AAA Rewards Credit Card

AAA Rewards Credit Card
  • Minimum Credit Required:Excellent, Good
  • Annual Fee:None
  • Network: VISA
  • Rating:
    4.04.0 / 5 from 25 votes - Cast your vote!
 
 
 
Rewards: Yes Type:  Points - Generic
Initial Bonus 2,500 points Base Earn 1 point / $1 Max Earn 3 points / $1 Earn / Redeem Limit No
Reward Details:
  • Earn a point for every net retail purchase dollar you spend.
  • DOUBLE POINTS for gas, grocery and drug store purchases.
  • Redeem points them for the reward that is right for you—from travel to cash to merchandise.
  • TRIPLE POINTS on all qualifying AAA purchases — including travel booked at AAA...or anywhere else!
 
 
Purchases:
Intro Rate Not Offered Intro Period N/A Regular Rate 12.99% - 20.99%
Balance Transfers: 
Intro Rate2.99% Intro Period12 months Regular Rate12.99% - 20.99% Balance Transfer Fee 4%
Cash Advances:
Cash Advance Rate 20.99% - 24.99% Cash Advance Fee 4% (min $10)
 
 
Additional Info:
  • Zero liability fraud protection.
  • Max Late Fee:  $35
  • Max Overlimit Fee:  None
  • Max Penalty APR:  29.99%
  • Grace Period:  25 days
  • Online Response:  Yes
  • Foreign Transaction Fee:  2%
 
 
Your Recommendation
4.0
Your Rating: 1 2 3 4 5  
Overall Rating: 4.0 / 5 from 25 users

If you currently have the AAA Rewards Credit Card and are satisfied or you like the terms of this credit card offer please let your friends know.

 
 
 
 
 
 
back to top Discussion

Share your experiences, thoughts or just ask a question:

  • Joe Weider:
    Are you a AAA member? If not, you shouldn’t even consider the AAA Rewards Credit Card. If so, it really depends how lucrative this card is compared to the rest of the above-average credit rewards credit card market. The AAA rewards credit card offers the standard 1 point per dollar spent on all purchases in addition to 2 point per dollar spent on gas, grocery and drug store purchases, and 3 points per dollar on AAA purchases, including travel. That’s about it. The 2.99% intro balance transfer rate for 12 months isn’t a perk since it comes with a 4% transfer fee and there are cards out there that offer 0% for 21 months with a 3% fee. Ultimately, it only seems like you should open the AAA Rewards Card if you spend a lot through AAA each month. I mean, the Capital One Venture Card basically offers 2% cash back on all purchases if you redeem miles for anything travel related. The Blue Cash Everyday from Amex offers 3% cash back at grocery stores, 2% at gas stations and department stores and 1% on everything else. The Citi Simplicity and Platinum Select credit cards offer 0% on purchases and transfers for 21 months. There are simply no shortage of cards that are better than the AAA Rewards Credit Cards for all but the biggest AAA spenders.
 

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The card information shown on this page was last updated: May 22nd, 2012 at 2:31 EDT


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