Blue Cash Everyday® Card from American Express

Required Credit Score:
Excellent
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Blue Cash Everyday® Card from American Express’ Rewards

Bonus
Up to $300
Base Earn
1%
Max Earn
3%
  • Special Offer - Get up to $300 back. Offer Ends 6/15/2016.
  • Get Cash Back: 3% U.S. supermarkets up to $6,000 per year in purchases (then 1%); 2% U.S. gas stations & select U.S. dept. stores; 1% other purchases. Terms and limitations apply.
  • With the Blue Cash Everyday┬« Card, you can get cash back. No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only get cash back on eligible purchases.
  • Terms and restrictions apply.

Blue Cash Everyday® Card from American Express’ Key APRs & Fees

Purchase Intro APR
0% for 12 months
Transfer Intro APR
0% for 12 months
Regular APR
13.24% - 23.24% (V)
  • ANNUAL FEE None
  • BALANCE TRANSFER
    FEE
    3%

Blue Cash Everyday® Card from American Express’ Additional Info

  • MAX LATE FEE   $37
  • MAX OVERLIMIT
    FEE  
    None
  • MAX PENALTY APR   29.49% (V)
  • GRACE PERIOD   25 days
  • ONLINE RESPONSE   Yes
  • CASH ADVANCE
    RATE
    25.49% (V)
  • CASH ADVANCE
    FEE
    3% (min $5)
  • FOREIGN
    TRANSACTION FEE  
    2.7%
  • SMART CHIP   Yes, chip-and-signature
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.24% to 23.24%, based on your creditworthiness and other factors.
Apply Now
at American Express’
secure site

Customer Questions and Answers

Don't see what you're looking for? Submit your question about Blue Cash Everyday® Card from American Express to our community.

does this card have a foreign transaction fee?
Reply

Photo of Card H.
Feb 13, 2012
The Amex Blue Cash has a 2.7% foreign transaction fee. Here is a list of major credit cards that do not charge you fees when you use them abroad:
cardhub.com/credit-cards/foreign-transaction-fee/
4 Votes 13 9

Can you transfer other Amex card balances into this card?
Reply

3 Votes 9 6

How do we know which grocery stores are included in the 3% cash back? I'm specifically wondering about Trader Joe's?
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0 Votes
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Customer Reviews

Share your insights and review the Blue Cash Everyday® Card from American Express.

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3.7 out of 5

1,506 reviews
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Photo of Card H.
Mar 7, 2016
As its name suggests, the Blue Cash Everyday Card from American Express is a cash-back credit card designed to be an everyday spending vehicle. And it’s a very good one. It doesn’t charge an annual fee and offers a $100 initial bonus; 3% cash back on the first $6,000 you spend at supermarkets each year; 2% cash back at gas stations and certain department stores; and 1% on all other purchases.

In recognition of the fact that even people with excellent credit can’t always pay their monthly bill in full, Blue Cash Everyday also offers 0% introductory rates on new purchases and balance transfers for the first 15 months. It’s just more
Photo of Jill M.
Apr 26, 2016
I've had Blue Cash Back card for years. I use it a LOT -- never had an issue. Until two wee­ks ago when I noticed I hadn't been getting the correct (higher) percent of cash back, despite clearly reaching the required spend. I called. After many holds, the rep said, "Yes, we made an error." Really? You're American Express? Isn't this what you're building your business on -- CASH BACK? Isn't it kind of essential you know how to do that? So the guy apologizes and basically says "We'll be fixing it at some point in the future." No other correspondence from them. Scheez. So incredibly disappointing. more
Photo of FletchReede
Feb 29, 2016
I got the Blue Cash card about 3 years ago because I wanted a rewards card that was easy to use for everyday purchases. I decided on the blue card because of the 3% cash back on supermarkets and 2% on gas because those two categories are the ones I tend to spend the most on. I have found that the card is very easy to use, especially because there are no rotating categories and you know you are getting cash as a reward and not redeemable points. I really like that there is no annual fee and I think the APR is pretty standard for rewards cards. I have more
Photo of TJ
Feb 26, 2016
This card has been pretty great for me. I got it so that I could help build my credit by having a revolving credit source that I would use regularly. The reason I went for this card in particular was because I wanted something that gave good rewards. So far the only complaint I have is the interface on the website; I've heard from others that it's very intuitive and easy to follow, but I personally found it difficult to navigate and unintuitive. However, that may just be my opinion. I have had no interactions with customer service so I cannot comment on them, but I would recommend this card more
Photo of tspradley
Feb 17, 2016
I got this card about a year ago around Christmas to keep track of my purchases and earn rewards. The rewards added up quick and I was able to quickly find things in my statement. I am now using this card for gas and groceries and the rewards do add up. I am pleased with this card and the rewards that offered. The only thing that would be made this card better would for it to be accepted everywhere. There are some places that do not accept it.
Photo of
Feb 16, 2016
I got this card because my other American Express card was with Costco and there was a question about whether or not Costco would cut its ties with AMEX. I really liked having an AMEX card, so I went ahead and got this one. It has a nice low rate, and a pretty good cash-back rewards system. I get savings on things like groceries, gas, and travel. The one thing I would change is that it looks kind of cheap - the clear plastic just doesn't look 'classy' to me. But this isn't a big deal at all. I would highly recommend this card to anyone. American Express customer service more
Photo of Jerry G.
Feb 9, 2016
This card is awful, Stay away from American Express, There customer service is all outsourced to India. They have attitudes when you speak with them. basically I did a balance transfer online, they duplicated it and wouldn't fix. So they stole money form me. I called 4 times in one week and got different answers from everyone I spoke with. They are terrible stay away
Photo of Joshua R.
Jan 5, 2016
My Blue Cash card is so easy to use. I am very comfortable with how the card works and the simplicity of it's features. I have received great customer service for the past 5 years and I have experienced minimal problems when using this card. I really like how I am able to save money and actually get money from the card. Hands up!!! this is one of the best cards that I have owned!
Photo of Tracy B.
Dec 27, 2015
Nice and simple information, I have one of American Express prepaid been 4 years, Now my credit improves. I still hold this card for emergency case. just fee 1.00 dollars every month. My wife got disapprove major credit card. she gets American Express prepaid need order shop online protect from her private. American Express online very simple app. The app is more security and safe.
Photo of Andrew L.
Dec 20, 2015
I have had this card since 2003. When it came out it was the design of the card that grabbed my attention and ever since that, it has been in my wallet. I have 10 other credit cards but American Express service is the best in my opinion. I had this card stolen twice in the past and on both occasions, AmEx properly took care of the issue, reversing the charges. I would highly recommend this card to anyone, though you need to have a good credit score for AmEx approval.
Photo of Stephen M.
Dec 17, 2015
The Blue Cash card from American Express is my good to card when I want to get rewards. You can not beat the cash back rewards and also the extended terms for no interest. This has been a life saver in helping me get certain other things paid off while avoiding any extra interest having to be paid.
Photo of Sam S.
Dec 9, 2015
I have used this credit card for a few years and I love it. I love being able to use the points to get cash back. The points accrue rather quickly. I am often able to use the points for a statement credit towards my next bill. You can also use the points towards products. They also provide great customer service. The only thing I don't like it that not all merchants accept American Express.
Of course, this isn't American Express fault. Great card though!
Photo of Mike Y.
Dec 9, 2015
Really love this card I Love American Express I have a few different cards but I love the perks of this card being that you get certain points back and what not, you can't beat getting things back for spending. Another thing I love is this credit card offers really low apr financing which is good for the consumer. Never had a problem with this card and I never leave home without it.
Photo of Nick S.
Nov 25, 2015
This is a great everyday credit card. I always use this card to buy groceries because of the 3% cashback. I also always use this card to buy gas as it offers 2% cashback at the pump. American Express is always offering great offers as well. Considering this card also has no annual fee, it is a great card! I highly recommend it.
Photo of Ian G.
Nov 23, 2015
This credit card is great because of the sign up bonus ($100 back for spending $1000 in the first three months) and because of the rewards. I use my credit card often. I love the security that I get with this card as well. I traveled to Seattle this past summer and was notified that my card had been used in the airport. Some people find it a creepy or a pain that someone is keeping tabs on you, but I love the security. The more the better! Check out this card!
Photo of Brigette P.
Nov 23, 2015
THe best thing about this card, like every AMEX card, is that the user has access to all the AMEX sync deals through twitter. This alone makes the card superior to other credit card companies. Beyond this, customer service is great. It is always a pleasure to deal with AMEX. Any issues are quickly and professionally resolved.
Photo of Becky M.
Nov 11, 2015
I like that there is a $100 bonus for $1000 charged to the Blue Cash Everyday Card from American Express in the first three months. I'm not excited about the 3% rewards for spending at grocery stores since I prefer to use cash at the grocery, and the gas station I use does not accept American Express cards of any type. I also do not like the idea that the rewards are only available as statement credits. I definitely prefer rewards that can be used for gift cards for merchants.
Photo of Robert S.
Oct 23, 2015
O% cards like this are a big help. I know it doesn't last forever but 15 months is a pretty big window for not paying interest. I have this exact AMEX card and I'm still in the middle of the 15-month 0% window. It gives me plenty of time to pay off the entire balance without worrying about annoying interest payments. Also, the additional features of this card definitely make it an even better choice for card users out there.
Photo of Noel B.
Aug 27, 2015
Here's what I think is great about this card- there is no annual fee and you are ALWAYS earning in some way. It doesn't get much better than that. I guess the biggest difference between this and other cards I have are how the cash is put back to your statement. I do like how my Southwest Card I can put it towards other things besides air travel. It is handy to have that flexibility. But overall the Blue Cash Everyday Card has a very competitive interest rate and no annual fee which is huge! And who couldn't use the $100 bonus?
Photo of Dayana J.
Aug 11, 2015
I have used my Blue Cash American Express card everywhere! I use it to shop for groceries, clothes, school supplies, etc. I get points for shopping 3% cash back for groceries and 2% cash back for gas purchases so I have been using it to fill up my tank ever since I got it in 2009. I am very pleased with the company, it is a pleasure working with them.
Photo of Keith L.
Jul 26, 2015
I have a couple of credit cards but by far my Blue Cash American Express card takes the cake. Not only do I get points by shopping, I get to also either purchase items from their retailer with my points or use the points towards my account balance as a payment. Pretty cool idea!
Photo of Constantina H.
Jun 26, 2015
This is simply the best card out there, I have had my Blue American Express card since early 2000s, and I absolutely love it. One of the best features of this card is the smart chip, AE had this technology for so long and others are slowly catching up. I use this card for gasoline purchases quite a bit and loving the convenience. It offers 2% cash back for gas purchases, which adds up after a while. Overall this is a great card from a great company
Photo of Kaylee T.
Jun 26, 2015
I really do enjoy using this card one groceries and gas. I like to use it because you get cash back on them, 3% for groceries and 2% for gas. It's what your going to spend anyways on necessities so why not get a little bonus back? And on ALL purchases you get 1%, which of course promotes use of this card.
Photo of Mike J.
Jun 25, 2015
The American Express Blue Cash Everyday card is a nice rewards card for gas and groceries. It earns 3% cash back on groceries and 2% on gas. All other purchases earn the default 1% so there are definitely better rewards cards for those purchases. However gas and groceries account for a lot of my spending (and I'm sure most other people as well) so the card is worthwhile to have for just those two categories. For all other purchases I use other cards which a higher rewards percentage.
Photo of Christie D.
Jun 10, 2015
I was sent an offer for $100 cash back after spending $500, so I called to apply for the card. After being bounced around between 3 representatives and wasting 30 minutes of my evening, a representative got on the phone and told me that because I already had the card and cancelled it, I wasn't eligible. If you don't want me to apply, DON'T SEND ME OFFERS!!!!
Photo of Dean D.
May 25, 2015
I love the 3% cash back feature in supermarkets and the 2% cash back at gas stations on the Blue Cash Everyday Card. Compared to other cards, this card offers much more rewards for its customers. With no annual fee, this card is a step above the rest. The balance transfer fee can be costly, especially if you are transferring a large balance. In addition, the varying interest rate can make the difference between a great experience or just another high interest card, so make sure you understand how the variable rate works.
Photo of Lisa K.
May 14, 2015
The Blue Cash Everyday Card from American Express is a great card for those with a strong credit history looking for generous cash back rewards. I have this card and recommend it to anyone who qualifies. I do not carry cash or a debit card. Instead, I use this card to earn rewards wherever it’s accepted. You can get a $100 bonus if you spend $1000 in the first 3 months. You earn 3% on groceries, 2% on gas and a few select department stores, 1% on the rest. It goes without saying that American Express offers friendly customer support that’s available 24/7.
Photo of Michelle C.
May 12, 2015
I use this card on a regular basis. The Rewards received go towards Christmas gift cards. I have an incredibly good interest rate, after using the card for several years I contacted them and requested that the interest rate be lowered. Their customer service is always impeccable and they readily lowered it as I had a great payment history. I can use their system to set up a monthly payment system and I find it incredibly easy to use. This card is used for all of my vacations, monthly bills and seems to be accepted by most retailers. I'm very happy with their services.
Photo of Ramon M.
May 5, 2015
I enjoy the flexibility this card offers. Rates are decent, but the bonuses are absolutely fantastic. The most attractive part of this card, however, is the service. There are no other companies offering credit cards that have better customer service than American Express. Nobody else comes close!
Photo of Pamela L.
May 5, 2015
This card is wonderful! I have the American Express Platinum card, which has great rewards as well. As a reward for using the card, they give you 100 dollars back after spending 1000. This makes using the card worthwhile! You also get 3% cash back whenever you use a supermarket! And 1% for a gas station. Instead of for only 12 months, this card gives you 0% for 15 MONTHS! The interest rate after the 15 months of 12.99%-21.99% is a little high, but worth it with all of the rewards offered by the use of this card.
Photo of Tyler C.
May 5, 2015
I am not a very big fan of the $100 back after spending $1000. I have the Disney Visa card and received $100 back after my first purchase. I am in fact a fan of the $0 annual fee. I also like the 0% interest on the first 15 months. The 3% cash back is always nice! It might be hard for most to get this card considering you need to have excellent credit. This card isn't too different compared to others, it kind of just blends in with the rest.
Photo of Lakeisha M.
May 2, 2015
This card is AMAZING!! I love how there are no interest rates on purchases or transfers for the first 15 months which is great because it gives you time to start paying things before the interest rates go sky high. Getting $100 back every time you spend $1000 or more in the first 3 months of having the card. When it came in the mail it was just so shiny and now I use this card everyday for small and big purchases. I actually bought a brand new sectional couch and brand new dining room table for my house not to long ago and I got $200 back because my more
Photo of Stephanie A.
Apr 21, 2015
American Express is by far one of the best credit card companies out there! They have awesome customer service that has helped me numerous times. When I first got my American Express card my name was wrong on the card so I contacted them and they were so helpful and fixed the problem literally as fast as they could. My new card was overnighted to me so I was able to get it the next day instead of waiting forever to get it in the mail. They also have a great rewards program which is an incentive for me to continue to charge things instead of paying with cash.
Photo of Frank H.
Apr 21, 2015
This is a fantastic card. The Blue Cash Credit Card is an excellent option for many people. You have a variable, but overall great, interest rate, great intro rates, and rewards that can appeal to a lot of consumers. You get money back from grocery stores, gas stations, and department stores. Who couldn't benefit from that?

Even compared to something like the Capital One Rewards Card, this card trumps them in it's sheer convenience in how the rewards can be applied. This card is a definite win for just about anyone.
Photo of Angela T.
Apr 1, 2015
This is my preferred go to card for everyday purchases. I've found that the reward tier works well with the cash back ranging from 3% on groceries, 2% on gas and 1% on everything else.

I had an experience where my card number was compromised and several charges were posted to my account that were fraudulent. Customer Service was very responsive and quickly canceled my card, expedited a replacement and gave me peace of mind by assuring me I wasn't responsible for the charges.

The online card management tools are intuitive and easy to use. I love the various sorting options that allow me to see expenses by category or more
Photo of So L.
Apr 1, 2015
Blue Cash Everyday Amex is my backup card. I have had it for a couple of years.

Pro:
- Reward amount (3% cash back on purchases at supermarkets, 2% on select department stores/gas stations, and 1% everywhere else)
- No annual fee.
- Wide range of redemption options including cash back, merchandise, and gift cards.
- Amex offers that you can save to your card and use to receive additional cash back

Con:
- Depends on where you travel to, American Express may not be as widely accepted as Visa
- Foreign transaction cost!
- Website does not list reward earned per purchase.
- Redemption generally require a minimum of $25 in reward balance. more
Photo of Phyllis C.
Apr 1, 2015
Regarding the terms for the American Express Blue Cash Everyday Card, the length of time for the introductory rate of 0% is better than offered by my CitiBank gold card when I first enrolled; Citi rate was only for 12 months.
I would hesitate to use this American Express card because of the foreign transaction fee. I travel a lot to foreign countries, and such an additional charge would be burdensome. My Citibank did not have such a charge; but now I'm going to double check current terms to make sure that was not a new condition added.
The Amex late fee also seems excessive, and would cause me to not want more
Photo of Ashley R.
Mar 17, 2015
i love that the amex blue cash everyday has 0% for the first 15 months and is hassle free cash back. you get $100 after you spend $1000 in the first 3 months. that is such a great reward. you earn 3% back for groceries and 2% for gas and department stores. those are great numbers. the late fees are better than some other cards around and the intro rate for transfers is also 0%. i feel like you cant go wrong with this card.
Photo of Senthil K.
Mar 11, 2015
AMEX Blue Cash Everyday is my all time best credit card right from the day I start using credit cards. Even though I had credit cards, I would always say Blue Cash Everyday work in a way towards cash back. Blue Cash Everyday has detailed split up with different type of merchants and each merchant category it has defined rewards percentage, unlike other credit cards broader classifications like Grocery, fuel, drugs. Blue Cash Everyday provides standard rewards points throughout the year irrespective of any seasonal offers, which might not help most of the customers. AMEX Blue Cash Everyday provides 0% intro APR on purchases and balance transfers for 15 months more
Photo of Jim J.
Mar 6, 2015
For someone who doesn’t do a lot of grocery shopping, the Blue Cash Everyday makes the most sense. I did the math, and found that I’d have to spend a lot more on groceries to make the annual fee of the Blue Cash Preferred worth it. The interest rate is very high, yes – but you wouldn’t want to carry a balance on most cashback cards anyway. I tend to buy Amazon gift cards at supermarket checkouts anyway, so the 3% back definitely comes in handy.

Overall, I couldn’t be happier with my experiences so far.
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Last updated on: Apr 26th, 2016 at 12:55 EDT

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