Baltimore Ravens Extra Points Credit Card

Baltimore Ravens Extra Points Credit Card
  • Minimum Credit Required:Excellent, Good
  • Annual Fee:None
  • Network: VISA
  • Rating:
    4.54.5 / 5 from 16 votes - Cast your vote!
 
 
 
Rewards: Yes Type:  Points - Generic
Initial Bonus 20,000 points Base Earn 1 point / $1 Max Earn 1 point / $1 Earn / Redeem Limit No
Reward Details:
  • Get 20,000 Bonus Points after first purchase, redeemable for exclusive NFL experiences or $200 off your purchases.
  • Earn 1% Cash Back Option on purchases.
  • Exclusive Access only available to cardholders. Tickets to next year's Super Bowl, sideline passes, game tickets, coach chalk talks, and much more.
  • Up to 20% off when using your card to make purchases at NFLShop.com.
 
 
Purchases:
Intro Rate Not Offered Intro Period N/A Regular Rate 13.74% - 22.74%
Balance Transfers: 
Intro Rate0% Intro Period15 months Regular Rate13.74% - 22.74% Balance Transfer Fee 3%
Cash Advances:
Cash Advance Rate 25.24% Cash Advance Fee 5% (min $10)
 
 
Additional Info:
  • Free Total Security Protection® protects against fraud and unauthorized use of your card
  • Free online access to our award-winning Online Banking service
  • Use your credit card for optional overdraft protection on checking
  • Max Late Fee:  $35
  • Max Overlimit Fee:  None
  • Max Penalty APR:  30.24%
  • Grace Period:  23 days
  • Online Response:  No
  • Foreign Transaction Fee:  3%
 
 
Your Recommendation
4.5
Your Rating: 1 2 3 4 5  
Overall Rating: 4.5 / 5 from 16 users

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back to top Discussion

Share your experiences, thoughts or just ask a question:

  • Joe Weider:
    So will Randy Moss be decked out in purple and black this season or what? That’s the scuttlebutt at least. Maybe Bisciotti will even make a run at Peyton so as to take full advantage of an aging defense? While that last notion isn’t very likely, if you’re a Ravens fan, it’s a bit more likely that you’ll consider opening the Baltimore Ravens Extra Points Credit Card. Be careful here, though, you don’t want to overpay for credit card branding. That means you need to impartially judge what the Ravens Rewards Card has to offer. Starting with its rewards, the Ravens Credit Card gives you 20,000 bonus points (worth $200) after your first purchase, 1% cash back across all purchases, and 20% off purchases at NFLShop.com. In evaluating this rewards program, consider what stands out and what does not. The initial bonus, while nice, is not nearly the best on the market. Neither is the 1% cash back rate. The only truly unique factor in the 20% off at NFLShop.com, so if you are a heavy spender there, it would be a pretty good option for you. Moving on to rates, the Ravens Extra Points Card gives you 0% on balance transfers for 15 months and charges a 3% balance transfer fee. Again, this is decent but not the best among credit cards for good or excellent credit, which is what it’d take to get the Ravens Credit Card. For most people, options are now in order. If you want a good initial bonus I’d go for the $500-625 offered by the Chase Sapphire Preferred Card. If you want good ongoing rewards, the Capital One Venture card or the Blue Cash Everyday Amex are nice. Finally, if you’re in search of low rates, the No Balance Transfer Fee Slate Card from Chase is the way to go.
 

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The card information shown on this page was last updated: December 19th, 2011 at 3:19 EST


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