BankAmericard® Power Rewards® Visa Signature® Credit Card

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Info about the BankAmericard® Power Rewards® Visa Signature® Credit Card has been collected by CardHub to help consumers better compare credit cards. The card issuer did not provide the details.
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BankAmericard® Power Rewards® Visa Signature® Credit Card’s Rewards

Base Earn
1 point / $1
Max Earn
3 points / $1
  • Get a $50 cash back bonus after you make $500 in purchases within 90 days of account opening.
  • Earn 3 points per $1 on gas, grocery and drugstore purchases for the first 6 months and 1 point per $1 on all other purchases.
  • Rewards start at 2,500 points.
  • No limit to the number of points you can earn each year.

BankAmericard® Power Rewards® Visa Signature® Credit Card’s Key APRs & Fees

Purchase Intro APR
0% for 12 months
Transfer Intro APR
0% for 12 months
Regular APR
12.99% - 22.99% (V)

BankAmericard® Power Rewards® Visa Signature® Credit Card’s Additional Info

  • MAX LATE FEE   $35
  • MAX PENALTY APR   29.99% (V)
  • GRACE PERIOD   25 days
    22.99% - 24.99% (V)
    5% (min $10)
  • ShopSafe®: Add an extra layer of protection when you shop online.
  • Chip Technology.
  • Overdraft Protection.
  • $0 Liability Guarantee, which helps protect you from fraudulent card transactions.

Customer Questions and Answers

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How do I redeem my Power rewards?

Photo of Card H.
Feb 2, 2016
You can do so using your online account management tools: . If you have not registered for online account management, you can enroll here: . Hope this helps.
12 Votes 13 1

Where can I learn more about Bank of America Power Rewards points?

Photo of Card H.
Jan 27, 2014
There is a page on Bank of America's website ( where you can learn more about redeeming Bank of America Power Rewards. For example, the page states that 25,000 rewards points can be redeemed for $25 cash.
6 Votes 7 1

Customer Reviews

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4.0 out of 5

176 reviews
Photo of Mike C.
Aug 4, 2016
I chose a Reward type card because I figured if I was spending a bunch of money (and getting reimbursed for it by my company) why not rack up a few perks, right? I chose Bank of America because I have four checking/savings accounts with them (and a mortgage) and I wanted to be able to link the card to my other accounts for convenience.The Bank Americard Power Rewards Visa Signature card looks like a pretty standard rewards card to me. Excellent credit needed and the low end interest rate of 12.99% isn't great but not horrible. Personally, I would rather have a defined cash back card than have reward more
Photo of Tom K.
Dec 10, 2013
The BankAmericard Power Rewards Visa Signature card looks like a pretty standard rewards card to me. Excellent credit needed and the low end interest rate of 12.99% isn't great but not horrible. Personally, I would rather have a defined cash back card than have reward "points". The reward details say that rewards start at 2,500 points but the reward list is not available. I found a Fidelity Amex card with 2% cash back on all purchases. That money can be put into a "Cash Management" (Checking) account or Retirement Account. There are plenty of positives with this card and getting rewards are better than not, but I believe there are more
Photo of Thomas B.
Nov 29, 2013
The BankAmericard Power Rewards Visa Signature card is really good compared to a lot of store cards or Discover. Every accepts Visa, and if you remember to put $500 through it in the first 90 days you get a $50 bonus, which isn't that hard to do in 3 months. A friend of mine uses his for everything, then spends the points on holiday gifts towards the end of each year. Personally I like the Amex One card, where you just get 1 percent of everything put in a special savings account you can withdraw in cash. It can be a little difficult to figure out the cash value of more
Photo of Krystal M.
Nov 27, 2013
I think the BankAmericard Power Rewards Visa Signature Credit Card is a bit above the rest! Their reward system is really top notch, especially when you compare it to other cards! They have a great 0% interest intro rate for the first year and they don't charge any annual fees. Their regular interest rate, at 12.99% to 22.99%, is on the low end to average, compared to other credit cards. Their cash advance rates are rather high, but still within range of normal fees. They also offer ShopSafe, which is protection for shopping online. I would really enjoy having this because I do a lot of my shopping online and more
Photo of Reggie S.
Nov 20, 2013
This is a great deal! This BankAmericard Power Rewards Visa Signature Credit Card gives you a $50 bonus and then 1-3 reward points per dollar you are really going to get rewards fast. The 3 points gas and groceries will really help me out since I need to purchase these items anyway. Also the introductory interest rate is really awesome and a great perk for signing up. The 2500 points to start out with is awesome as well not to mention that you are never capped when it comes to points. As many as you can earn in a year you can keep! I've had good luck with Bank of more
Photo of Ashley S.
Nov 17, 2013
The BankAmericard Power Rewards Visa Signature Credit Card seems to be a great card. However, those with less than perfect credit may not qualify for it. There is a $50 cash back bonus after $500 in purchases within 3 months. There is a 0% liability for fraudulent purchases and it offers chip technology and over draft protection, The grace period is 25 days which is nice as well. Another perk is that reward begin at just 2,500 points. You also earn points on everyday purchases such as gas, grocery, and drug store. The card has no annual fee and unlimited points per year.
Photo of Ric R.
Nov 13, 2013
The BankAmericard Power Rewards Visa Signature Credit Card is a great card for those with excellent credit. It not only offers such great usage rates in comparison to other cards I have used, but also allows you to accrue reward points. What initially drew me to this card was the $50 cash back bonus after $500 in purchases within 3 months. It wasn’t the biggest discount, but it did help when I was financially burdened at the time. As an added benefit, this card has some of the best security available. Using Chip Technology in the card and Overdraft Protection, it gives me an extra layer of security that other more
Photo of Nicole A.
Nov 7, 2013
I have this Bank of America Power Rewards Card and love it. Getting a $50 initial bonus is fantastic with the option to earn points without limits. The initial $50 only requires spending $500 within 90 days, very easy to achieve. There is adequate protection with the cards chip I feel, and have not ran into any issues, especially with the 0% liability. The intro of 12 months 0% is great, but the max apr is high. If this credit card wasnt bank of america, it would get higher ratings. However, Bank of America has horrible customer service and lots of ways to try and rip of its customers.
Photo of Angel C.
Nov 1, 2013
The Bank Americard Power Rewards Visa Signature credit card actually looks like a decent credit card to have. The intro rate for 12 months is pretty standard at 0.0%, same with the balance transfer at 0.0%. It’s a little disappointing that you only get $50 cash back after you spend $500 within 90 days of getting it. I know when I first got my American Express Gold card, I got $150 for doing a similar task. It’s nice that there is a grace period for late fees of $25 because you never know when you might need some extra time to pay a bill. Overall, I probably would enjoy having more
Photo of Carla M.
Oct 27, 2013
Much like other cards bank of America allows you to obtain points for future rewards. I like the idea however that boa does not put a cap on the amount of points you can earn per year. I know that most people nowadays rarely use paper money and use plastic, so I'm sure that earning rewards makes this card a first choice rather than using regular cash..especially when you are able to use it at the pump!
Photo of Jacoby G.
Oct 22, 2013
The BankAmericard Power Rewards Visa Signature Credit Card is one of the best rewards on the market, and closely in line with some of the worst. Starting with the bad. This card has an unreasonably high cash advance rate. The normal interest rate for the Power Rewards card is very high compared to most other rewards cards; I currently have it with a 16 percent interest rate, but the rate can vary anywhere from 12.99% all the way up to 22%. The great thing about this card is its rewards system, and the sign up bonus. The requirements to receive the sign up bonus was very reasonable, and you can more
Photo of Abby L.
Oct 16, 2013
The bank of america power rewards signature credit card is a great credit card. The first six months I earned 3 points for every dollar that I spent at the gas station, grocery stores, and drug stores. I also like that they give you $50 for opening a credit card. Other credit card companies, like the chase sapphire or the chase sapphire preferred gave $100 for opening a credit card. The bank of america deal could be better. One thing that I wish they had was a longer period of the bonus rewards. Six months is a short time. Overall, it's not a bad credit card.
Photo of Chris N.
Oct 11, 2013
This is a really good card for excellent credit. One thing I like about this card is for the first 12 months this has a interest rate of 0 percent, that is amazing. After the 12 months its around 12 percent if you have good credit. It also has a grace period for late fees of 25 days which is also good in case you're late past that it's a 35 dollar late fee. In case your card gets lost or stolen it has two features that are really good $0 Liability Guarantee, which helps protect you from fraudulent card transactions, and it also has an extra level of security more
Photo of Lily Y.
Oct 7, 2013
When I was employed there, this was my first card. It is similar to most cash rewards cards. I choose this card since I have online banking and was able to see the variety of rewards. The 2500 points was an automatic $25 to my account and it was easy to set up. What i didn't like about the card is I only got $50 for a bonus since most days it is $100. The interest free period was really attractive and it was a good way to build credit. I would skip the regular rewards since the regular rewards took forever to redeem. Also some of the items were silly like kitchenware.
Photo of Keith S.
Sep 30, 2013
The BankAmericard Power Rewards Visa Signature Card is great for people who make a lot of purchases on credit. The card offers a $50 bonus just for signing up. The card also has a rewards program in which spenders receive points for making everyday purchases. The points system is easy to understand and provides a bonus incentive to want to use your card. The online banking system is also clear and simple to use.
Photo of Ben M.
Sep 24, 2013
The BankAmericard Rewards Card is not a good credit card. They entice you with some nice introductory offers such as a $50 bonus after spending $500, and 3% on gas for the first 6 months. After that everything gets 1% back on all purchases. For comparison, the CapitalOne Venture card offers 1.25% back on all purchases, and also has no annual fee. I would say you're better off getting that card if you are looking for a credit car to have in your wallet for a long time and not just 6 months. 1% is pretty standard for rewards card, and that is exactly what this card is.
Photo of Kierra M.
Sep 16, 2013
Right off the bat I like the fact that there is a $50 bonus just for signing up. Nothing beat free money. Which is completely different the US Bank card that I previously owned. While you aren't required to spend a certain amount I somehow was unable to receive the bonus points on my purchases. I like that BankAmericard Power Rewards Visa Signature Card lays out the points perfectly and ease for members to use. Racking up points for purchases will be super easy and quick. I use my card a lot for purchases. The transfer fee for balance transfers is a bit high considering I like to do a more
Photo of Tiffany M.
Sep 11, 2013
The BankAmericard Power Rewards Visa Signature Card has no annual fee and offers a $50 bonus for signing up. Compared to the Chase Sapphire preferred card you get a lot more with this card and have to do a lot less. The Chase card requires you spend a certain amount within three months to earn your bonus. With the BankAmericard you also earn points each time you shop for gas or groceries. You'll really rack up points this way and there isn't a limit on points you can earn so you can just keep spending and earning. Other than that the interest rate and other fees seem pretty run of more
Photo of Lisa B.
Sep 2, 2013
Woohooo this is a pretty nice credit card!! The BankAmericard Power Rewards Visa Signature Card offers a LOT of variety in terms of rewards and that is NICE to see! I see rewards for simply spending money (which we all do) and then I see rewards for gas/grocery aaaand drugstore, which is great. I like that they initially offer 3 points for a time before they drop to the typical 1 point. Who wouldn't want money back for spending 500 dollars and I haven't seen the rewards offered, but I hope they are pretty good. I have a discover card that I've had for years, but it doesn't give me more
Photo of Taylor S.
Aug 27, 2013
Great card overall. The $5 cash advance fee is really good but the cash advance rate is a little crazy. The 90 day promotion is definitely worth doing. You get $50 back for just spending $500 in the first 3 months. The best thing that I'm not used to is getting points on gas, drug, and grocery purchases. My old first progress platinum card sucked compared to this. It had much higher rates, a yearly fee, and it didn't have an intro rate like this. On this card you don't have an intro rate on the first 12 months, which is crazy good. The biggest difference is the overdraft protection. more
Photo of Jared M.
Aug 23, 2013
I've had this card since 1997. I've never run into any issues. The interest rate is started low for the introduction period, and then has gone up to industry average. There is no fee for the card, which I like. The rewards program is decent. I've used it a couple of times to get cash back. I enjoy the online banking. It is very easy to use and clear. I have another card that offers better interest rates and point systems, but this card is quite good as well. I would recommend it to anyone, especially as a starter card. to build credit.
Photo of Chris M.
Aug 23, 2013
The BankAmericard Power Rewards Visa Signature Card is a good credit card. It's rewards program is pretty decent I guess, it's not that special though and probably will get replaced if you find yourself with a more popular rewards credit card. Although the points are nice on the card, there is no limit to how many you can earn every year, and you get a bonus to the amount you earn for the first 6 months, which is nice. Other than that I find that this card is just kind of lack luster and isn't worth using over some of other cards I have.
Photo of Jason M.
Aug 15, 2013
I have had this card since I started banking with Bank of America. I think that the rewards are some of the best in the business. Earning extra points with gas is extremely helpful and you still earn points everywhere you shop. The interest rates are pretty standard and I do not have to pay any fee for the card. It is never worth it to have to pay for the privilege to use the card. I have used this card for a multiple things like trips and vacation and its nice to take a look at the rewards after you have made some larger purchases. I usually use the more
Photo of Jeremy C.
Apr 13, 2013
I've had this credit card for a little while now. It was transferred from a Huntington Banks Credit Card about 2 years ago. I enjoy using the card and getting the Power Rewards points. It is easy to make payments on the Bank of America website. The card is accepted everywhere Visa is so it is good to have in case you have an emergency and need something quick. We use it for some automatic payment and other things every month.
Photo of Freddie O.
Mar 21, 2013
My only biggest criticism with this card (or anything Bank of America (BoA), for that matter) is dealing with the customer service—I’ve had really long wait times, been transferred from one department to another and I’ve had some of the Customer Service Representatives give me moments of silence as if I said that I have earwigs living in my brain). I really can’t wait to pay off this outstanding balance, close this card and move to another major bank that is NOT BoA nor Wells Fargo or to a card supported by a credit union. Other than that, I’ve been particularly okay with this piece of plastic. It is my more
Photo of Brook R.
Mar 14, 2013
I have had this credit card since 2007, and I love it. I like being able to earn points when using my card, so instead of using a debit card, I use this. I just pay it off every month with my checking account. When I have accumulated enough points, I redeem them for cash which goes straight into my checking account using the Bank of America Worldpoints store. It's like being paid to spend money I would already spend anyway! It's also easy to make payments on, and the online banking is really clear and concise. I have never had an issue with my card that customer service was more
Photo of Lucas S.
Mar 14, 2013
This card is the most recent credit card I have applied for. I applied for it because I bank though Bank of America. I was a little disappointed by my initial credit limit, but overall all the benefits of having this card outweighed the negative. Bank of America’s online banking is very convenient and easy to use. All of my accounts show up in one place; it is really easy to make payments and view my balances. The rewards on this card are also very useful. They add up really fast, and there are a lot of different options you can use them on. I just recently got a $50 more
Photo of Signe K.
Feb 11, 2013
I got this card when I started college and it’s been working out great for me. I can access the information safely and reliably online, without ever having to receive any paper from Bank of America. It is also great for traveling. I also feel very comfortable with the security precautions BoA takes in preventing credit card fraud: I often purchase items online from all over the world and don’t always have them shipped to my address, so BoA reaches out to me to ensure that it is me doing those transactions. Sometimes a purchase can be temporarily blocked until the verification occurred, this can be done easily over the more
Photo of Rhiannon C.
Feb 8, 2013
I got this card because I travel a lot for work and I wanted a separate card to put all those expenses on so it was easier to keep track of when doing my expense reports. I chose a “Rewards” type card because I figured if I was spending a bunch of money (and getting reimbursed for it by my company) why not rack up a few perks, right? I chose Bank of America because I have four checking/savings accounts with them (and a mortgage) and I wanted to be able to link the card to my other accounts for convenience. In the first year of having it I ended more
Photo of Leanora B.
Jan 8, 2013
In my experience, rewards cards can be very hit and miss. Sometimes you even have to deal with higher APR's than normal due the amount of rewards you are getting back. Not the case with this BankAmericard Power Rewards card. I was extremely impressed with the 0% introductory rate, as well as more reasonable than I expected reward options. I found myself constantly using this card on gas purchases, even changing my regular gas station to make sure I went to one that took Visa credit. This card was a big win for me, and my credit wasn't even perfect. Look here if you want a safe, reliable card from more
Photo of Hayden B.
Sep 5, 2012
We have had this card for over a year now, and love it. From the start, we got fifteen months with no interest and no fees. We also took advantage of a balance transfer to help consolidate our debt. The real advantage though, of course, is the cash rewards. We try to use this card for all our gas and grocery shopping to maximize our rewards. This card also makes it very easy to claim the rewards, as it just requires a few clicks on their website. The website also ties in my other Bank of America mortgage account, so that I can manage all of my Bank of America more
Photo of Leif P.
Aug 15, 2012
I love using this card mainly because Bank of America's online management system is very good. I don't have enough experience with the online management systems of other banks to say how they compare, but with BoA it's convenient to see how much money you have in your accounts listed right next to how much you have spent with this credit card. This helps me keep my spending under control and my financial affairs in perfect order. As a recently fiscally-independent young adult, this takes a lot of stress off my mind. For me, using this credit card is the same as using my debit card because it feels like more
Photo of Marcela F.
Jul 18, 2012
I had this card with me when me and some friends embarked on a cross country road trip during winter break. Since this card gave rewards on gas purchases I payed for all the fuel for our little Saab 93 turbo with this little beauty. After driving 7000 miles and spending almost $1200 dollars on gas I had accrued over 35000 points, which I used to buy all my books for my last semester at college! This card is great the savings are phenomenal if you buy a lot of groceries or gas, I couldn't be happier with my Bankamericad Power Rewards and would recommend it for anyone.
Photo of Joe W.
Dec 8, 2011
The BankAmericard Power Rewards Visa Signature Card just sounds cool. But the coolest thing about rewards credit cards is saving money, so we need to see how cool the Power Rewards really are. Let’s see, you get a $50 statement credit after making $100 in retail purchases in the first 60 days after account opening. (That’s better than nothing, but $50 is a little small for an initial rewards bonus in the current market, and the whole forcing you into a statement credit and adding the retail purchase requirement to the deal takes away from its attractiveness). The Power Rewards BankAmericard also offers 3 points per $1 spent on gas, more
+142 users submitted a rating without a full review
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Last updated on: Aug 4th, 2016 at 9:52 EDT

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