual fee.
    • See All Reviews & Details About The U.S. Bank FlexPerks® Select+ American Express® Card

    U.S. Bank FlexPerks® Travel Rewards American Express® Credit Card


    us bank flexperks travel rewards american express credit card
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 13.99% - 23.99% (V)
    • Annual Fee None 1st yr, $49 after
    • Rewards Rate 1 - 2 points / $1
    • Rewards Bonus 20,000 points
    • Minimum Credit Excellent
    • Rewards Details
    • Earn 20,000 enrollment FlexPoints with a new FlexPerks Travel Rewards Card after you spend $3,500 in Net Purchases on your Card within the first four months of account opening.
    • 2X FlexPoints at restaurants and on fast food. Plus, use your Card at select membership warehouse clubs.
    • 2X FlexPoints on gas, grocery or airfare - whichever you spend most on each monthly billing cycle - and on most cell phone expenses.
    • Redeem for rewards you want – Redemption starts at 1,700 points for brand name merchandise, 2,500 points for gift cards, and 5,000 points for cash back. Additionally, 25,000 points may be redeemed for one airline ticket (up to a $400 value) on over 150 airlines with no blackout dates.
    • Travel Advisor Fee: $25
    • Additional Info
    • No Foreign Transaction Fees.
    • See All Reviews & Details About The U.S. Bank FlexPerks® Travel Rewards American Express® Credit Card

    Harley-Davidson® Secured Credit Card


    harley davidson secured credit card
    • Secured Credit Card Min Deposit of $300
    • One-Time Fees None
    • Regular Rate 22.99% (V)
    • Annual Fee None
    • Monthly Fee None
    • Minimum Credit Bad
    • Rewards Details
    • Earn H-D™ Genuine Rewards points - Get 1 point per $1 net purchase.
    • Redeem 2,500 points for a $25 H-D™ Gift Card.
    • Receive a $10 Harley-Davidson Genuine Rewards Certificate.
    • Additional Info
    • To fund your Secured Card, you can choose to: Fund online using your Checking or Savings Account and Print an application and mail a Cashier's Check or Money Order.
    • The deposit is used to open a U.S. Bank Savings account to ensure your card can be paid. The savings account is FDIC-insured, earns interest and won't be touched as long as your account remains open and in good standing.
    • When you've managed all of your credit obligations responsibly consistently for 12 months, you'll be well on your way to a strong credit standing, and we may be able to move you to an unsecured credit card product.
    • Auto Rental Collision Damage Waiver
    • Zero Fraud Liability.
    • Automatic Bill Pay.
    • See All Reviews & Details About The Harley-Davidson® Secured Credit Card

    U.S. Bank FlexPerksSM Travel Rewards Visa Signature® Credit Card – 20,000 Bonus FlexPoints


    flexperks credit card
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 13.99% - 23.99% (V)
    • Annual Fee None 1st yr, $49 after
    • Rewards Rate 1 - 2 points / $1
    • Rewards Bonus 20,000 points
    • Minimum Credit Excellent
    • Rewards Details
    • Get 20,000 bonus FlexPoints after the first $3,500 in net purchases within the first four months.
    • Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or online redemption fees.
    • Earn one FlexPoint for every $1 of eligible net purchases charged to your card
    • Earn two FlexPoints for every $1 spent on gas, grocery or airline purchases – whichever you spend most on each monthly billing cycle – and on most cell phone expenses
    • Earn Triple FlexPoints for your charitable donations
    • Earn 3,500 bonus FlexPoints each year when you spend $24,000 in Net Purchases. You can redeem these FlexPoints for your annual fee or combine them with other FlexPoints for travel or many other rewards
    • Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more
    • Additional Info
    • Concierge Service.
    • See All Reviews & Details About The U.S. Bank FlexPerksSM Travel Rewards Visa Signature® Credit Card – 20,000 Bonus FlexPoints

    US Bank Cash+ Visa Signature Credit Card


    us bank flexperks cash rewards visa platinum card
    • 0% Purchases Not Offered
    • 0% Transfers 9 months3% Transfer Fee
    • Regular Rate 12.99% - 23.99% (V)
    • Annual Fee None
    • Rewards Rate 1% - 5% cash back
    • Rewards Bonus None
    • Minimum Credit Excellent
    • Rewards Details
    • Earn 1% cash back on everything else + 2% cash back on gas, groceries or drug stores – choose one.
    • Earn 5% cash back on your first $2,000 in net purchases each quarter on the combined two categories you choose like Restaurants or Department Stores.
    • No minimum redemption – redeem your cash back at any time in any amount when redeeming to checking, savings or statement credit.
    • Additional Info
    • Zero Fraud Liability.
    • Fraud Protection – Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud.
    • Automatic Bill Pay – Earn rewards even faster when you pay bills online with your card.
    • Visa Signature Concierge - Receive 24/7 assistance with travel reservations, entertainment planning and more.
    • See All Reviews & Details About The US Bank Cash+ Visa Signature Credit Card
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    Good Credit 661 – 720
    Fair Credit 620 – 660
    Bad Credit 300 – 619
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    Community Discussion

    Ask a question or help others find the best u.s. bank credit cards by sharing some tips.

     
    Apr 20, 2015
    By:
    I don't have a US Bank card, but I think that the U.S. Bank Perks+ Visa Signature® Card is pretty similar to the Discover IT card I have. They both have no annual fee (because really, who needs that?) and a comparable point earning rate. One difference, though, is that Discover regularly runs promotions where you get 5% cash back on certain purchases like gas, movie theater tickets, groceries, etc so I think it is easier to collect points with the Discover IT than with the US Bank Perks+Visa Signature card.
    Mar 10, 2015
    By:
    I’ve used the U.S. Bank Visa® Platinum Credit Card, and I was pretty pleased. U.S. Bank credit cards are beneficial because you can usually get more perks than a standard credit card, and this one is no exception. I had a 0% interest rate for 15 months, and the regular APR rate is pretty low at 9.99%.
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