American Express Optima Credit Card
We're sorry, but this offer may have been discontinued and may no longer be available to new applicants. Below is the card's latest information according to our records from when it was last available to new applicants through this website.
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- Minimum Credit Required:
Excellent - Annual Fee:
$0 - Network: American Express
| Initial Bonus |
Base Earn |
Max Earn |
Earn / Redeem Limit |
| Intro Rate |
Intro Period |
Regular Rate |
| Cash Advance Rate |
Cash Advance Fee |
- Max Late Fee:
N/A - Max Overlimit Fee:
N/A - Max Penalty APR:
N/A
- Grace Period:
N/A - Online Response:
No - Foreign Transaction Fee:
N/A
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We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.
Before applying for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the American Express Optima Credit Card shown on this page.
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