Bank of the West Platinum Rewards MasterCard® Credit Card

Bank of the West Platinum Rewards MasterCard® Credit Card
  • Minimum Credit Required:Excellent
  • Annual Fee:None
  • Network: MasterCard
  • Rating:
    3.53.5 / 5 from 17 votes - Cast your vote!
 
 
 
Rewards: Yes Type:  Points - Generic
Initial Bonus None Base Earn 1 point / $1 Max Earn 1 point / $1 Earn / Redeem Limit No
Reward Details:
  • Get 1 reward Point for every $1 in purchases.
  • Earn unlimited reward Points with no expiration dates and no annual cap.
  • Choose from awards like gift cards, cash rebates, merchandise, travel, and unique experiences.
 
 
Purchases:
Intro Rate 0% Intro Period 6 months Regular Rate 18.99%
Balance Transfers: 
Intro RateNot Offered Intro PeriodN/A Regular Rate18.99% Balance Transfer Fee 3%
Cash Advances:
Cash Advance Rate 24.99% Cash Advance Fee 4% (min $10)
 
 
Additional Info:
  • No annual fee.
  • Save time when making purchases with acceptance at millions of locations worldwide.
  • Manage your account easily and quickly with 24/7 online access with Online Banking.
  • Max Late Fee:  $35
  • Max Overlimit Fee:  $35
  • Max Penalty APR:  29.99%
  • Grace Period:  25 days
  • Online Response:  No
  • Foreign Transaction Fee:  3%
Proceed
 
 
Your Recommendation
3.5
Your Rating: 1 2 3 4 5  
Overall Rating: 3.5 / 5 from 17 users

If you currently have the Bank of the West Platinum Rewards MasterCard® Credit Card and are satisfied or you like the terms of this credit card offer please let your friends know.

 
 
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Compare the Bank of the West Platinum Rewards MasterCard® Credit Card against other major online credit card offers.

 
 
Related Credit Card Categories

Bank of the West Platinum Rewards MasterCard® Credit Card is related to the following credit card categories:

 
 
 
About the Issuer: Bank of the West

Based on their website: "Bank of the West is a financially strong, well-capitalized bank that customers have entrusted with their money for over 135 years. Through holding company BancWest Corporation, the bank is a subsidiary of BNP Paribas, one of the six highest rated banks in the world.
Their bank's stability and development have been sustained through a strong focus on sound, conservative banking practices and a superior level of customer service. Bank of the West employs a business model that lets the bank make service-focused decisions–about credit, products and other aspects of its operations—as quickly, consistently and as close to the customer as possible."

 
 
back to top Discussion

Share your experiences, thoughts or just ask a question:

  • Joe Weider:
    Bank of the West sounds like something out of early American history when caravans of covered wagons pushed west and small banks were set up in western settlement towns. Well, I guess it makes sense since the Bank of the West Platinum Rewards MasterCard Credit Card seems to be stuck in the past. The current excellent credit credit card market is characterized by extremely attractive offers, such as hundreds of dollars in initial bonuses, long 0% intro terms and lucrative base rewards structures. So what do you get with the Bank of the West Platinum Rewards MasterCard Credit Card? Oh just one point per $1 spent and 0% on purchases for the first 6 months, which is the base earning rate most points credit cards have (usually accompanied by 2-5 points for certain spending categfories; points are already less straightforward than cash back) and a 0% term that’s 15 months shorter than the longest on the market. Needless to say you should leave the Bank of the West Platinum Rewards MasterCard to the guys on Hell on Wheels or Deadwood or whatever. Since youre not going to get the Bank of the West Platinum Rewards Card you need some alternatives. If you want an initial bonus, the Chase Sapphire Preferred is a good choice since it gives you either $500 cash or $625 in travel. The Capital One Venture Rewards Card and the Blue Cash Everyday from Amex are my favorite rewards cards because the Venture is basically 2% cash back as long as you redeem miles for travel related purchases and the Everday Card offers 3% cash back at supermarkets, 2% at gas stations and department stores and 1% cash back on everything else. For 0% go with the Citi Simplicity or Platinum Select Cards because both offer 0% on purchases ad balance transfers for 21 months.
 
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The card information shown on this page was last updated: April 5th, 2012 at 5:56 EDT

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