Blue Cash Everyday® Card from American Express

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Required Credit Score:
Excellent
3.5 1,103 reviews   Write a Review
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Blue Cash Everyday® Card from American Express’ Rewards

Bonus
$100
Base Earn
1%
Max Earn
3%
Earn / Redeem Limit
No
  • Get $100 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $100 back in the form of a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • Earn Cash Back: 3% U.S. supermarkets up to $6,000 per year in purchases, 2% U.S. gas stations & select U.S. dept stores, 1% other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Terms and restrictions apply.

Blue Cash Everyday® Card from American Express’ Key APRs & Fees

Intro Rate on Purchases
0% for 15 months
Intro Rate on Transfers
0% for 15 months
Regular Rate
12.99%-21.99%
  • ANNUAL FEE None
  • BALANCE TRANSFER
    FEE
    3%

Blue Cash Everyday® Card from American Express’ Additional Info

  • MAX LATE FEE   $38
  • MAX OVERLIMIT
    FEE  
    None
  • MAX PENALTY APR   29.24% (V)
  • GRACE PERIOD   25 days
  • ONLINE RESPONSE   Yes
  • CASH ADVANCE
    RATE
    25.24% (V)
  • CASH ADVANCE
    FEE
    3% (min $5)
  • FOREIGN
    TRANSACTION FEE  
    2.7%
  • SMART CHIP   Yes, chip-and-signature
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
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Blue Cash Everyday® Card from American Express Reviews

 
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3.7
Overall Rating: 3.7 / 5
Total Ratings: 1103
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Jul 26, 2015
Photo of Keith L.
5
Jul 26, 2015
I have a couple of credit cards but by far my Blue Cash American Express card takes the cake. Not only do I get points by shopping, I get to also either purchase items from their retailer with my points or use the points towards my account balance as a payment. Pretty cool idea!
Jun 26, 2015
Photo of Constantina H.
5
Jun 26, 2015
This is simply the best card out there, I have had my Blue American Express card since early 2000s, and I absolutely love it. One of the best features of this card is the smart chip, AE had this technology for so long and others are slowly catching up. I use this card for gasoline purchases quite a bit and loving the convenience. It offers 2% cash back for gas purchases, which adds up after a while. Overall this is a great card from a great company
Jun 26, 2015
Photo of Kaylee T.
5
Jun 26, 2015
I really do enjoy using this card one groceries and gas. I like to use it because you get cash back on them, 3% for groceries and 2% for gas. It's what your going to spend anyways on necessities so why not get a little bonus back? And on ALL purchases you get 1%, which of course promotes use of this card.
Jun 25, 2015
Photo of Mike J.
4
Jun 25, 2015
The American Express Blue Cash Everyday card is a nice rewards card for gas and groceries. It earns 3% cash back on groceries and 2% on gas. All other purchases earn the default 1% so there are definitely better rewards cards for those purchases. However gas and groceries account for a lot of my spending (and I'm sure most other people as well) so the card is worthwhile to have for just those two categories. For all other purchases I use other cards which a higher rewards percentage.
Jun 10, 2015
Photo of Christie D.
1
Jun 10, 2015
I was sent an offer for $100 cash back after spending $500, so I called to apply for the card. After being bounced around between 3 representatives and wasting 30 minutes of my evening, a representative got on the phone and told me that because I already had the card and cancelled it, I wasn't eligible. If you don't want me to apply, DON'T SEND ME OFFERS!!!!
May 25, 2015
Photo of Dean D.
4
May 25, 2015
I love the 3% cash back feature in supermarkets and the 2% cash back at gas stations on the Blue Cash Everyday Card. Compared to other cards, this card offers much more rewards for its customers. With no annual fee, this card is a step above the rest. The balance transfer fee can be costly, especially if you are transferring a large balance. In addition, the varying interest rate can make the difference between a great experience or just another high interest card, so make sure you understand how the variable rate works.
May 14, 2015
Photo of Lisa K.
5
May 14, 2015
The Blue Cash Everyday Card from American Express is a great card for those with a strong credit history looking for generous cash back rewards. I have this card and recommend it to anyone who qualifies. I do not carry cash or a debit card. Instead, I use this card to earn rewards wherever it’s accepted. You can get a $100 bonus if you spend $1000 in the first 3 months. You earn 3% on groceries, 2% on gas and a few select department stores, 1% on the rest. It goes without saying that American Express offers friendly customer support that’s available 24/7.
May 12, 2015
Photo of Michelle C.
5
May 12, 2015
I use this card on a regular basis. The Rewards received go towards Christmas gift cards. I have an incredibly good interest rate, after using the card for several years I contacted them and requested that the interest rate be lowered. Their customer service is always impeccable and they readily lowered it as I had a great payment history. I can use their system to set up a monthly payment system and I find it incredibly easy to use. This card is used for all of my vacations, monthly bills and seems to be accepted by most retailers. I'm very happy with their services.
May 5, 2015
Photo of Ramon M.
4
May 5, 2015
I enjoy the flexibility this card offers. Rates are decent, but the bonuses are absolutely fantastic. The most attractive part of this card, however, is the service. There are no other companies offering credit cards that have better customer service than American Express. Nobody else comes close!
May 5, 2015
Photo of Pamela L.
5
May 5, 2015
This card is wonderful! I have the American Express Platinum card, which has great rewards as well. As a reward for using the card, they give you 100 dollars back after spending 1000. This makes using the card worthwhile! You also get 3% cash back whenever you use a supermarket! And 1% for a gas station. Instead of for only 12 months, this card gives you 0% for 15 MONTHS! The interest rate after the 15 months of 12.99%-21.99% is a little high, but worth it with all of the rewards offered by the use of this card.
May 5, 2015
Photo of Tyler C.
3
May 5, 2015
I am not a very big fan of the $100 back after spending $1000. I have the Disney Visa card and received $100 back after my first purchase. I am in fact a fan of the $0 annual fee. I also like the 0% interest on the first 15 months. The 3% cash back is always nice! It might be hard for most to get this card considering you need to have excellent credit. This card isn't too different compared to others, it kind of just blends in with the rest.
May 2, 2015
Photo of Lakeisha M.
4
May 2, 2015
This card is AMAZING!! I love how there are no interest rates on purchases or transfers for the first 15 months which is great because it gives you time to start paying things before the interest rates go sky high. Getting $100 back every time you spend $1000 or more in the first 3 months of having the card. When it came in the mail it was just so shiny and now I use this card everyday for small and big purchases. I actually bought a brand new sectional couch and brand new dining room table for my house not to long ago and I got $200 back because my more
Apr 21, 2015
Photo of Stephanie A.
5
Apr 21, 2015
American Express is by far one of the best credit card companies out there! They have awesome customer service that has helped me numerous times. When I first got my American Express card my name was wrong on the card so I contacted them and they were so helpful and fixed the problem literally as fast as they could. My new card was overnighted to me so I was able to get it the next day instead of waiting forever to get it in the mail. They also have a great rewards program which is an incentive for me to continue to charge things instead of paying with cash.
Apr 21, 2015
Photo of Frank H.
5
Apr 21, 2015
This is a fantastic card. The Blue Cash Credit Card is an excellent option for many people. You have a variable, but overall great, interest rate, great intro rates, and rewards that can appeal to a lot of consumers. You get money back from grocery stores, gas stations, and department stores. Who couldn't benefit from that?

Even compared to something like the Capital One Rewards Card, this card trumps them in it's sheer convenience in how the rewards can be applied. This card is a definite win for just about anyone.
Apr 1, 2015
Photo of Angela T.
5
Apr 1, 2015
This is my preferred go to card for everyday purchases. I've found that the reward tier works well with the cash back ranging from 3% on groceries, 2% on gas and 1% on everything else.

I had an experience where my card number was compromised and several charges were posted to my account that were fraudulent. Customer Service was very responsive and quickly canceled my card, expedited a replacement and gave me peace of mind by assuring me I wasn't responsible for the charges.

The online card management tools are intuitive and easy to use. I love the various sorting options that allow me to see expenses by category or more
Apr 1, 2015
Photo of So L.
2
Apr 1, 2015
Blue Cash Everyday Amex is my backup card. I have had it for a couple of years.

Pro:
- Reward amount (3% cash back on purchases at supermarkets, 2% on select department stores/gas stations, and 1% everywhere else)
- No annual fee.
- Wide range of redemption options including cash back, merchandise, and gift cards.
- Amex offers that you can save to your card and use to receive additional cash back

Con:
- Depends on where you travel to, American Express may not be as widely accepted as Visa
- Foreign transaction cost!
- Website does not list reward earned per purchase.
- Redemption generally require a minimum of $25 in reward balance. more
Apr 1, 2015
Photo of Phyllis C.
3
Apr 1, 2015
Regarding the terms for the American Express Blue Cash Everyday Card, the length of time for the introductory rate of 0% is better than offered by my CitiBank gold card when I first enrolled; Citi rate was only for 12 months.
I would hesitate to use this American Express card because of the foreign transaction fee. I travel a lot to foreign countries, and such an additional charge would be burdensome. My Citibank did not have such a charge; but now I'm going to double check current terms to make sure that was not a new condition added.
The Amex late fee also seems excessive, and would cause me to not want more
Mar 17, 2015
Photo of Ashley R.
5
Mar 17, 2015
i love that the amex blue cash everyday has 0% for the first 15 months and is hassle free cash back. you get $100 after you spend $1000 in the first 3 months. that is such a great reward. you earn 3% back for groceries and 2% for gas and department stores. those are great numbers. the late fees are better than some other cards around and the intro rate for transfers is also 0%. i feel like you cant go wrong with this card.
Mar 11, 2015
Photo of Senthil K.
5
Mar 11, 2015
AMEX Blue Cash Everyday is my all time best credit card right from the day I start using credit cards. Even though I had credit cards, I would always say Blue Cash Everyday work in a way towards cash back. Blue Cash Everyday has detailed split up with different type of merchants and each merchant category it has defined rewards percentage, unlike other credit cards broader classifications like Grocery, fuel, drugs. Blue Cash Everyday provides standard rewards points throughout the year irrespective of any seasonal offers, which might not help most of the customers. AMEX Blue Cash Everyday provides 0% intro APR on purchases and balance transfers for 15 months more
Mar 6, 2015
Photo of Jim J.
5
Mar 6, 2015
For someone who doesn’t do a lot of grocery shopping, the Blue Cash Everyday makes the most sense. I did the math, and found that I’d have to spend a lot more on groceries to make the annual fee of the Blue Cash Preferred worth it. The interest rate is very high, yes – but you wouldn’t want to carry a balance on most cashback cards anyway. I tend to buy Amazon gift cards at supermarket checkouts anyway, so the 3% back definitely comes in handy.

Overall, I couldn’t be happier with my experiences so far.
Mar 3, 2015
Photo of Josh K.
4
Mar 3, 2015
Blue Cash Everyday® Card from American Express overall is a good deal. This APR is nothing for 15 months which the only other time I've seen that is a Chase card. The late fee isn't bad compared to some of the others out there. The $100 bonus for $1,000 is something that is great if you are using this card strictly for rewards and paying the credit card off in full. However with the 15 month no APR, it's not as big of an issue. It is important to be careful as these deals attract people who love to buy things now and suffer the consequences later. Another thing to more
Mar 1, 2015
Photo of Wyn V.
1
Mar 1, 2015
BEWARE!! BAIT AND SWITCH! AMEX is a scam! They do NOT provide reward points breakdown in any manner to the customer. They only way for you to know what you get back for points is to call and inquire about each purchase, they do not provide this for the customer to review online or on print out or in the statement! There is no way to verify you are getting the points they advertise! For example: I purchased an ipad from Apple, this is one of the "additional reward points retailers" that you are supposed to get 6% back for. When I called and did an online chat with amex more
Feb 16, 2015
Photo of Ryan P.
5
Feb 16, 2015
This card actually seems like it would very nice card. It offers 0% on purchases and balance transfers for fifteen months, which is a good perk. Once you spend one thousand dollars, you get one hundred cash back, that's American Express just giving you ten percent back on your first one thousand in purchases. The rewards system is very straight forward, and is actually a fairly nice reward system giving between one and three percent cash back on purchases. The annual percentage rate is actually nice because it is based upon your credit worthiness and the upper limit on the card is fairly high, but not outrageous for someone with more
Feb 11, 2015
Photo of Burhan K.
5
Feb 11, 2015
I used to have a city simplicity card and a visa card which gave me so much stress that I gave up credit cards all together until my friend recommended me this Blue cash everyday card from American Express. I thought of giving it a try and it was such a nice experience. The paper work was easy and I never had to give up any confidential information. The best thing is that there is 0% APR and I receive bonuses when I make purchases through it. I really like this card and my experience with it has been incredible. I would proudly recommend this card to my other friends too.
Dec 29, 2014
Photo of Kristan H.
5
Dec 29, 2014
I use my capital one card and my visa card and they have been such a hassle that I gave up credit cards all together for a while but then I heard about this Blue Cash Everyday Card from American Express and I applied for it and wow was it a difference. The 0% APR and first years balance transfer fee-less help is just the wonderful start. I also got amazing rewards with this card such as a free Amazon Prime Membership for a year, which if you shop from Amazon alot, between the savings on shipping fees and you get 3% back on grocery stores and 2% on gas more
Feb 7, 2015
Photo of David F.
David Figueroa
Feb 7, 2015
I'm about to receive this card, how did you get prime for a year free?
Mar 13, 2015
Photo of Chance W.
Chance Wilson
Mar 13, 2015
It was an old deal. Now you get Shop Runner. I'd prefer Prime, but Shop Runner lets you get free delivery of Dominos! lol
Dec 17, 2014
Photo of Lori D.
4
Dec 17, 2014
I have had my card for several years now. Recently my card was comprimised, hacked I guess is the term, and used at a Targe sore in Brooklyn, NY. I contacted
Dec 5, 2014
Photo of Ryan L.
5
Dec 5, 2014
This card is fantastic. Sure, you can't use it everywhere, but I've found that many places are accomodating. I used the 0% APR to purchase an engagement ring for my wife, and the additional cash back was a nice bonus. The only downside is that you need to wait until you rack up $25 in cash back before you can redeem.
Nov 10, 2014
Photo of Tania G.
4
Nov 10, 2014
I recently applied for the Blue Cash Every day Card from American Express. I received approval in the mail a few days after application, with a generous credit limit. The introductory 0% APR for 15 months is a wonderful "plus." The cash-back bonuses combined with the extended grace period are a perfect combination for using this card for gas, grocery's or anything else. It also allows you to carry a balance, which is a great perk for those unexpected large expenses such as car repair bills, or a new furnace. I've been a member since July, and have been very happy so far.
Oct 24, 2014
Photo of Pamela W.
3
Oct 24, 2014
I like the hassle free cash back, which contrasts the Capitol One card I formerly have used. Although I think the interest rate on the cash advance is a little high. I don't care for the cash back only being redeemed as reward dollars in the form of statement credit. I like the fact that there is no yearly fee. I think if used correctly and responsibly, the Blue Cash Everyday Card from American Express could be a very good card to use on a regular basis.
Mar 13, 2015
Photo of Chance W.
Chance Wilson
Mar 13, 2015
Don't use credit cards for cash advance! It's not worth it.
Oct 23, 2014
Photo of Heather H.
1
Oct 23, 2014
Even though they advertise 0% on balance transfers, there's a (large) hidden fee in the fine print. Terrible customer service and really shady, false advertising. Not that I'm surprised...
Oct 23, 2014
Photo of Crystal A.
5
Oct 23, 2014
I currently have a Capitol One credit card and I must say that this Blue Cash Card from American express is great. It has a low APR and you get an awesome $100 bonus on top of that. And the best part is that there is no annual fee and all the benefits are still included. Would recommend to anyone.
Sep 10, 2014
Photo of Dani A.
5
Sep 10, 2014
The Blue Cash Card from American Express is incredible. By far my favorite card, compared to my Capital One and Discover cards. The low APR and the longer-than-normal grace period are a huge help as I'm constantly on the road and sometimes (though I hate to admit it), am not always on top of things the way I should be. I use this car to cover car repairs which sadly, have been over the $1,000, but the Blue Cash Card's $100 bonus took some of the sting out!
Aug 20, 2014
Photo of AL D.
4
Aug 20, 2014
The Blue Cash from American Express is a good credit card, it has similar cash back rewards as the bank of america card although the bank of america card is more accepted because is Visa plus you also get an extra 10% cash bonus if you bank with them but let's get back to AMEX, the $100 cash bonus is good but you have to spend $1,000 in 3 months while other cards is just $500 in 3 months, also with AMEX you need a higher FICO than almost any other card out there, that's a downside too....
Aug 15, 2014
Photo of Tien L.
5
Aug 15, 2014
The Blue Cash Everyday Card is a very good American Express to have. There is not an annually fee and you still get all the benefits that is offered by the American Express cards that have annual fees (like the Gold and Platinum card). I have held both the Gold and Platinum card and I honest prefer the Blue Cash Everyday Card. The rewards are not that lucrative, but I use it for the benefits as such, replacement benefit, returns benefit, and the extended warranty benefit. I bought a phone without a contract that costed over $500 and it stopped working after 1 year and 11 months. The manufacture warranty more
Aug 7, 2014
Photo of Jalees S.
5
Aug 7, 2014
As a rewards card, this is by far the best of the best. Whatever I need, I can get, like gas, groceries, or even online shopping. Uniquely to this card though, I really like the rewards system and with all the online purchases I make, they add up!
Jul 31, 2014
Photo of Damien K.
4
Jul 31, 2014
That's a pretty good reward card! I only get cards with 0% APR for a while and no annual fees. This one fits the bill pretty well (15 months 0% is quite good) and the 3% on groceries is a real plus, as this is where most people spend their money anyways. However, I regret the limit ($6000 in purchases for a year, that isn't much) that I find quite low. The initial cash bonus ($100) isn't that great either. Overall, a good addition in the no annual fee/ 0% APR category.
May 28, 2014
Photo of Nancy L.
5
May 28, 2014
For a rewards card, I think the Blue Cash Everyday Card is an excellent one. I would use this for everyday purchases of gas and groceries. If I was going to make a large purchase it would add up the rewards quickly.
Jun 6, 2014
Photo of Yoan R.
Yoan Rodriguez
Jun 6, 2014
I also have this card and your completely right about large purchases.I use it primarily for gas because I commute a lot but I recently had a string a large purchases and the rewards added up quite quickly.
May 22, 2014
Photo of Emily F.
4
May 22, 2014
The American Express Blue Cash credit card is awesome. It has great benefits and it's easy to earn cash back. You can easily earn cash back at places you generally spend the bulk of your money, like gas stations and groceries. American Express has fantastic customer service, and when I found fraud on my card, they investigated and returned the charges promptly.
Apr 18, 2014
Photo of Ashley M.
5
Apr 18, 2014
The Blue Cash Everyday Card from American Express looks like a really great card that offers unique benefits. I like that you get $50 back after making $1,000 in purchases as well as one year of Amazon Prime. This is very helpful to me and a great deal. I've never had a credit card that offered this. I currently use the Discover It card which I also really like. However I only get 1% back on all purchases and 5% on certain quarterly bonus categories. With this card you get 3% back on grocery stores and 2% on gas stations with 1% on everything else. The only negative I see more
Apr 10, 2014
Photo of Carlton P.
5
Apr 10, 2014
One of the best cash back rewards programs out there. Three percent on groceries can't be beat. As a single guy, this is the card for me, but families with kids should shoot for the preferred version. It carries an annual fee, but has a higher rewards rate.
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Jul 13, 2015
Photo of Angie S.
Jul 13, 2015
If I have a balance when my introduction rate (0%) ends,do I have to pay interest on that balance or is it just for new purchases?
Jul 8, 2015
Photo of Robert G.
Jul 8, 2015
Does this card offer extended product protection?
Feb 13, 2012
Photo of Margery H.
Feb 13, 2012
does this card have a foreign transaction fee?
Feb 13, 2012
Photo of Card H.
Feb 13, 2012
The Amex Blue Cash has a 2.7% foreign transaction fee. Here is a list of major credit cards that do not charge you fees when you use them abroad:
http://www.cardhub.com/credit-cards/foreign-transaction-fee/
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Last updated on: Jul 26th, 2015 at 9:14 EDT