Ad Disclosure

VISA MasterCard Credit Cards

5.0 5.0 - 1 reviews for top rated card

VISA and MasterCard are by far the most accepted credit cards in the world. The two companies (i.e. VISA, MasterCard) are independent from each other, even though a lot of times we see VISA MasterCard right next to each other. VISA is accepted at 30 million locations worldwide and there are 1.7 billions VISA cards issued. On the other hand, MasterCard is accepted at 28 million locations and has 981 million cards issued.

    Chase Freedom®


    chase freedom credit card
    • 0% Purchases 15 months
    • 0% Transfers 15 months3% Transfer Fee
    • Regular Rate 13.99% - 22.99% (V)
    Apply Now at issuer's secure site
    • Annual Fee None
    • Rewards Cash Back
    • Initial Bonus $100
    • Earn Rate 1% - 5% cash back
    • Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening
    • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
    • 5% Cash Back on up to $1,500 in combined purchases between 1/1/15–3/31/15 at grocery stores (not including Walmart® and Target® purchases), movie theaters, and Starbucks® stores
    • You’ll enjoy new 5% categories every 3 months like restaurants, gas stations, and Amazon.com. It’s free and easy to activate your bonus each quarter!
    • Unlimited 1% Cash Back on all other purchases

    Capital One® VentureOne® Rewards Credit Card


    capital one ventureone rewards credit card
    • 0% Purchases until December 2015
    • 0% Transfers Not Offered
    • Regular Rate 11.9% - 19.9% (V)
    Apply Now at issuer's secure site
    • Annual Fee None
    • Rewards Miles
    • Initial Bonus 20,000 miles
    • Earn Rate 1.25 miles / $1
    • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
    • Earn unlimited 1.25 miles on every purchase, every day and pay no annual fee
    • Fly any airline, stay at any hotel, anytime.
    • Travel when you want—no blackout dates.
    • Miles don't expire and there’s no limit to how many you can earn

    Capital One® Venture® Rewards Credit Card


    capital one venture rewards credit card
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 13.9% - 20.9% (V)
    Apply Now at issuer's secure site
    • Annual Fee $0 for 1st yr, $59 after
    • Rewards Miles
    • Initial Bonus 40,000 miles
    • Earn Rate 2 miles / $1
    • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel.
    • Earn unlimited 2X miles on every purchase, every day.
    • Fly any airline, stay at any hotel, anytime.
    • Travel when you want—no blackout dates.
    • Miles don't expire and there’s no limit to how many you can earn

    Capital One® Platinum Prestige Credit Card


    capital one platinum prestige credit card
    • 0% Purchases until March 2016
    • 0% Transfers until March 20163% Transfer Fee
    • Regular Rate 10.9% - 18.9% (V)
    Apply Now at issuer's secure site
    • Annual Fee None
    • Rewards None

    Citi® Double Cash Card


    citi double cash card
    • 0% Purchases 15 months
    • 0% Transfers 15 months3% (min $5) Transfer Fee
    • Regular Rate 12.99% - 22.99% (V)
    Apply Now at issuer's secure site
    • Annual Fee $0*
    • Rewards Cash Back
    • Initial Bonus None
    • Earn Rate 1% - 2% cash back
    • The only card that earns you cash back TWICE on every purchase with:
    • 1% cash back when you buy
    • Plus 1% cash back as you pay for those purchases, whether you pay in full or over time*
    • No Category Restrictions, No Caps, No Enrollments in Rotating Categories

    Capital One® Quicksilver® Cash Rewards Credit Card


    capital one quicksilver cash rewards credit card
    • 0% Purchases until September 2015
    • 0% Transfers until September 20153% Transfer Fee
    • Regular Rate 12.9% - 22.9% (V)
    Apply Now at issuer's secure site
    • Annual Fee None
    • Rewards Cash Back
    • Initial Bonus $100
    • Earn Rate 1.5% cash back
    • One-time $100 bonus after you spend $500 on purchases within the first 3 months.
    • Earn unlimited 1.5% cash back on every purchase, every day.
    • No rotating categories and no sign ups needed to earn cash rewards.
    • Cash back doesn't expire and there’s no limit to how much you can earn

    Chase Slate®


    slate credit card
    • 0% Purchases 15 months
    • 0% Transfers 15 monthsNo Transfer Fee
    • Regular Rate 12.99% - 22.99% (V)
    Apply Now at issuer's secure site
    • Annual Fee $0
    • Rewards None

    Barclaycard Arrival™ World MasterCard®


    barclaycard arrival world mastercard credit card with no annual fee
    • 0% Purchases Not Offered
    • 0% Transfers 12 months3% Transfer Fee
    • Regular Rate 14.99% - 18.99% (V)
    Apply Now at issuer's secure site
    • Annual Fee None
    • Rewards Miles
    • Initial Bonus 20,000 miles
    • Earn Rate 1 - 2 miles/$1
    • Earn 20,000 bonus miles when you spend $1,000 on purchases in the first 90 days — that's enough to redeem for a $200 travel statement credit
    • Earn 2X miles on travel and dining and 1X miles on all other purchases
    • Miles don't expire as long as your account is open, active and in good standing
    • Get 10% miles back to use toward your next redemption every time you redeem for travel statement credits

    Citi Simplicity® Card


    citi simplicity credit card
    • 0% Purchases 18 months
    • 0% Transfers 18 months3% (min $5) Transfer Fee
    • Regular Rate 12.99% - 22.99% (V)
    Apply Now at issuer's secure site
    • Annual Fee $0*
    • Rewards None

    Barclaycard Arrival Plus™ World Elite MasterCard®


    barclaycard arrival world mastercard credit card
    • 0% Purchases Not Offered
    • 0% Transfers 12 months3% Transfer Fee
    • Regular Rate 14.99% or 18.99%
    Apply Now at issuer's secure site
    • Annual Fee None 1st yr, $89 after
    • Rewards Miles
    • Initial Bonus 40,000 miles
    • Earn Rate 2 miles/$1
    • Earn 40,000 bonus miles when you spend $3,000 on purchases in the first 90 days — that’s enough to redeem for a $400 travel statement credit.
    • Earn 2X miles on all purchases - Miles don't expire as long as your account is open, active and in good standing
    • Get 10% miles back to use toward your next redemption every time you redeem for travel statement credits
    I Want


     
    Based on your other criteria:
    No cards have a Regular
    Rate below %.
     

    Credit Card Networks


    Annual Fees
    Fewer Filters
    Balance Transfer Fee?



    Foreign Transaction Fee?



    Smart Chip Technology

    Suggested Credit Card Pages Categories Recently Viewed Credit Cards
    • None
    Share this page:

    We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information.

    Before you apply for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences.

    Ad Disclosure: Certain offers originate from paying advertisers, and this will be noted on a card's details page using the designation "Sponsored Card", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At CardHub we try to list as many credit card offers as possible and currently have more than 1,200 offers, but we do not make any representation of listing all available offers.

    COMMUNITY DISCUSSION

    Ask a question or help others find the best visa mastercard by sharing some tips.

     
    Nov 24, 2014
    By:
    Nov 24, 2014
    I use my mastercard rather than cash every day. It is easier than racking up ATM fees to have cash, and it makes tracking my spending easier as well. I feel better using it when purchasing expensive items, or when renting a car or buying airline tickets because of the ability to dispute charges if something goes wrong. If you pay cash, you don't have that ability. And of course it makes purchasing online possible. I also like if I purchase something online and it doesn't arrive, I can always dispute the charge and they will refund me what I spent.
    Oct 30, 2014
    By:
    Oct 30, 2014
    I use my visa card everyday. I use it at the gas station, to buy stuff at the store, in the drive thru and even to make purchases online. I don't like to carry cash on me so using my visa makes my life alot easier.
    Oct 24, 2014
    By:
    Oct 24, 2014
    First of all we have to understand the fact that MasterCard and Visa do not issue credit cards. They make money by processing transactions between your point of purchase and your bank. They have nothing to do with your cash rewards, interest rates, late fees or customer service issues. It's all your bank that does.In a simple word i can define it as payment networks that connect merchant payment terminals with your bank’s credit card department. That's it.
    But if you ask me which one, i would say i am comfortable & good with VISA cards. I used to fly foreign countries very often especially India, middle east asia and more
    Sep 18, 2014
    By:
    Sep 18, 2014
    I usually use my Master Card every day for gas, groceries, hardware, computers, office supplies and most of all I use my credit card for internet purchases. The credi card helps buy things without worrying about carrying alot of cash with me.
    Sep 10, 2014
    By:
    Sep 10, 2014
    I have a number of cards and of course a Mastercard and a Visa too. Which card I will use at the time depends on what store I am at. I like rebates and different cards have different deals depending on the store or product being purchased. For example, if I am buying gas for the car I would use my PenFed Visa since it has a 5% cash rebate for gas, but only 1% for other stuff. For the other things in life, like groceries, I use my Discover card or one of the others I have, whichever has the best rebate at the time.
    Aug 7, 2014
    By:
    Aug 7, 2014
    Visa handles everything I need for my daily purchases. Whether it's paying bills or just catching a bite to eat with some friends, the important thing is that I'm always confident in pulling it out that I'm secure when using it and that I know it will work. After stories of failed transactions or stolen information, this is exactly the card that I need and want. The rewards system doesn't hurt either.
    Jun 24, 2014
    By:
    Jun 24, 2014
    The main reasons I use my Visa and MasterCard are for security during online transactions. Though I could use my bank account, I find that the security features available for my cards make them a smarter choice. Using them also generates rewards that benefit me later as well. There is nothing better than buying a gift for someone with my cards and earning something for myself in the bargain.
    May 31, 2014
    By:
    May 31, 2014
    I use my Visa and MasterCard for several things. One of the things I love to do is shop online. When you buy things online of course you are going to need a credit card. Last Christmas I actually did all my shopping online at stores like Amazon, Ebay, Gap, Macy’s and Old Navy. My credit cards also have reward points so I love using them whenever I get gas. They usually give you more points if you use the card at a gas station.
    Mar 8, 2014
    By:
    Mar 8, 2014
    With the kinds of cards you can get these days, using a credit card is so much more than what it used to be. It's not just a matter of buying things you don't yet have the cash for - sometimes it's just for the convenience. So simple to use, and with the Capital One Visa credit card you get your reward points. I try to use it instead of cash as much as I can, because even if I have the cash, I can use it to repay the balance within a month and have an improved credit score.
    May 31, 2014
    Photo of James S.
    May 31, 2014
    I do the exact same thing. I have cash but I always use my Amazon Visa credit card to pay for things. Not only is it more convenient but I also get reward points which then I can use to get cash back.
    Feb 6, 2014
    By:
    Feb 6, 2014
    I like the Chase Freedom card. A card with 0% on balance transfers for 15 months could really help someone pay down higher interest cards. Think how much you'll save in interest. You'll make up for that balance transfer fee pretty fast!
    Jan 27, 2014
    By:
    Jan 27, 2014
    It is very important to always have a master or visa card (I have a visa). Life is full of unexpected financial events and emergencies, and having my visa card gives me the peace of mind to know that I will be okay when faced with something like this. I really try to save my card for when I really need it, so that I will have a good credit balance available when the time comes. I use it every now and then for small purchases and pay it off so that it helps establish my credit. I also find that I have situations where I can only use a more
    Jan 14, 2014
    By:
    Jan 14, 2014
    I use my Capital One Visa credit card for many purchases, not just for emergencies. More recently, I wanted to purchase a TV that was on sale for a limited time at a local retailer. I didn't have enough cash right at the moment, but I was lucky that I had my Visa card. I was able to charge the TV on my credit card to get the sale price at the store. And the great part was that I built up more reward points on my credit card to use later. I couldn't have done that with cash! I paid my balance in full within only one month to more
    Dec 30, 2013
    By:
    Dec 30, 2013
    Credit cards are very useful tools to have around in your life. I use my Chase Freedom Visa card a lot, but I really use it during the holidays. Just this year alone, between September and December, I charged over $600.00 on it for gifts and decorations. I didn't mind using it because it was all for a good cause and I pay it back quickly.

    When it isn't holiday season, I find myself using my Chase Visa when there is an emergency or if I am low on cash and need to get something. I don't use it all that often, but I always have it on me in case more
    Credit Cards Prepaid Cards Gift Cards Tools