Bank of Edwardsville Visa® Signature Credit Card
- Minimum Credit Required:
Excellent - Annual Fee:None
- Network: VISA
Points - Generic
| Initial Bonus 2,500 points |
Base Earn 1 point / $1 |
Max Earn 1 point / $1 |
Earn / Redeem Limit No |
- Earn one point for every net dollar spent.
- 1% unlimited cash back.
- Roundtrip airline ticket at 25,000 points.
- Choose Your Own Rewards — redeem reward points for any card purchase.
- Earn 2,500 first-use bonus points, which you can redeem for a $25 statement credit.
| Intro Rate 0% |
Intro Period 6 months |
Regular Rate 9.99% - 20.99% |
| Intro Rate0% | Intro Period6 months | Regular Rate9.99% - 20.99% | Balance Transfer Fee 3% |
| Cash Advance Rate 23.99% |
Cash Advance Fee 4% (min $10) |
- No Preset Spending Limit.
- Exclusive Signature privileges.
- No annual fee.
- Max Late Fee: $35
- Max Overlimit Fee: None
- Max Penalty APR: None
- Grace Period: 24 days
- Online Response: No
- Foreign Transaction Fee: 3%
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Bank of Edwardsville Visa® Signature Credit Card is related to the following credit card categories:
- Credit Cards for Excellent Credit
- Unsecured VISA Credit Cards
- VISA Rewards Credit Cards
- Rewards Credit Cards with No Annual Fee
- Visa 0% APR Credit Cards
- Travel Rewards Credit Cards
- Excellent Credit Balance Transfer Credit Cards
- 0% APR Rewards Credit Cards
- Balance Transfer Rewards Credit Cards
- Balance Transfer Points Credit Cards
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Before applying for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Bank of Edwardsville Visa® Signature Credit Card shown on this page.
The card information shown on this page was last updated: May 3rd, 2012 at 7:25 EDT
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Who’s on Team Edward(sville)? Well, I suppose that depends on what exactly the Bank of Edwardsville Visa Signature Credit Card has to offer. Not too much, it seems. Sure, you get 2,500 bonus points after first use, but that’s only good for $25. You also only get 1 point for every dollar spent with the card, which is basically the industry standard base rate and is typically supplemented by much better rewards on specific spending categories. The Bank of Edwardsville Visa Signature Credit Card also offers 0% on purchases and balance transfers for 6 months, but considering the fact that you can find cards offering 0% on both for 21 months, that’s not such a great deal. Since you shouldn’t apply for the Bank of Edwardsville Visa Signature Credit Card, you need to find another card to get. As far as I know, there’s no Bank of Jacobsville Visa Signature Credit Card either, so you can cross that off the list. The eaxact card you get really depends on your exact needs. If you want rewards, I go with the Chase Sapphire Preferred, which offers a $500 cash initial bonus, or the Blue Cash Everyday from Amex, which gives you 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% on everything else. If you want a 0% rate, go for the Citi Simplicity Card or the Citi Platinum Select, both of which offer 0% for 21 months.