SimplyCash® Business Card from American Express

SimplyCash® Business Card from American Express
Required Credit Score: Excellent, Good
4 174 reviews   Write a Review!
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SimplyCash® Business Card from American Express's Rewards

Bonus
None
Base Earn
1%
Max Earn
5%
Earn / Redeem Limit
No
  • 5% at U.S. office supply stores & on wireless telephone services purchased directly from U.S. service providers.
  • 3% on the category of your choice.
  • 1% on other purchases.
  • On purchases up to $25,000 at 5% and 3% per rebate year, then 1%.
  • Terms and limitations apply.

SimplyCash® Business Card from American Express's Key APRs & Fees

Intro Rate on Purchases
0% for 9 months
Intro Rate on Transfers
Balance Transfers Not Allowed
Regular Rate
12.24% - 19.24% (V)
  • ANNUAL FEE $0

SimplyCash® Business Card from American Express's Additional Info

  • MAX LATE FEE   $37
  • MAX OVERLIMIT FEE   None
  • MAX PENALTY APR   27.24% (V)
  • GRACE PERIOD   25 days
  • ONLINE RESPONSE   No
  • CASH ADVANCE RATE 21.24% (V)
  • CASH ADVANCE FEE 3% (min $5)
  • FOREIGN TRANSACTION
    FEE  
    2.7%
  • With no annual membership fee, it’s a smart choice for your business.

SimplyCash® Business Card from American Express Reviews

 
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4.2
Overall Rating: 4.2 / 5
Total Ratings: 174
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Aug 10, 2012
Photo of Michael L.
5
By:
I have had this card for about five years and I can honestly say that it is one of the best deals going if you own a cellphone and/or need to also need to buy office supplies. The gas rebate associated with this card isn't one of the best deals but it is not too shabby at 3%. Another feature I love is the fact that American Express Simply Cash will fight for you if you have trouble with a merchant. Over the five years I have had it, they have won me two settlements with merchants over lost/defective items and overcharges to the card for services rendered. Keep in more
Jul 25, 2012
Photo of John U.
4
By:
I very much enjoy American Express as a company very much. I have this card with them and also the American Express corporate card. Both cards have been very simple to use, pay off, and maintain with American Express. The only thing I dislike is that not everyone takes the American Express card and I have to use debit on occasion. I really prefer American Express credit cards because their website is very easy to use to navigate my bills, transaction history, communications, etc. I recommend any cards that they promote or offer because of their excellent customer service and ease of use as a consumer.
Jan 11, 2012
Photo of Joe W.
4
By:
The first thing you need to know when shopping for a business credit card is that your personal credit standing, not your business’, will be the most important factor in the application process. In other words you don’t need to start at the bottom of the totem pole if you are starting a new business. The reason for this is that credit card companies hold small business owners liable for business credit card use and report use to their personal credit reports. That means if you have excellent credit the American Express SimplyCash Business Credit Card will be an option. Whether it’s a good one is another story entirely. The more
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Last updated on: Sep 22nd, 2014 at 3:42 EDT