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AccountNow Gold Visa® Prepaid Card

Prepaid Card
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AccountNow Gold Visa® Prepaid Card’s Key Fees

  • ACTIVATION FEE None
  • MONTHLY FEE $9.95
  • SIGNATURE TRANSACTION FEE Free
  • PIN TRANSACTION FEE Free
  • ATM TRANSACTION FEE $2.50

AccountNow Gold Visa® Prepaid Card’s Highlights

  • Get Paid up to 2 days Faster with Free Direct Deposit - Get Your Paycheck or Benefits Checks in Your Card Account and Access Your Funds up to 2 days Earlier Than Payday
  • 100% Approval - upon Successful ID Verification. No CreditCheck. No ChexSystems Check. No Existing Bank Account Required
  • $0 Activation Fee. No Minimum Balance. No Risk of Overdraft Fees
  • $15 Bonus with Qualifying Direct Deposit. Never Pay to Cash Your Paychecks and Get Your Pay Faster
  • Use it Everywhere Visa Debit Cards are Accepted and Pay Anyone with PayAnyone Bill Pay. Shop Online, Rent a Car, Pay Your Rent and More
  • Easy Mobile Account Access and Text Alerts. Get Your Account Balance, Transaction Details Sent to Your Phone within Seconds
  • BBB Accredited A+ Company. Excellent Customer Service

AccountNow Gold Visa® Prepaid Card’s's Additional Info

  • LIVE CUSTOMER SUPPORT N/A
  • AUTOMATED CUSTOMER SUPPORT N/A
  • RELOAD OPTIONS Direct Deposit, Western Union, MoneyGram, Visa Ready Link, GreenDot, Cash Reload, Bank Transfer, Check Reload
  • CANCELLATION FEE Should your Card Account be closed, AccountNow will issue you a credit for any unpaid balances
  • INACTIVITY FEE No Fee
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Customer Questions and Answers

Don't see what you're looking for? Submit your question about AccountNow Gold Visa® Prepaid Card to our community.

How to get my balance?
Reply

Photo of Card H.
Oct 11, 2015
There are two easy (and free) ways to check the balance on your AccountNow VISA Prepaid Card:

Through your online account at: my.accountnow.com; OR
By signing up for mobile text alerts (instructions are here: https://gold.accountnow.com/services/sms_textAlerts.aspx)

You can also check your balance at an ATM, but that costs $1.50 each time you do it.
7 Votes 10 3

Can I transfer money I owe my friend who is out of town to his Account Now card?
Reply

Photo of Card H.
Mar 29, 2016
You can only transfer funds directly if you have an AccountNow prepaid card, too. In that case, it’s free and you can send up to $300/day ($500 if you upgrade to Gold and participate in Direct Deposit). If you don’t have an AccountNow card, you could try PayPal or Venmo to repay your friend. Hope this helps.
6 Votes 8 2

I need my information for my card: the routing number etc. How can I get it?
Reply

Photo of Card H.
Feb 3, 2016
You can find all of that info by enrolling in online account management. To start, please go to: https://my.accountnow.com/SignOn.aspx . For your convenience, he’s a quick breakdown of how to find your routing number:

Login to your prepaid account and click the 'Add Money' tab.
Choose either “Paycheck” or “Benefits,” depending on the type of funds you plan to receive.
If you chose 'Paycheck', your routing number will be displayed on the resulting direct deposit form, which you can either print or email to yourself. If you chose 'Benefits', your routing and account number will be displayed on the webpage.

Hope this helps. more
3 Votes 4 1
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Customer Reviews

Share your insights and review the AccountNow Gold Visa® Prepaid Card.

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3.7 out of 5

222 reviews
20%
54%
12%
6%
8%
Photo of Erica M.
May 30, 2016
Account Now sucks they are liars.. I want my money that was stolen from my account they lied said they did an investigation. Sent my a letter in a week closing investigation. Stating they found no error. I called they said someone would call. Well no call I called them about documentation on investigation on how they concluded it was not stolen. Well no letter or call from them at all.I don't shop at HEB grocery in houston .They are liars. I want my money back... ......People stay away... STAY AWAY FROM ACCOUNT NOW..
Photo of Denise M.
Mar 16, 2016
Have had account now since 2012 and have not had any issues! Only ONE time where I received a direct deposit and I wasn't able to access my funds for a few hours but otherwise no complaints.
Photo of Patrick N.
Jun 2, 2016
How did you get to access your funds again?
Photo of Ian G.
Dec 18, 2015
I used this card for one month and realized it wasn't for me. The monthly fee is quite high and is not advertised well on the card. Don't get fooled into thinking that this is an easy card (or free card) to use. You will surely be annoyed. On the plus side, the card does make it quite easy to perform all necessary transactions.
Photo of Reshonda W.
Dec 1, 2015
I don't like this card it took $20 from me
Photo of Chuck F.
Oct 1, 2015
Mmmmm 2 days before payday don't fall for this bs line..getting paid later than bank...dissatisfied
Photo of Tara M.
Sep 25, 2015
Stole my last 10 bucks to pay their super high monthly fee and the rudest person in the world to me I was stupid for not reading the fine print.to load money is a ridiculous 4.50.DO NOT USE THIS CARD negative 5stars
Photo of Amyah M.
Jul 14, 2015
I've been with them for a while. And the customer service is AWFUL!!! The most rude ladies. Avmoney transfer is the longest process. I think they sit around an do nothing all day. I'm leaving this company ASAP!
Photo of Mon T.
Jan 29, 2016
Whats the number there to talk to someone
Photo of Shaterica W.
May 7, 2015
I will never ever ever use this card again. I have been having this card for the pass six months and I actually enjoyed having it especially the fact that I get paid two days early with my direct deposit. However it all changed, I used this card to check into an hotel, and they placed a $150 dollar hold my account for incidentals etc. , which is fine every hotel does it. When I checked out of course my final bill was $0.00 because i prepaid for my entire I stay. Well upon a week after checking out the hold was still there so I can the hotel to more
Photo of Christina M.
Feb 19, 2015
I hate it. I want my money back... they closed my card with out telling me and now they want my ID copy SS card copy and utility bill copy.. before I get my cash back. God damn just send it to the mail..... its so bullshit I want my money back now!! >:|
Photo of Ricky V.
Feb 18, 2015
do not use this bank !!!!!!!!!!!!!!!!!!!! this bank is horrible and they keep your money for days.

do not use account now and Visa Gold Card !!!!!! please let friends and family know ASAP.
Photo of Leo A.
Jan 26, 2015
This card is great for my needs. Yes there is a fee but most prepaids have one. The greatest benefit of this card is the ability to transact ACH debits (AKA, Online Checking Account payments) with the routing number and account number. There is no other prepaid card which has this feature. There is a fee of $2.50 for each ACH transaction which is high but it is worth it when you need to pay a bill ASAP and need the 1 to 2 day floating period. For example, I get paid on Fridays and needed to pay a utility on Thursday. I did not have quite enough to cover more
Photo of Denise W.
Jan 24, 2015
When can i start using my Visa to credit something. Do i have to have money on the card to do credit.
Photo of Card H.
Feb 3, 2015
According to AccountNow's website, the time that the money will be available differs depending on the way they are added to your prepaid card account. Electronic payments and direct deposits will be available the same business day they are received by AccountNow while cash deposits made through money transfer services generally will be available instantly. However, you can get in touch with customer service at 877.984.7465 and ask for more information.
Photo of Justin S.
Jan 23, 2015
This is a good credit card if you need a short term way to buy things or pay bills if you don't have a bank account or are waiting for direct deposit or your account to verified. All in all, I am satisfied, but I think if you're comparing this kind of card to a typical credit card then you'll be disappointed. Either way, the convenience for times when you're in a pinch is unique to this service. Another good thing about this card is that it's a good for people who may not have the best credit in the world.
Photo of Laura D.
Nov 20, 2014
I got this card to be able to be paid for work that I do from home. I no longer use this card because I no longer need it, due to direct deposit. I had to wait for my funds to become available and ready for use, usually 1 day.
Photo of Elisha C.
Nov 17, 2014
Terrible customer service. They are holding on to my check that the deposited into the wrong account for over two weeks. I still don't have my money and they won't send it back to my employer. These people really fucking suck! Worst customer service ever. Do not use they are complete trash. Negative five stars.
Photo of Michael M.
May 30, 2014
Love this .. easy to use fast and cheap and very few fees. you can use pretty much anywhere
Photo of Latasha B.
Feb 9, 2014
I Like how you do business with your people, you guys made me very happy by being with you thank you so much for having me.
Photo of Aliciadine O.
Sep 26, 2013
I have enjoyed having my Account Now Gold Visa Prepaid Card. It allows me the convenience which comes from having a credit card and when I want money from projects sent to the card they come right away.
Photo of Shamalama E.
Oct 18, 2012
not happy with card they take your money.
Photo of Jamie A.
Sep 19, 2012
I've had my card for about two yrs now and I love it. It help me manage my money better.
Photo of Danetta C.
Aug 5, 2012
THIS CARD IS GREAT. I NEVER GO OVER MY BUDGET WITH THIS CARD.
Photo of Noel O.
Jun 14, 2012
this card is really helpful and easy to use and load, there is a option for direct deposit which is really helpful, I think a pretty low transaction fee. Customer service has always been really good and helpful, all and all I love this prepaid card. Ithink this is a really good option for people who use prepaid cards.
Photo of Joe W.
Oct 18, 2011
Last week, I decided to see what all of the fuss was about concerning prepaid cards. I started by looking into the GreenDot prepaid card and was very impressed that its minimum monthly deposit and ATM policies allowed it to basically be a free checking account since by all accounts prepaid cards are rising in popularity because consumers are looking to escape the new checking account fees. Unfortunately, I am not as impressed with this Account Now Gold Prepaid Card. For starters, you have to deposit at least $2,500 each month to avoid a monthly fee of nearly ten bucks (in contrast to only $1,000 with GreenDot). Also, while the more
Photo of Bernadette G.
Sep 11, 2012
I don't like this card. I wish I had kept the card I had before. I wasn't charged for anything and didn't need to keep a certain amount on my card.
+199 users submitted a rating without a full review
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Last updated on: Jul 27th, 2016 at 2:18 EDT

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