Points - Generic
| Initial Bonus $10 |
Base Earn 1% / $1 |
Max Earn 5% / $1 |
Earn / Redeem Limit No |
- Receive a $10 Enrollment Bonus Certificate.
- The 5% in Rewards is calculated based on the 3% earned for every net $1 spent at participating Ace stores plus an additional 2% Bonus Reward on Ace store purchases when you reach a minimum spend of $12,000 in a calendar year.
- 2% in Rewards for every net $1 spent at gas stations and grocery stores.
- 1% in Rewards for every net $1 spent everywhere else Visa is accepted.
- $25 in Ace Rewards for every 12,500 points earned.
| Intro Rate Not Offered |
Intro Period N/A |
Regular Rate 13.99% - 22.99% |
| Intro RateNot Offered | Intro PeriodN/A | Regular Rate13.99% - 22.99% | Balance Transfer Fee 3% |
| Cash Advance Rate 23.99% |
Cash Advance Fee 4% (min $5) |
- $250,000 in Travel Accident Insurance.
- Zero Liability Protection.
- Auto Rental Collision Damage Waiver.
- The Ace Rewards Visa Card is the best tool for saving money. It's the only Visa Card that allows you to earn and build Ace Rewards for dollars spent both inside your favorite Ace store and everywhere else Visa is accepted.
- Max Late Fee: $35
- Max Overlimit Fee: $35
- Max Penalty APR: None
- Grace Period: 24 days
- Online Response: No
- Foreign Transaction Fee: 3%
If you currently have the Ace Credit Card and are satisfied or you like the terms of this credit card offer please let your friends know.
If you are interested in the Ace Credit Card, check out the following credit cards as well:
Compare the Ace Credit Card against other major online credit card offers.
Ace Credit Card is related to the following credit card categories:
- Credit Cards for Excellent Credit with No Annual Fee
- Rewards Credit Cards with No Annual Fee
- Travel Rewards Credit Cards
- No Annual Fee Credit Cards
- Rewards Credit Cards
- Points Credit Card
- VISA Card
- Points Credit Cards for Excellent Credit
- Visa Credit Cards for Excellent Credit
- Visa Credit Cards for Good Credit
We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.
Before applying for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Ace Credit Card shown on this page.
The card information shown on this page was last updated: May 15th, 2012 at 12:57 EDT
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If you’re in the construction industry or love to do home projects, an Ace Credit Card could be for you. Before we get ahead of ourselves though, you shouldn’t just apply for an Ace Card because you sometimes shop at Ace or have been meaning to tackle this or that. You should get it if Ace purchases represent one of your biggest expenses. Why? Because the Ace Credit Card’s rewards are primarily Ace-oriented and you want to have rewards credit cards that allow you to maximize your perks, both in terms of overall value and how often you benefit. See, the Ace Credit Card offers 3 points per $1 spent at Ace stores (plus an extra 2 points per $1 if you spend above $12,000 in a year), 2 points per dollar spent on gas and groceries, and 1 point per $1 on everything else. You also get a $10 bonus for opening your Ace Credit Card. Unfortunately, you can only redeem Ace Credit Card points for Ace store credit and points are redeemable at a rate of only 0.2% (12,500 points = $25 at an Ace store). Given that these rewards are uncompetitive as well as limiting in terms of redemption and since you also don’t get a 0% introductory rate on either purchases or transfers with the Ace Card, it’s hard to imagine a scenario where the ACE Credit Card is a good choice). Therefore you need some alternatives. If you want a card that gives you a good cash back rate across all purchases, the Capital One Cash Card is a good offer. If you want a card offering extra on gas and groceries, the Blue Cash Everyday Card is not only more rewarding than the Ace Credit Card, but it’s also more straightforward. A number of cards also offer 5% cash back on rotating spending categories, which may include home improvement.