SimplyCash® Business Card from American Express

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SimplyCash® Business Card from American Express’ Rewards

$250 statement credit
Base Earn
Max Earn
Earn / Redeem Limit
  • LIMITED TIME OFFER: Earn a one-time $250 statement credit after you spend $5,000 or more in qualifying purchases on your Card within the first 6 months of Card Membership
  • To be eligible for this offer, your application must be received by January 25, 2016
  • With no annual membership fee, it’s a smart choice for your business
  • 5% cash back at U.S. office supply stores and on wireless telephone services purchased directly from U.S. service providers
  • 3% cash back on the category of your choice from a list of select categories and 1% cash back on other purchases
  • 5% and 3% apply to purchases up to $25,000 per rebate year then 1% thereafter. Cash back earned is automatically credited to your statement
  • Terms and limitations apply.

SimplyCash® Business Card from American Express’ Key APRs & Fees

Purchase Intro APR
0% for 9 months
Transfer Intro APR
Balance Transfers Not Allowed
Regular APR
12.24% - 19.24% (V)

SimplyCash® Business Card from American Express’ Additional Info

  • MAX LATE FEE   $38
  • MAX PENALTY APR   29.24% (V)
  • GRACE PERIOD   25 days
    25.24% (V)
    3% (min $5)
  • SMART CHIP   Yes, chip-and-signature
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234 reviews
Photo of Michael L.
Aug 10, 2012
I have had this card for about five years and I can honestly say that it is one of the best deals going if you own a cellphone and/or need to also need to buy office supplies. The gas rebate associated with this card isn't one of the best deals but it is not too shabby at 3%. Another feature I love is the fact that American Express Simply Cash will fight for you if you have trouble with a merchant. Over the five years I have had it, they have won me two settlements with merchants over lost/defective items and overcharges to the card for services rendered. Keep in more
Photo of John U.
Jul 25, 2012
I very much enjoy American Express as a company very much. I have this card with them and also the American Express corporate card. Both cards have been very simple to use, pay off, and maintain with American Express. The only thing I dislike is that not everyone takes the American Express card and I have to use debit on occasion. I really prefer American Express credit cards because their website is very easy to use to navigate my bills, transaction history, communications, etc. I recommend any cards that they promote or offer because of their excellent customer service and ease of use as a consumer.
Photo of Joe W.
Jan 11, 2012
The first thing you need to know when shopping for a business credit card is that your personal credit standing, not your business’, will be the most important factor in the application process. In other words you don’t need to start at the bottom of the totem pole if you are starting a new business. The reason for this is that credit card companies hold small business owners liable for business credit card use and report use to their personal credit reports. That means if you have excellent credit the American Express SimplyCash Business Credit Card will be an option. Whether it’s a good one is another story entirely. The more
+231 users submitted a rating without a full review
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Last updated on: Oct 20th, 2015 at 9:20 EDT

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