Biodegradable Discover® More Card
Sponsored Card
- Minimum Credit Required:
Excellent, Good - Annual Fee:
None - Network: Discover
| Initial Bonus |
Base Earn |
Max Earn |
Earn / Redeem Limit |
- Depending on the month of the year earn 5% CashBack in certain popular categories and UP TO 1% CashBack on all other purchases.
- Examples of Popular Categories: travel, home improvement stores, department stores, gas, restaurants.
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.
| Intro Rate |
Intro Period |
Regular Rate |
| Intro Rate0% | Intro Period6 months | Regular Rate10.99% - 20.99% (V) | Balance Transfer Fee |
| Cash Advance Rate |
Cash Advance Fee |
- Choose from a lot of different card designs.
- This card offer is NOT available to existing Discover card members. You might want to first close your existing Discover card account and then apply for this offer.
- Max Late Fee:
$35 - Max Overlimit Fee:
None - Max Penalty APR:
25.99% (V)
- Grace Period:
23 days - Online Response:
Yes - Foreign Transaction Fee:
None
If you currently have the Biodegradable Discover® More Card and are satisfied or you like the terms of this credit card offer please let your friends know.
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The card information shown on this page was last updated: May 23rd, 2012 at 1:05 EDT
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It’s very trendy to be environmentally conscious these days. In fact, I just heard a story on the radio that claimed Leonadro De Caprio doesn’t shower much or use deodorant because of his passion for conservation. I don’t know if that’s true and while taking care of the environment is definitely a good cause, it doesn’t necessarily mean you should apply for the Biodegradable Discover More Card…or does it? The Biodegradable Discover More is obviously made out of biodegradable material so if you lose it, it won’t harm the environment, but is that all it brings to the table? Well, as far as its terms go, the Biodegradable Discover More Credit Card requires good or excellent credit for approval, does not charge an annual fee, and offers 0% introductory interest rates on purchases as well as balance transfers and some decent rewards. Does that make it worth getting? (Sorry I’m asking a lot of questions, but hopefully this pro/con list will help you answer them). Pros - Card made from biodegradable material: Will break down naturally over 5 years spent in landfill conditions and does not pass any toxins into the environment. - 0% intro period. - Rotating 5% cash back spending categories. Cons - Only getting 0% for 6 months. - Having to sign up quarterly for the 5% cash back rewards. - 20% off when shopping through Discover Online (in the sense that people will look to take advantage of this despite the fact that prices will likely be high to begin with). Overall, the Discover More Biodegradeable Card is a cute gimmick, but is not going to make its way into my wallet. You can get longer 0% intro terms with cards like the Citi Diamond Preferred, Simplicit and Platinum Select as well as the No Balance Transfer Fee Slate Card. You can get better ongoing rewards than what the Biodegradable More Card offers from the likes of the Capital One Venture Card and the Blue Cash Preferred from Amex. You can get a lucrative initial bonus, which the Biodegradable More Credit Card does not offer, with the Chase Sapphire Preferred. In the end, there will just be so many better cards out there to warrant applying for the Biodegradeable More Card. Just get one of them and look into environmentally healthy ways to dispose of them down the road.