Intro Rate  0% |
Intro Period 15 months |
Regular Rate 10.99% - 19.99% |
| Intro Rate0% | Intro Period15 months | Regular Rate10.99% - 19.99% | Balance Transfer Fee 4% |
| Cash Advance Rate 19.99% - 24.99% |
Cash Advance Fee 4% (min $10) |
- Automatic auto rental insurance.
- Purchase replacement coverage on any purchases that are stolen, damaged or lost within 90 days of purchase.
- Cards for additional users at no extra charge.
- Extended Warranty.
- Total Security Protection® package protects against fraud and unauthorized use of your card.
- Max Late Fee: $35
- Max Overlimit Fee: None
- Max Penalty APR: 29.99%
- Grace Period: 25 days
- Online Response: Yes
- Foreign Transaction Fee: 3%
If you currently have the BankAmericard® Visa® Card and are satisfied or you like the terms of this credit card offer please let your friends know.
If you are interested in the BankAmericard® Visa® Card, check out the following credit cards as well:
Compare the BankAmericard® Visa® Card against other major online credit card offers.
BankAmericard® Visa® Card is related to the following credit card categories:
- Bank of America VISA
- VISA MasterCard
- Bank of America 0% APR Credit Cards
- Bank of America Balance Transfer Credit Cards
- Excellent Credit Balance Transfer Credit Cards
- 0% Interest Credit Cards
- Credit Cards for Excellent Credit with No Annual Fee
- Credit Cards for Excellent Credit
- 0% APR Credit Card
- Visa 0% APR Credit Cards
We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.
Before applying for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the BankAmericard® Visa® Card shown on this page.
The card information shown on this page was last updated: May 22nd, 2012 at 5:40 EDT
The online credit card
application for this card uses
Secure SSL Technology
- ABOUT
CARD HUB® - About Us
- Media Resources
- Contact Us
- Site Map
- Search Directory
- TOOLS &
HELP - Credit Check
- Credit Card Debt
- Credit Card Help
- Education Center
- 3 WAYS TO A
BETTER CREDIT CARD - Compare All Credit Cards
- Best Credit Cards
- Credit Card Advisor
- CARD
CATEGORIES - Business Credit Cards
- Prepaid Cards
- Charge Cards
- Secured Credit Cards
- Student Credit Cards
- GIFT CARD
CENTER - Gift Cards
- Wish List
- Gift Card Exchange
- Sell Your Gift Cards
- POLICIES
& DISCLOSURES - Privacy
- Security
- Terms of Service
There are a few different BankAmericard Visas, so I guess the BankAmericard Visa Card is the plain vanilla version since it doesn’t have the words “Cash Rewards,” “Fully Secured,” “Signature,” etc. attached to its name. The question though is whether its terms are plain vanilla or as exciting as something like Reece’s ice cream. The BankAmericard Visa Credit Card doesn’t offer rewards (strike 1?) but it does offer 0% on both transfers and purchases for the first 15 months, though it charges a 4% balance transfer fee while most cards with balance transfer offers have 3% fees (strike 2?). Sure, the BankAmericard Visa Card doesn’t have an annual fee, but it requires excellent credit and many other cards with the same approval criteria don’t have such fees either or offer way, way better rewards. I can now say it definitively, Stike 3. The BankAmericard Visa Card just doesn’t cut it in the current credit card market. You need to explore some alternatives then, and what type of card you concentrate on depends on your spending and payment habits. If you have trouble paying your monthly bills in full, you’ll want a card like the Citi Simplicity Card, which offers 0% on purchases and transfers for 21 months. If you want a card with good rewards across all purchases, the Capital One Cash Credit Card, with its flat 1.5% cash back rate is a good choice. If you want a rewards bonus, go for the Chase Sapphire Preferred and it’s $500 - $625 initial bonus. If you want more rewards on specific spending categories, a card like the Blue Cash Everyday from Amex, with its 3% cash back at supermarkets, 2% at gas stations and department stores, and 1% on everything else is a good choice, but this obviously depends on your lifestyle. Ultimately, you’d have to try hard not to do better than the BankAmericard Visa Card.