Bed Bath & Beyond® Credit Card Reviews: Is It Worth It? (2024)Reviews, rates, fees, and rewards details for The Bed Bath & Beyond® Credit Card. Compare to other cards and apply online in secondsJohn KiernanWalletHubNo membership fees0% intro APR on purchasesHigh rewards rateup to $75 initial rewards bonusNo intro APR on balance transfersBalance transfer feeForeign feeRequires good/excellent credit
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards (Store Cards)." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
We're sorry, but the Bed Bath & Beyond® Credit Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. For customer service call: 844-271-2757
Bed Bath & Beyond® Credit Card has a rating of 3.7/5 according to our proprietary credit card rating system. This rating reflects how appealing Bed Bath & Beyond® Credit Card's terms are compared to a pool of more than 1,500 credit card offers tracked by WalletHub. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is 'Earn Rewards (Store Cards)'. To break it down further, Bed Bath & Beyond® Credit Card earned a score of 5.0/5 for Fees, 4.1/5 for Rewards, 3.5/5 for Cost, and 3.0/5 for User Reviews.
WalletHub Rating Breakdown
User Reviews
3.0/5
354 reviewsRead and write reviews
Market Comparison
Market Comparison
3.8
The Market Comparison is a key component of the WalletHub Rating, as it measures how appealing the terms of a card are compared to a pool of over 1,500 credit card offers monitored by WalletHub. To ensure cards are evaluated for their most relevant purpose, we score each card across various cardholder needs and select the rating for the need with the highest score, which is “Earn Rewards (Store Cards)” for this card.
Fees
5.0
Rewards
4.1
Cost
3.5
Other Features
0.0
3.8/5
Compared against 1,500+ credit cards
KEY TERMS
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
APR on Purchases
0% intro APR for 6 - 12 months, 18.49% - 28.49% (V) APR after that
Balance Transfer
APR: 26.99%
Balance Transfer Fee:5% (min $10)
Rewards
Earn $25 activation bonus when you open a new credit card and spend $1,000 within 6 months. Or $75 activation bonus when you spend $6,000 in the first 6 months.
Receive 1-year free membership to Welcome Rewards+ when you apply & are approved for the Bed Bath & Beyond® Credit Card. You’ll earn 100 points for every $1 spent across the family of brands with a Welcome Rewards+ Membership.
Earn 60 points per $1 spent on purchases at Bed Bath & Beyond®, and the family of brands using your Bed, Bath & Beyond® Credit Card.
Earn 20 points per $1 spent on gas station and grocery store purchases, plus 10 points per $1 spent on all other purchases
Receive $5 in rewards for every 5,000 points you earn.
20% off entire purchase every time you shop at the family of brands and free same day delivery (4 times per year). Available to members that are enrolled in the Welcome Rewards+ program.
Bed Bath & Beyond® Credit Card's Additional Info
•
Deferred Interest Details: No interest if paid in full within 6 months on purchases between $250 and $500, and 12 months on purchases over $500.
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards (Store Cards)." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
User Reviews
3.0
Market Comparison
3.8
fees: 5.0
rewards: 4.1
cost: 3.5
Other Features: 0.0
4.1WalletHub Rating
WalletHub Rating
4.1
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Gas Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Editor’s Rating
4.4
User Reviews
3.6
Market Comparison
4.1
fees: 5.0
rewards: 3.9
cost: 4.2
Other Features: 0.0
4.1WalletHub Rating
WalletHub Rating
4.1
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Finance New Purchases." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Editor’s Rating
4.2
User Reviews
3.6
Market Comparison
4.2
fees: 4.0
rewards: 5.0
cost: 4.3
APR: 3.8
(354)
(38)
(80)
annual fee$0
annual fee$0
annual fee$0
Purchase Intro APR0% for 6 - 12 months
Purchase Intro APR0% for 12 months from account opening
Purchase Intro APR0% for 15 months
transfer intro aprNot Offered
transfer intro aprNot Offered
transfer intro apr0% for 15 months|Transfer Fee:3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer
Can't find what you are looking for? Submit your question about Bed Bath & Beyond® Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card. In addition, WalletHub independently collected information for some of the cards on this page.
You cannot apply for the Bed Bath & Beyond® Credit Card, as this card doesn't accept new applicants anymore. Unfortunately, the same goes for the Bed Bath & Beyond® Store Card, too. This doesn't mean you are out of options, though, as there are several good store credit cards available on the market.
You needed a credit score of 700 or better to get the Bed Bath & Beyond® Credit Card. This means people with at least good credit had a shot at getting approved for this card. The Bed Bath & Beyond® Store Card was easier to get, as it required fair credit or better. However, none of these cards are available to new applicants anymore.
If you're looking for similar credit cards, though, you're not out of options, as there are several available to choose...
Yes, the Bed Bath and Beyond Credit Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require.
There is no way to pre-qualify for the Bed Bath and Beyond Credit Card. A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people's scores bounce back within 3-6 months with responsible...
Your Bed Bath & Beyond Credit Card card will arrive within seven to 10 business days.
That's just an estimate and consumers usually don't have to wait that long to get their credit cards. In many cases, you can receive your new card in the mail in five business days or less.
No, you can no longer use your Bed Bath & Beyond® Credit Card because the credit card program ended in August 1, 2023. This means that your account is now closed and your credit card is no longer accepted for purchases. The same goes for Bed Bath & Beyond® Store Card owners, as well.
However, if your account was closed with a balance, you will still have to make payments until the balance is paid in full. You can access your account online, or...
If you're looking for a similar credit card that you can apply for right now, check out the TJX Credit Card, instead. This card is accepted at T.J.Maxx, Marshalls, HomeGoods Sierra, and Homesense, as well as everywhere in the world Mastercard is...
Share your insights and review for the Bed Bath & Beyond® Credit Card
5
9%
4
19%
3
44%
2
18%
1
10%
3.0
354 reviews
354 reviews
What's Your Rating?
Most Recent
Most RecentMost Useful
Review sort
Judyb921 @Judyb921
Report Abuse
1 Star Rating
BEWARE SCAM- I was told you need a credit card to get the discount a bed bath and beyond. Purchase one item and returned it and it’s still being charged on my credit card. The store is closed can’t get refunded. Beware beware beware scam credit card. rude people.- will not help. I need to pay or have interest charges on fraudulent charges
show more
show less
Comment
1
0
kirit60361 @kirit60361
Report Abuse
1 Star Rating
I have been unable to access my rewards for six months. Imagine a rewards card that won’t give you the rewards! Oh and best of luck calling to get an answer. Since they changed call centers from Idaho to out of country, the language barrier is significant.
show more
show less
Comment
1
0
Elizabeth @icelady1953
Report Abuse
1 Star Rating
Verified Customer
I have had a balance since June that has been paid off since June they don’t report it being paid in full I’ve asked They say it’s paid but it’s not being reported
show more
show less
Comment
1
0
mierrly @mierrly
Report Abuse
1 Star Rating
Intro apr is a fraud charged me interest only 2 months of new card and got 2 late fees as well for not checking after paying it off. Called cs and waived fees but did not appear on account even after a week.
show more
show less
Comment
1
0
jennifer4088 @jennifer4088
Report Abuse
1 Star Rating
Terrible customer service. I have been hung up on 3 times today. I was just trying to check the status of a credit card application. The last time I got a rude agent. I asked to speak to a supervisor. After being on hold for another 10 minutes, he transferred me to a recorded message system. So, I never got an answer. Clearly I am better off without this card.
show more
show less
Comment
1
0
vargaspedro869 @vargaspedro869
Report Abuse
1 Star Rating
Verified Customer
Worst card ever, I have this card for a while, just got it because I'm working on getting my credit score to a good standing, for the time that I've had this card, I have never been close to the due date and every month I paid my total balance and I have documentation to prove it, one day out of nowhere I received a letter telling me that my credit limit is being cut in half "because I have to many revolving accounts" a lie, I do not owe a penny to any of my credit cards and that also I can prove it. Very unprofessional, I do not recommend this card, it might come back to hurt you. DISAPPOINTED!!
show more
show less
Comment
2
0
Vickie Swanson @swessiev
Report Abuse
1 Star Rating
I recently paid my balance in full on this card and was still charged interest on a zero balance. They gave me some lame excuse why this is valid, but I have other cards through Comenity and I have not been charged interest on a zero balance. Hmmmm. Anyway, I have closed my account and I don't recommend this credit card in the future.
show more
show less
Comment
2
0
Alexis @alexis3819028
Report Abuse
5 Star Rating
Verified Customer
I enjoy their card and how they value you as a customer.they always get their payments on time and more than asked for thank you very much
show more
show less
Comment
0
1
Victoria @whuser66750579
Report Abuse
5 Star Rating
Verified Customer
Great card with lots of perks. Coupons and cash back points for purchases, everything for the home and top notch merchandise. Card has a great variety of uses.
show more
show less
Comment
0
1
Ronald L @ronald_ld
Report Abuse
5 Star Rating
Verified Customer
Great service and easy to use. Started with $1,000 line and it was increased to $5,000 within a year!! Very easy to pay my online payment without even signing in.
* WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: Bed Bath & Beyond® Store Card, Bed Bath & Beyond® Credit Card, Best Buy® Credit Card, Home Depot® Credit Card, Target Credit Card, Overstock Credit Card, Overstock Store Card, and TJX Credit Card
WalletHub is an independent comparison service.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered.