Barnes & Noble Credit Card
- Minimum Credit Required:
Excellent, Good - Annual Fee:None
- Network: MasterCard
Points - Generic
| Initial Bonus $25 |
Base Earn 1 point / $1 |
Max Earn 1 point / $1 |
Earn / Redeem Limit No |
- Earn $25 free gift card after first purchase.
- Earn 5% back at Barnes&Noble.
- Earn one Reward Point for every dollar you charge anywhere else.
- Earn Free Barnes & Noble Gift Cards: Every time you reach 2,500 points, you'll automatically receive a $25 Barnes & Noble Gift Card.
| Intro Rate Not Offered |
Intro Period N/A |
Regular Rate 13.74% - 21.74% |
| Intro Rate0% | Intro Period6 months | Regular Rate13.74% - 21.74% | Balance Transfer Fee 3% (max $50) |
| Cash Advance Rate 21.99% |
Cash Advance Fee 3% (min $10) |
- No annual fee.
- Max Late Fee: $35
- Max Overlimit Fee: None
- Max Penalty APR: 30.24%
- Grace Period: 23 days
- Online Response: No
- Foreign Transaction Fee: 3%
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Barnes & Noble Credit Card is related to the following credit card categories:
- MasterCard Rewards Credit Cards
- Rewards Credit Cards with No Annual Fee
- Balance Transfer Credit Cards
- Barclays Balance Transfer Credit Cards
- No Annual Fee Credit Cards
- MasterCard Balance Transfer Credit Cards
- Credit Cards for Excellent Credit with No Annual Fee
- Rewards Credit Cards
- MasterCard Credit Cards for Good Credit
- Points Credit Cards for Good Credit
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The card information shown on this page was last updated: May 7th, 2012 at 3:19 EDT
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Bookstores these days aren’t just about books. In order to keep up with technological progress, they also offer CD’s, DVDs, gift cards, and often even full service cafes. It’s therefore not hard to imagine how someone could wind up spending quite a bit of coin at their local Barnes & Noble, which makes you wonder how beneficial the Barnes & Noble Credit Card would be. The only way to answer that is to take a closer look at what exactly it offers. Starting with rewards, the Barnes & Noble Card offers a $25 gift card after your first purchase, 5% points for every dollar spent on Barnes & Noble Purchases, and one point per dollar spent on everything else. For every 25,000 Barnes and Noble Points you accrue, you get a $25 Barnes and Noble gift card. In other words, the most you can expect to get from the Barnes and Noble Card’s rewards is $25 for every $5,000 you spend. Moving on to rewards, the Barnes & Noble Card gives you a 0% introductory APR on balance transfers, but charges a 3% balance transfer fee and does not offer a low intro rate on new purchases. All in all, I’d say it’s time to turn the page on the Barnes & Noble Credit Card. There are simply better alternatives for people with good or excellent credit, which is what it takes to get the B&N Credit card. To name a couple, the Chase Sapphire Preferred Card gives you $500-625 for spending $3,000 in the first three months and the PenFed Platinum Cash Rewards Card offers 5% cash back on gas purchased at any station. The No Balance Transfer Fee Slate Card also gives you 0% on both purchase and transfers for 15 months and as it name suggests does not charge a balance transfer fee.