BankAmericard Basic™ Visa® Credit Card
- Minimum Credit Required:
Excellent - Annual Fee:None
- Network: VISA
| Intro Rate Not Offered |
Intro Period N/A |
Regular Rate 17.25% |
| Intro RateNot Offered | Intro PeriodN/A | Regular Rate17.25% | Balance Transfer Fee 4% |
| Cash Advance Rate 17.25% |
Cash Advance Fee 4% (min $10) |
- Automatic auto rental insurance.
- Extended Warranty Coverage.
- Purchase replacement coverage on purchases that are stolen, damaged or lost within 90 days of purchase.
- Paperless statement option.
- Additional cards at no extra charge.
- Free access to the Add It Up® program.
- Max Late Fee: $35
- Max Overlimit Fee: None
- Max Penalty APR: None
- Grace Period: 25 days
- Online Response: Yes
- Foreign Transaction Fee: 3%
If you currently have the BankAmericard Basic™ Visa® Credit Card and are satisfied or you like the terms of this credit card offer please let your friends know.
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BankAmericard Basic™ Visa® Credit Card is related to the following credit card categories:
- Bank of America Credit Cards
- VISA Card
- Bank of America VISA
- VISA MasterCard
- No Annual Fee Credit Cards
- Credit Cards for Excellent Credit
- Unsecured VISA Credit Cards
- Credit Cards for Excellent Credit with No Annual Fee
- Visa Credit Cards for Excellent Credit
- Bank of America Credit Cards for Excellent Credit
We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.
Before applying for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the BankAmericard Basic™ Visa® Credit Card shown on this page.
The card information shown on this page was last updated: May 8th, 2012 at 10:33 EDT
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I love my Bank of America Visa Card! Not only does this Visa card come with extended warranty coverage and a low annual percentage rate, it has Purchase Replacement which protects my purchases for a full 90 days. So, if any of the items that I purchase are broken or stolen, I can return them within 90 days and receive a replacement product. Not to mention, the card comes with $0 liability. This means that I am never held liable for fraudulent card transactions. As if that was not enough, I get automatic car rental insurance and all additional cards at no extra charge. Anyone who is looking for a great card with no hidden fees and a lot of wonderful perks, this is the card for you!
This Bank Of America Visa card is very useful. I use it wherever I go without any hassle. I have had a problem with fraud in the past and Bank Of America quickly handled the situation and issued me a refund. There are not any fees associated with this Visa card, which is also very important. You also have the option of adding your photo to the card for added security protection. This is really a great card to have and I highly recommend this card to anyone who is looking for a no hassle card. Go get this card today.