Best Buy® Credit Card
- Get 2.5 points (1 base point plus 1.5 bonus points) per $1 spent (5% back in rewards) on qualifying Best Buy® purchases when you choose Standard Credit with your Best Buy Credit Card.
- Get 1 point per $1 spent (2% back in rewards) on net purchases made at restaurants, bars and grocery stores.
- Get 1 point per $1 spent (2% back in rewards) on gas, travel & entertainment purchases.
- Earn 1 point per $2 spent (1% back in rewards) on net purchases made with your credit card outside Best Buy.
- Get 5% back in rewards or special financing for 12 months.
- Get a $5 reward certificate for every 250 points.
- Enjoy exclusive discounts and events.
- Free shipping on purchases $35 and up.
- If you are a My Best Buy Elite Plus member you'll get a 0.5 point bonus (an additional 1% back in rewards, for a total of 6%) per dollar spent when using a My Best Buy Credit Card with standard credit.
- ANNUAL FEE None
Best Buy® Credit Card’s Additional Info
- MAX LATE FEE $38
- MAX PENALTY APR None
- GRACE PERIOD 25 days
- ONLINE RESPONSE No
RATE 27.99% (V)
FEE 5% (min $10)
TRANSACTION FEE None
- SMART CHIP Yes, chip-and-signature
- Deferred Interest Details: 6 or 12 Months financing on all storewide purchases totaling $199 or $399 and more, 18-Month financing on all major appliance purchases totaling $599 and more, 24-Month financing on home theater purchases totaling $799 and up.
- Deferred Interest Details: Extended purchasing plan – 11.9% APR on select purchases if paid in full within 48 months.
- If, based on your creditworthiness, you do not qualify for the My Best Buy™ Credit Card account, you agree Citibank may consider you for a My Best Buy™ Credit Card Preferred account, a My Best Buy™ Store Card account, and a My Best Buy™ MasterCard® Gold account in that order, based on your creditworthiness.
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Is this card issued by Best Buy or is it issued by someone else? I can't help but wonder because I keep seeing Citi.
Does this card offer buyer protection in the form of a 90 day protection against theft and damage? Also does it extend the warranty on a product?
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Last updated on: Jul 24th, 2016 at 6:33 EDT