Bank of the West Platinum MasterCard® Credit Card

Bank of the West Platinum MasterCard® Credit Card
  • Minimum Credit Required:Excellent
  • Annual Fee:None
  • Network: MasterCard
  • Rating:
    3.83.8 / 5 from 27 votes - Cast your vote!
 
 
 
Rewards: No 
 
 
Purchases:
Intro Rate 0% Intro Period 6 months Regular Rate 16.99%
Balance Transfers: 
Intro RateNot Offered Intro PeriodN/A Regular Rate16.99% Balance Transfer Fee 3%
Cash Advances:
Cash Advance Rate 24.99% Cash Advance Fee 4% (min $10)
 
 
Additional Info:
  • No annual fee.
  • Manage your account easily and quickly with 24/7 access to Online Banking.
  • Save time when making purchases with acceptance at millions of locations worldwide.
  • Max Late Fee:  $35
  • Max Overlimit Fee:  $35
  • Max Penalty APR:  29.99%
  • Grace Period:  25 days
  • Online Response:  No
  • Foreign Transaction Fee:  3%
Proceed
 
 
Your Recommendation
3.8
Your Rating: 1 2 3 4 5  
Overall Rating: 3.8 / 5 from 27 users

If you currently have the Bank of the West Platinum MasterCard® Credit Card and are satisfied or you like the terms of this credit card offer please let your friends know.

 
 
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Compare the Bank of the West Platinum MasterCard® Credit Card against other major online credit card offers.

 
 
Related Credit Card Categories

Bank of the West Platinum MasterCard® Credit Card is related to the following credit card categories:

 
 
 
About the Issuer: Bank of the West

Based on their website: "Bank of the West is a financially strong, well-capitalized bank that customers have entrusted with their money for over 135 years. Through holding company BancWest Corporation, the bank is a subsidiary of BNP Paribas, one of the six highest rated banks in the world.
Their bank's stability and development have been sustained through a strong focus on sound, conservative banking practices and a superior level of customer service. Bank of the West employs a business model that lets the bank make service-focused decisions–about credit, products and other aspects of its operations—as quickly, consistently and as close to the customer as possible."

 
 
back to top Discussion

Share your experiences, thoughts or just ask a question:

  • Joe Weider:
    Anyone else think that the Bank of the West sounds like something from the Old West, like a bunch of bandits are sticking up the Bank of the West and the sheriff’s got to come in and handle the situation. No? Well, you’re probably thinking about what this Bank of the West Platinum MasterCard Credit Card has to offer and how it stacks up against the competition. Let’s get right to it then. The Bank of the West Platinum Credit Card requires excellent credit for approval, but doesn’t have rewards, which means it better offer some pretty long 0% introductory interest rates on purchases and/or balance transfers to make this card worth it. Unfortunately, the Bank of the West Platinum MasterCard only offers 0% on purchases for six months and doesn’t offer a low intro rate of any kind for balance transfers. That, of course, means that you can do better than the Bank of the West Platinum Card, so let’s get to the alternatives. The card that’s recommended for you depends on your spending habits and needs. If you pay your bill in full every month, you’ll want rewards. Some of my favorite rewards cards currently out there are the Chase Sapphire Preferred because of its high initial bonus. The Capital One Venture Card is good if you like to travel because it’s basically a 2% cash back card as long as you redeem miles for anything travel-related. The Blue Cash Everyday Card is great for everyday spending because it gives you 3% cash back at supermarkets, 2% at gas stations and grocery stores and 1% everywhere else. If you don’t pay your bill in full, there are three Citi credit cards that offer 0% on both purchases and balance transfers for 18 months. Any of these cards would be preferable to the Bank of the West Platinum MasterCard Card. Remember, all of these cards require at least good credit, so you shouldn’t apply for one if your credit isn’t yet to that level.
 
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The card information shown on this page was last updated: May 16th, 2012 at 9:44 EDT

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