Bealls Florida Credit Card Reviews: Is It Worth It? (2024)Reviews, rates, fees, and rewards details for The Bealls Florida Credit Card. Compare to other cards and apply online in secondsJohn KiernanWalletHubNo membership feesQualify with fair creditHigh regular APR
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards (Store Cards)." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Bealls Florida Credit Card has a rating of 2.7/5 according to our proprietary credit card rating system. This rating reflects how appealing Bealls Florida Credit Card's terms are compared to a pool of more than 1,500 credit card offers tracked by WalletHub. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is 'Earn Rewards (Store Cards)'. To break it down further, Bealls Florida Credit Card earned a score of 5.0/5 for Fees, 1.8/5 for Rewards, 2.7/5 for Cost, and 3.0/5 for User Reviews. Info about the Bealls Florida Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
WalletHub Rating Breakdown
User Reviews
3.0/5
66 reviewsRead and write reviews
Market Comparison
Market Comparison
2.7
The Market Comparison is a key component of the WalletHub Rating, as it measures how appealing the terms of a card are compared to a pool of over 1,500 credit card offers monitored by WalletHub. To ensure cards are evaluated for their most relevant purpose, we score each card across various cardholder needs and select the rating for the need with the highest score, which is “Earn Rewards (Store Cards)” for this card.
Fees
5.0
Rewards
1.8
Cost
2.7
Other Features
0.0
2.7/5
Compared against 1,500+ credit cards
KEY TERMS
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit, Fair Credit
Annual Fee
$0
APR on Purchases
30.24% (V)
Balance Transfer
Balance Transfers Not Allowed
Rewards
Earn 1 points for each $1 spent at Bealls, Bealls Florida, Home Centric and Rugged Earth Outfitters purchases. Receive $5 in Rewards for every $100 spent on your Bealls Florida credit card account.
Save 20% on a single purchase on any one day of your choosing during your birthday month.
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards (Store Cards)." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
User Reviews
3.0
Market Comparison
2.7
fees: 5.0
rewards: 1.8
cost: 2.7
Other Features: 0.0
4.3WalletHub Rating
WalletHub Rating
4.3
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Improve Credit by Paying in Full Each Month." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Editor’s Rating
4.5
User Reviews
3.3
Market Comparison
4.3
fees: 5.0
rewards: 0.0
cost: 5.0
Other Features: 4.5
3.6WalletHub Rating
WalletHub Rating
3.6
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Improve Credit by Paying in Full Each Month." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Can't find what you are looking for? Submit your question about Bealls Florida Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
Here's how you can pay your Bealls Florida Credit Card:
Online: Log in to your online account and click on “Make a Payment”.
Phone: Call (855) 233-7078 and follow the automated prompts to make a payment.
EasyPay: You can also make a payment through EasyPay. This way, you can pay securely without setting up an account. You will only need to provide your credit card number, ZIP code, and the last 4 digits of your Social Security Number.
In-store: Visit any Bealls store location and go to the customer service desk during regular business hours in order to make a payment.
Via mail: You can send a check or money order (but not cash) to the following address:
Comenity Bank P.O. Box 182273 Columbus, OH 43218-2273
Keep in mind that sending a payment by mail is the slowest option available. If you choose to use it, make sure to post it at least 5-7 days before your due date to avoid any late fees.
It is also worth noting that the issuer allows Bealls Florida Credit Card members to set up automatic payments, as well.
It takes 7-10 business days to get a new Bealls Florida Credit Card credit card after being approved for an account, in most cases.
That means it usually takes 14-20 business days to get a credit card after submitting an application, though the timeframe will be a lot shorter if you're approved instantly.
If you lost your Bealls Florida Credit Card, call (866) 907-5594 immediately to report it. The card will be canceled and a replacement will be issued and sent to you.
You can apply for the Bealls Florida Credit Card online, through the credit card's website. This way, you can easily access the credit card's application form and complete it at your own pace. But that's not the only way to do it.
How to Apply for the Bealls Florida Credit Card
Online: Visit the credit card's website and select the “Apply” button. After that, fill in the required information, like your mobile phone number, the last 4...
There is no disclosed starting credit limit for the Bealls Florida Credit Card. For the most part, credit limits depend on each applicant's overall creditworthiness. Those with the highest income and best credit scores will generally be offered the highest starting credit limits.
That said, the Bealls Florida Credit Card credit limit that you start with isn't necessarily your credit line forever. You can ask to get a credit limit increase by calling the the issuer's customer service number on the back of your card, but...
As a former Bealls employee, we knew (and the company knew) the Retail and Outlet cards could work in both stores, but standing policy was that we were supposed to discourage attempts to use the outlet card in the retail stores.
You cannot use your Bealls Florida credit card anywhere. Unfortunately, you can only use the Bealls Florida credit card at Bealls. It's just a store card.
Share your insights and review for the Bealls Florida Credit Card
5
27%
4
15%
3
20%
2
9%
1
29%
3.0
66 reviews
66 reviews
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Deborah @deborahs_152
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5 Star Rating
Verified Customer
Bealls is a great place to shop with plenty of bells bucks earned from purchases the merchandise is always great quality and you can get a bargain
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0
rlightsey47855 @rlightsey47855
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1 Star Rating
HORRIBLE CUSTOMER SERVICE!!!!! Francisco and Francis-the CSR Supervisors were horrible on the phone today! On Monday, 9/25 I spoke with two lovely CSR-Jacklyn and then her supervisor- Mary. Unfortunately, I had no way of contacting Mary to see what she found out about my complaint-that the CSR did not credit my first late fee of $30 like she was supposed to, so it carried over into next month's bill-I called on 8/31-spoke to some man that was soo rude, i decided to close my account and asked for my account balance-he told me 1.93-i paid it. Got my letter confirming closure, however I get ANOTHER bill for the old late fee, plus a new late fee and when I called-since it is closed-NO ONE CAN DO ANYTHING ABOUT IT!!!!!
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0
0
Hilary @hilaryedwards175
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4 Star Rating
Verified Customer
Hi, my name is Hilary Edwards I have had my Bealls credit card for 3 months and I am very much satisfied. I have been using it frequently.
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0
Ardyth @ardytha
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3 Star Rating
Verified Customer
The credit card has a 0 balance. Comenity has been contacted regarding this, so it would be appreciated if it were being accurately reported as such!
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0
0
pkelder @pkelder
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3 Star Rating
Verified Customer
Interest rate too high, only use when they have a good sale. I do love thier clothing. They need to give the consumer a better rate
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0
0
Thomas @tmcock82
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1 Star Rating
Verified Customer
This card was paid in full and am having a hard time getting a increase in credit. I do not recommend this creator do not apply. Not very friendly user or member customer service awful!
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1
0
Pamela @prfrg682
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3 Star Rating
Verified Customer
Card is great. however I found that their card site has some issues. And when a bill is paid off it should say so on your credit report.
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0
0
Arety @aretyk
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5 Star Rating
Verified Customer
The bank that services this card dropped my credit limit even though I have had this account for at least 12 years and never missed a payment. That was underhanded.
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0
0
Traci @tracic_15
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5 Star Rating
Verified Customer
This card has been nice to have to get gifts for my son and pay off after each month !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
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0
John C @carcass62
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1 Star Rating
Verified Customer
I have been a loyal card holder for over 9 years now and I just finally received my first automatic credit limit increase of $100. Huge lack of appreciation for thier card holders.
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