American Express Optima Credit Card

We're sorry, but this offer may have been discontinued and may no longer be available to new applicants. Below is the card's latest information according to our records from when it was last available to new applicants through this website.

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American Express Optima Credit Card
  • Minimum Credit Required:Excellent
  • Annual Fee:$0
  • Network: American Express
 
 
 
Rewards: Yes Type:  --
Initial Bonus None Base Earn None Max Earn None Earn / Redeem Limit No
 
 
Purchases:
Intro Rate Not Offered Intro Period N/A Regular Rate 11%
Balance Transfers: Not Allowed  Cash Advances:
Cash Advance Rate N/A Cash Advance Fee N/A
 
 
Additional Info:
  • Max Late Fee:  N/A
  • Max Overlimit Fee:  N/A
  • Max Penalty APR:  N/A
  • Grace Period:  N/A
  • Online Response:  No
  • Foreign Transaction Fee:  N/A
 
 
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