Blue from American Express® Credit Card

Blue from American Express® Credit Card
  • Minimum Credit Required:Excellent
  • Annual Fee:None
  • Network: American Express
  • Rating:
    4.14.1 / 5 from 21 votes - Cast your vote!
 
 
 
Rewards: Yes Type:  Points - Generic
Initial Bonus 10,000 Base Earn 1 point / $1 Max Earn 2 points / $1 Earn / Redeem Limit No
Reward Details:
  • Earn 10,000 points when you charge $1,000 of eligible purchases in your first three months of Card.
  • Earn 1 point for every eligible dollar spent, 2 points when booking online travel through American Express, and earn up to 10X points every day when you shop over 300 brands online at membershiprewards.com/earn.
  • Rewards start at just 1,000 points, and you can choose from travel, gift cards, cash in the form of a statement credit, merchandise and entertainment options from over 500 leading brands. You can also travel any airline, anytime with no blackout dates when you book online through the American Express Travel Site.
 
 
Purchases:
Intro Rate 0% Intro Period 12 months Regular Rate 15.24% - 20.24%
Balance Transfers: 
Intro RateNot Offered Intro PeriodN/A Regular Rate15.24% - 20.24% Balance Transfer Fee 3%
Cash Advances:
Cash Advance Rate 25.24% Cash Advance Fee 3% (min $5)
 
 
Additional Info:
  • Express Approval. Get a decision in less than 60 seconds.
  • No annual fee.
  • Max Late Fee:  $35
  • Max Overlimit Fee:  None
  • Max Penalty APR:  27.24%
  • Grace Period:  25 days
  • Online Response:  Yes
  • Foreign Transaction Fee:  2.7%
 
 
Your Recommendation
4.1
Your Rating: 1 2 3 4 5  
Overall Rating: 4.1 / 5 from 21 users

If you currently have the Blue from American Express® Credit Card and are satisfied or you like the terms of this credit card offer please let your friends know.

 
 
 
 
 
 
back to top Discussion

Share your experiences, thoughts or just ask a question:

  • Joe Weider:
    American Express is blue. No, it doesn’t need cheering up or anything like that; rather, it offers a number of rewards credit cards with “Blue” branding: the Blue Cash Everyday, Blue Cash Preferred, Blue for Business, Blue Sky, Blue Sky Preferred, and this the no-frills (at least when it comes to the name) Blue from American Express Credit Card. Let’s move past the fact that this card sounds like a “fragrance for men,” to what it offers. Blue for American Express gives you 10 points per $1 spent on purchases made through Amex’s online shopping mall, 2 points per $1 when booking travel through Amex and 1 point per $1 on everything else. The 1 point per $1 is all you should really count on though because online shopping malls and credit card run travel programs don’t usually have the most competitive prices so rewards on those types of purchases aren’t worth too much in a practical sense. When it comes to rates, the Blue Credit Card from American Express gives you 0% on purchases for 12 months, which is fine, but certainly not on the high end of the spectrum with other cards considered. Therefore, though the Blue American Express Credit Card does not have an annual fee, it’s still not competitive with the best offers on the market. If a no annual fee credit card is what youre after, there are myriad good options. A card like the Chase Sapphire Preferred doesn’t have a fee in the first year and gives you a $500 – 625 initial bonus for spending $3k in the first three months. The Capital One Cash credit card gives you 1.5% cash back across all purchases and a $100 initial bonus. The Citi Simplicity Card offers 0% on purchases and transfers for 18 months. Keep in mind though that paying an annual fee is often the price of getting the best rewards.
 

We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.

Before applying for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Blue from American Express® Credit Card shown on this page.

The card information shown on this page was last updated: May 15th, 2012 at 5:58 EDT


Secure Online Applications The online credit card
application for this card uses
Secure SSL Technology