Best Buy® Credit Card
- Buy what you want today and pay over time on every qualifying Best Buy purchase $149 and up or 5% Back in Rewards.
- Get Reward Zone points every time you use your card at Best Buy or BestBuy.com: earn 2.5 points for every $1 spent (that's 5% back) on all Best Buy purchases with the card using standard credit financing.
- Get a $5 reward certificate for every 250 points.
- Enjoy exclusive discounts and events.
- Free shipping on purchases $25 and up.
- If you are a My Best Buy Elite Plus member you'll get a 0.5 point bonus (an additional 1% back in rewards, for a total of 6%) per dollar spent when using a My Best Buy Credit Card with standard credit.
- ANNUAL FEE None
- BALANCE TRANSFER FEE 5%
Best Buy® Credit Card's Additional Info
- MAX LATE FEE $35
- MAX OVERLIMIT FEE None
- MAX PENALTY APR None
- GRACE PERIOD 25 days
- ONLINE RESPONSE No
- CASH ADVANCE RATE 27.99% (V)
- CASH ADVANCE FEE 5% (min $10)
- Deferred Interest Details: 18-Month On all HDTV, home theater and Geek Squad® home theater installation purchases totaling $599. 12-month on all storewide purchases totaling $399 or more and on cell phone purchases of $299 or more. 6-Month Financing on all storewide purchases totaling $149 or more. 11.90% for select purchases eligible for the 48 month reduced rate credit plan
- Receive a 25% savings on in-flight purchases of food, beverages, and headsets on flights operated by American Airlines when purchased with the Card.
- If, based on your creditworthiness, you do not qualify for the My Best Buy™ Credit Card account, you agree Citibank may consider you for a My Best Buy™ Credit Card Preferred account, a My Best Buy™ Store Card account, and a My Best Buy™ MasterCard® Gold account in that order, based on your creditworthiness.
Best Buy® Credit Card Reviews
I can personally recommend this credit card, I mean most of the expensive things you would put on credit or otherwise are going to be electronics anyway. Best Buy doesn't have the best prices if you're not signed up for rewards, so the way I see it this is a win both ways.
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Last updated on: Jul 4th, 2014 at 5:03 EDT