SimplyCash® Plus Business Credit Card from American Express

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SimplyCash® Plus Business Credit Card from American Express’ Rewards

Base Earn
Max Earn
  • Welcome Offer: Earn a one-time $250 statement credit after you spend $5,000 or more in qualifying purchases on your Card within the first 6 months of Card Membership
  • No Annual Fee. Plus, more buying power and more cash back
  • 5% cash back on wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores
  • 3% on the category of your choice from a list of eight and 1% cash back on other purchases
  • 5% and 3% apply to the first $50,000 in purchases per calendar year, then 1% thereafter. Cash back received is automatically credited to your statement
  • Terms and limitations apply

SimplyCash® Plus Business Credit Card from American Express’ Key APRs & Fees

Purchase Intro APR
0% for 9 months
Transfer Intro APR
Balance Transfers Not Allowed
Regular APR
12.49% - 19.49% (V)

SimplyCash® Plus Business Credit Card from American Express’ Additional Info

  • MAX LATE FEE   $38
  • MAX PENALTY APR   29.49% (V)
  • GRACE PERIOD   25 days
    25.49% (V)
    3% (min $5)
  • SMART CHIP   Yes, chip-and-signature
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Customer Questions and Answers

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What are the cash back categories?

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Customer Reviews

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3.9 out of 5

274 reviews
Photo of Michael L.
Aug 10, 2012
I have had this card for about five years and I can honestly say that it is one of the best deals going if you own a cellphone and/or need to also need to buy office supplies. The gas rebate associated with this card isn't one of the best deals but it is not too shabby at 3%. Another feature I love is the fact that American Express Simply Cash will fight for you if you have trouble with a merchant. Over the five years I have had it, they have won me two settlements with merchants over lost/defective items and overcharges to the card for services rendered. Keep in more
Photo of John U.
Jul 25, 2012
I very much enjoy American Express as a company very much. I have this card with them and also the American Express corporate card. Both cards have been very simple to use, pay off, and maintain with American Express. The only thing I dislike is that not everyone takes the American Express card and I have to use debit on occasion. I really prefer American Express credit cards because their website is very easy to use to navigate my bills, transaction history, communications, etc. I recommend any cards that they promote or offer because of their excellent customer service and ease of use as a consumer.
Photo of Joe W.
Jan 11, 2012
The first thing you need to know when shopping for a business credit card is that your personal credit standing, not your business’, will be the most important factor in the application process. In other words you don’t need to start at the bottom of the totem pole if you are starting a new business. The reason for this is that credit card companies hold small business owners liable for business credit card use and report use to their personal credit reports. That means if you have excellent credit the American Express SimplyCash Business Credit Card will be an option. Whether it’s a good one is another story entirely. The more
+271 users submitted a rating without a full review
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Last updated on: Sep 22nd, 2016 at 9:41 EDT

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