Ann Taylor Credit Card

Ann Taylor Credit Card
  • Minimum Credit Required:Excellent, Good
  • Annual Fee:None
  • Network: MasterCard
  • Rating:
    3.53.5 / 5 from 28 votes - Cast your vote!
 
 
 
Rewards: Yes Type:  Points - Generic
Initial Bonus None Base Earn 1 point / $1 Max Earn 5 points / $1 Earn / Redeem Limit No
Reward Details:
  • Earn 5 PERFECT REWARDS points for every dollar spent in-store or online at Ann Taylor or LOFT.
  • Earn 1 PERFECT REWARDS point for every dollar spent outside of Ann Taylor or LOFT.
  • Receive a $20 PERFECT REWARDS card for every 2,000 points earned.
  • Enjoy a 15% off first day discount when you open and use your Ann Taylor Card at any Ann Taylor, LOFT, Ann Taylor Factory and LOFT Outlet store.
  • Birthday Bonus.
 
 
Purchases:
Intro Rate Not Offered Intro Period N/A Regular Rate 24.99%
Balance Transfers: 
Intro RateNot Offered Intro PeriodN/A Regular Rate24.99% Balance Transfer Fee 3% (max $90)
Cash Advances:
Cash Advance Rate 24.99% Cash Advance Fee 3% (min $10)
 
 
Additional Info:
  • No annual fee.
  • Online account management.
  • Max Late Fee:  $35
  • Max Overlimit Fee:  None
  • Max Penalty APR:  24.99%
  • Grace Period:  23 days
  • Online Response:  No
  • Foreign Transaction Fee:  None
 
 
Your Recommendation
3.5
Your Rating: 1 2 3 4 5  
Overall Rating: 3.5 / 5 from 28 users

If you currently have the Ann Taylor Credit Card and are satisfied or you like the terms of this credit card offer please let your friends know.

 
 
 
 
back to top Discussion

Share your experiences, thoughts or just ask a question:

  • Joe Weider:
    Who’s this Anne Taylor? Is she one of Suze Orman’s competitors or something, and instead of offering a self-branded prepaid card has launched her own credit card? Just jokin, I know Anne Taylor is a clothing store, but the same principle holds true regardless: you shouldn’t get a financial product based on branding alone. That means you need to figure out what the Anne Taylor Credit Card offers. Well, you get 5 rewards points per $1 spent at Anne Taylor Stores (Loft included), either in person or online, a 15% discount the first time you use your Anne Taylor Card, a bonus on your birthday, and 1 point per $1 spent on everything else. For every 20,000 rewards points you earn, you get a $20 Anne Taylor Gift card, which means your Anne Taylor Credit Card would essentially be a 0.05% cash back card if you use it only for Anne Taylor purchases. The Anne Taylor Card therefore obviously isn’t worth it, since it requires good or excellent credit and you don’t get much back in return. Big time shoppers therefore need some alternatives to the Anne Taylor’s Credit Card. One good option is the Chase Sapphire Preferred Card, not because it gives you good rewards on Anne Taylor purchases or even purchases made at department stores, but instead because it offers a $500 initial bonus for spending $3,000 in the first three months. That extra dough could certainly help you buy a few things. The Blue Cash Everyday Card is also a good deal because it gives you 3% cash back at supermarkets, 2% at department stores and gas stations, and 1% everywhere else.
 

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Before applying for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Ann Taylor Credit Card shown on this page.

The card information shown on this page was last updated: May 3rd, 2012 at 8:17 EDT


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