Best Buy® Credit Card

best buy credit card
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Info about the Best Buy® Credit Card has been collected by CardHub to help consumers better compare credit cards. The card issuer did not provide the details.
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Best Buy® Credit Card’s Rewards

Bonus
10%
Base Earn
0.5 points / $1
Max Earn
2.5 points / $1
  • Apply today and get 10% back in rewards on your first purchase
  • Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy® purchases when you choose Standard Credit with your Best Buy Credit Card.
  • Get 1 point per $1 spent (2% back in rewards) on net purchases made at restaurants, bars and grocery stores.
  • Get 1.5 points per $1 spent (3% back in rewards) on gas & clothing purchases. Valid 8/1/16–10/31/16
  • Earn 1 point per $2 spent (1% back in rewards) on net purchases made with your credit card outside Best Buy.
  • Get 5% back in rewards or special financing for 12 months.
  • Get a $5 reward certificate for every 250 points.
  • Enjoy exclusive discounts and events.
  • Free shipping on purchases $35 and up.
  • If you are a My Best Buy Elite Plus member you'll get a 0.5 point bonus (an additional 1% back in rewards, for a total of 6%) per dollar spent when using a My Best Buy Credit Card with standard credit.

Best Buy® Credit Card’s Key APRs & Fees

Purchase Intro APR
0% - 11.9% (V) for 6 - 48 months
Transfer Intro APR
Not Offered
Regular APR
25.49% (V)
  • ANNUAL FEE None
  • BALANCE TRANSFER
    FEE
    5%

Best Buy® Credit Card’s Additional Info

  • MAX LATE FEE   $37
  • MAX OVERLIMIT
    FEE  
    None
  • MAX PENALTY APR   None
  • GRACE PERIOD   25 days
  • ONLINE RESPONSE   No
  • CASH ADVANCE
    RATE
    28.24% (V)
  • CASH ADVANCE
    FEE
    5% (min $10)
  • FOREIGN
    TRANSACTION FEE  
    None
  • SMART CHIP   Yes, chip-and-signature
  • Deferred Interest Details: 6 or 12 Months financing on all storewide purchases totaling $199 or $399 and more, 18-Month financing on all major appliance purchases totaling $599 and more, 24-Month financing on home theater purchases totaling $799 and up.
  • Deferred Interest Details: Extended purchasing plan – 11.9% APR on select purchases if paid in full within 48 months.
  • If, based on your creditworthiness, you do not qualify for the My Best Buy™ Credit Card account, you agree Citibank may consider you for a My Best Buy™ Credit Card Preferred account, a My Best Buy™ Store Card account, and a My Best Buy™ MasterCard® Gold account in that order, based on your creditworthiness.

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Last updated on: Aug 10th, 2016 at 8:15 EDT

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