Blue Cash Everyday® Card from American Express

blue cash credit card Sponsored Card
Required Credit Score: Excellent
4 844 reviews   Write a Review!
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Blue Cash Everyday® Card from American Express’ Rewards

Bonus
$50 + 1yr of Amazon Prime
Base Earn
1%
Max Earn
3%
Earn / Redeem Limit
No
  • Get one year of Amazon Prime plus $50 back after you make $1,000 in purchases with your new Card in the first three months.
  • You will receive $50 back in the form of a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • Earn Cash Back: 3% US supermarkets up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Terms and restrictions apply.

Blue Cash Everyday® Card from American Express’ Key APRs & Fees

Intro Rate on Purchases
0% for 15 months
Intro Rate on Transfers
0% for 15 months
Regular Rate
12.99%-21.99%
  • ANNUAL FEE $0
  • BALANCE TRANSFER FEE 3%

Blue Cash Everyday® Card from American Express’ Additional Info

  • MAX LATE FEE   $38
  • MAX OVERLIMIT FEE   None
  • MAX PENALTY APR   27.24% (V)
  • GRACE PERIOD   25 days
  • ONLINE RESPONSE   Yes
  • CASH ADVANCE RATE 25.24% (V)
  • CASH ADVANCE FEE 3% (min $5)
  • FOREIGN TRANSACTION
    FEE  
    2.7%
  • SMART CHIP   No
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
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Blue Cash Everyday® Card from American Express Reviews

 
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3.8
Overall Rating: 3.8 / 5
Total Ratings: 844
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Nov 10, 2014
Photo of Tania G.
4
By:
I recently applied for the Blue Cash Every day Card from American Express. I received approval in the mail a few days after application, with a generous credit limit. The introductory 0% APR for 15 months is a wonderful "plus." The cash-back bonuses combined with the extended grace period are a perfect combination for using this card for gas, grocery's or anything else. It also allows you to carry a balance, which is a great perk for those unexpected large expenses such as car repair bills, or a new furnace. I've been a member since July, and have been very happy so far.
Oct 24, 2014
Photo of Pamela W.
3
By:
I like the hassle free cash back, which contrasts the Capitol One card I formerly have used. Although I think the interest rate on the cash advance is a little high. I don't care for the cash back only being redeemed as reward dollars in the form of statement credit. I like the fact that there is no yearly fee. I think if used correctly and responsibly, the Blue Cash Everyday Card from American Express could be a very good card to use on a regular basis.
Oct 23, 2014
Photo of Heather H.
1
By:
Even though they advertise 0% on balance transfers, there's a (large) hidden fee in the fine print. Terrible customer service and really shady, false advertising. Not that I'm surprised...
Oct 23, 2014
Photo of Crystal A.
5
By:
I currently have a Capitol One credit card and I must say that this Blue Cash Card from American express is great. It has a low APR and you get an awesome $100 bonus on top of that. And the best part is that there is no annual fee and all the benefits are still included. Would recommend to anyone.
Sep 10, 2014
Photo of Dani A.
5
By:
The Blue Cash Card from American Express is incredible. By far my favorite card, compared to my Capital One and Discover cards. The low APR and the longer-than-normal grace period are a huge help as I'm constantly on the road and sometimes (though I hate to admit it), am not always on top of things the way I should be. I use this car to cover car repairs which sadly, have been over the $1,000, but the Blue Cash Card's $100 bonus took some of the sting out!
Aug 20, 2014
Photo of AL D.
4
By:
The Blue Cash from American Express is a good credit card, it has similar cash back rewards as the bank of america card although the bank of america card is more accepted because is Visa plus you also get an extra 10% cash bonus if you bank with them but let's get back to AMEX, the $100 cash bonus is good but you have to spend $1,000 in 3 months while other cards is just $500 in 3 months, also with AMEX you need a higher FICO than almost any other card out there, that's a downside too....
Aug 15, 2014
Photo of Tien L.
5
By:
The Blue Cash Everyday Card is a very good American Express to have. There is not an annually fee and you still get all the benefits that is offered by the American Express cards that have annual fees (like the Gold and Platinum card). I have held both the Gold and Platinum card and I honest prefer the Blue Cash Everyday Card. The rewards are not that lucrative, but I use it for the benefits as such, replacement benefit, returns benefit, and the extended warranty benefit. I bought a phone without a contract that costed over $500 and it stopped working after 1 year and 11 months. The manufacture warranty more
Aug 7, 2014
Photo of Jalees S.
5
By:
As a rewards card, this is by far the best of the best. Whatever I need, I can get, like gas, groceries, or even online shopping. Uniquely to this card though, I really like the rewards system and with all the online purchases I make, they add up!
Jul 31, 2014
Photo of Damien K.
4
By:
That's a pretty good reward card! I only get cards with 0% APR for a while and no annual fees. This one fits the bill pretty well (15 months 0% is quite good) and the 3% on groceries is a real plus, as this is where most people spend their money anyways. However, I regret the limit ($6000 in purchases for a year, that isn't much) that I find quite low. The initial cash bonus ($100) isn't that great either. Overall, a good addition in the no annual fee/ 0% APR category.
May 28, 2014
Photo of Nancy L.
5
By:
For a rewards card, I think the Blue Cash Everyday Card is an excellent one. I would use this for everyday purchases of gas and groceries. If I was going to make a large purchase it would add up the rewards quickly.
Jun 6, 2014
Photo of Yoan R.
Yoan Rodriguez
I also have this card and your completely right about large purchases.I use it primarily for gas because I commute a lot but I recently had a string a large purchases and the rewards added up quite quickly.
May 22, 2014
Photo of Emily F.
4
By:
The American Express Blue Cash credit card is awesome. It has great benefits and it's easy to earn cash back. You can easily earn cash back at places you generally spend the bulk of your money, like gas stations and groceries. American Express has fantastic customer service, and when I found fraud on my card, they investigated and returned the charges promptly.
Apr 18, 2014
Photo of Ashley M.
5
By:
The Blue Cash Everyday Card from American Express looks like a really great card that offers unique benefits. I like that you get $50 back after making $1,000 in purchases as well as one year of Amazon Prime. This is very helpful to me and a great deal. I've never had a credit card that offered this. I currently use the Discover It card which I also really like. However I only get 1% back on all purchases and 5% on certain quarterly bonus categories. With this card you get 3% back on grocery stores and 2% on gas stations with 1% on everything else. The only negative I see more
Apr 10, 2014
Photo of Carlton P.
5
By:
One of the best cash back rewards programs out there. Three percent on groceries can't be beat. As a single guy, this is the card for me, but families with kids should shoot for the preferred version. It carries an annual fee, but has a higher rewards rate.
Apr 9, 2014
Photo of Rachel S.
4
By:
I am won over with the 1 year of Amazon Prime free, as well as the 0% interest for 15 months and 0 annual fee. Compared with the Amazon Visa card, this is a better deal with all the extras included!
Apr 3, 2014
Photo of Tracy S.
5
By:
The American express blue cash card is a good card with only a 3% cash advance fee and 0% intro APR for the first 15 months. They also offer a 1 year membership for amazon prime no card I have had has offered these types of deals.
Mar 21, 2014
Photo of Zackarey T.
4
By:
The American Express blue card is an excellent card, 3% max on your cash back is great. I would say it's a lot better than my 1.5% cash back on my capital one credit card. But with that being said, is it so much to ask for not having to spend so much money just to get to that 3% max but either way, thank you American Express for the great benefits.
Mar 4, 2014
Photo of Sam W.
4
By:
The complimentary Amazon Prime offer makes the Blue Cash Everyday Card from American Express a winner. As if that wasn't enough, you also get 3 percent back at U.S supermarkets. No other card I know of gives you such outstanding benefits.
Feb 14, 2014
Photo of Tim R.
4
By:
The Blue Cash Everyday Card is awesome. Plain and simple. There are so many nice surprises that this card offers. For example, the $50 sign up reward money if you spend a grand within the first three months and the complementary Amazon Prime account are just a few of the great rewards for signing up with this card. One of the great features of this card that I found to be a great annoyance with my old Visa was the foreign transaction fee rate. At only 2.7%, the foreign transaction fee is nearly half of my card, and that makes a big difference when you are vacationing and money is more
Jan 28, 2014
Photo of Shane E.
5
By:
"0% intro APR on purchases and balance transfers for 15 months" is worth it alone.
50 Reward Dollars and the amazon prime make it the best card out there.
sign up was easy also.
Jan 27, 2014
Photo of Wes A.
5
By:
I found out about the American Express Blue Cash card through a close friend, and I am so glad that I did. My credit scores have risen, and now I have my own personal card to use at college. The grace period is long enough to manage my finances, and there are zero domestic transaction fees, which is great. I have had zero issues with places accepting American Express, which is also a relief. The ease of the card as well as the amazing online service made this a decision I do not regret. The online service is easy to navigate and my information and money feel secure and safe. more
Jan 12, 2014
Photo of Marianne R.
5
By:
I like that the introductory rate on this Blue Cash Everyday card is 0% APR for 15 months on purchases and balance transfers. Most other credit cards introductory rate is only for 12 months. I also like that there is no penalty or fee for going over your credit card limit.
Dec 26, 2013
Photo of Jared B.
5
By:
The Blue Cash Everyday card from American Express has a nice overall feel to it, starting with no annual fee. It gets a little better with its bonus plan, giving back $50 after you spend $1,000 within the first three months. They also specialize in incentives, offering new signups Amazon Prime for a year after spending $1,000 in the first 3 months. The Blue Cash Everyday card also offers 3% cash back at US supermarkets on up to $6,000 per year. This is a great card for people who find themselves spending a lot of money on groceries.
Dec 21, 2013
Photo of Alicia Q.
5
By:
I love the 3% cash back from supermarkets, 2% on gas and 1% everything else. It's much better than the bank of america visa that I have. I've had it for about a year now and I've earned a lot of cash back. I also love the offers that it has where there is cash back if you purchase from a certain store. Those have definitely come in handy!
Dec 12, 2013
Photo of Jane L.
5
By:
Blue Cash Everyday Card from American Express is my very favorite credit card. I love earning 5% back on gas, groceries, and drugstores once I have met the required threshold of spending for the year. I use my credit card for everything I can so I earn a nice chunk of change each year. I love being able to use the card at Costco, and American Express's customer service is unrivaled.
Dec 12, 2013
Photo of Chelsea M.
5
By:
The Blue Cash Card from American Express is a great card that I've had for a year or so now. I get cash back on all my normal daily spending which is great. Is similar to Bank of America with the reward for everyday spending. 0% APR for 15 months is pretty great too. I would recommend this card to friends and family.
Dec 6, 2013
Photo of Bobby T.
4
By:
Everything about this card was given as promised. This goes for the $100 reward for spending $1,000 in the first 3 months (at the time it was $100, but no free Amazon Prime membership), and the 3%, 2%, and 1% cash back rewards respectively. However, each reward took very long to appear in my account, 8 weeks at the very most. I shouldn't complain since it's free money, and with a relatively low redemption minimum of $25 in reward dollars. But, I was a bit taken back since other credit card companies give their cash back rewards in as little as 48 hours. Still, great card, great American Express #1 more
Dec 6, 2013
Photo of Andrew L.
4
By:
I had the Blue Cash Everyday Card from American Express for close to 10 years now. I remember when it first came out, I was very excited about this card because of it’s futuristic looks. I have received over $3000 in cash back over the years, this is a great card for getting your spending deposited back to your account. I have a low APR but I do not carry balances and pay them at the end of each spending period hence eliminating interest. I highly recommend this card to everyone that is looking to get cash rewards for purchases.
Oct 25, 2013
Photo of Animas R.
4
By:
I actually really like this card, I get cash back for spending normally so I just put all my spending on it and it eventually adds up. I earned $400 this past year. I also have used some of their other guarantees to help save me money and get me out of a tricky situation. I purchased a brand new laptop and within a few weeks had ruined it. I filed a claim and Amex reimbursed me within a few weeks. I use this wherever they accept Amex. I have never had any problems with the card or customer service that I can recall and I have had this since more
Oct 12, 2013
Photo of Jeremy A.
4
By:
This was my first card from American Express and it did not disappoint me. I'm thinking of upgrading to the Preferred version, but for now I have the Everyday, and it carries some pretty good cash back rates. I've used the 2% rate at department stores around holidays and birthdays for gifts, and of course the 3% on groceries is incredibly easy to take advantage of. I think the only disadvantage is that you can't redeem the cash into your bank account, but statement credit is always nice to use later, and the reward categories are permanent. This is my grocery card.
Oct 3, 2013
Photo of Jesse S.
4
By:
I simply love the Blue Cash Everyday Credit Card. First off, I love the 0% intro APR for the first 15 months and I also love the no annual fee part too. The interest rate is 12.99% after the 15 months so pretty average.The late fees are pretty standard but I wish they didn't have them though. What this card is really good at though is the rewards. You get 3% back at the grocery store and 2% back on gas. This is stuff that most people are going to get anyways. Might as well get a little cash back on it. Every thing else is 1% cash back. With more
Sep 30, 2013
Photo of Li S.
4
By:
I love this card because of it's Membership Rewards Program. I get rewarded with points that I can either use to purchase items at a special rate or exchange for a gift card to use at my favorite stores. There is a long list of participating stores to choose from for the gift cards, which is fantastic. I use my points to shop for the holidays or simply use the gift cards in place of a present. Further, what I love about having this card, is how vigilant AmEx is on suspicious activity. I have had them inform me that there had been such and such purchase on such and more
Sep 10, 2013
Photo of Calvin H.
4
By:
The Blue Cash Everyday Card from American Express is an excellent balance transfer credit card. With only a 3% fee and 0% for 15 months on the balance, its pretty high up there with the other balance transfer cards. Add to that the rewards program and the initial sign up bonus, you've got yourself a pretty snazzy card! The 0% APR for 15 months is pretty helpful as well.
Sep 6, 2013
Photo of Dallas H.
5
By:
The Blue Cash Everyday Card from American Express is an excellent credit card. It offers a great introductory rate of 0% for the first 15 months, which is much longer than some of the other credit cards I own. Even when the introductory rate is over, it still has a decent interest rate. Just be careful to pay on time every time, or the interest rate will skyrocket to more than double, which is really the only caveat of the card.

The best feature of the card is the initial bonus of $100 that is easy to obtain, and then the cash back. You earn at least 1% back on all more
Sep 3, 2013
Photo of Abby L.
4
By:
My mom has this American express Blue cash everyday credit card and she told me to get this credit card as well. This credit card is similar to the Bank of America credit card, where you get cash back from grocery stores. The bank of America gives you 2% on grocery stores, whereas the Blue cash gives you 3%. I use this credit card for gas and grocery stores. The points accumulate fast when you use the blue cash everyday card for your day to day expenses. The reward of getting 100 reward dollars after spending $1,000 in the first three months is very doable too.
Aug 29, 2013
Photo of Michael M.
4
By:
Blue Cash Everyday Card from American Express is a very nice rewards card that should be in your wallet. The reason you should carry this card is simply because of the great cash back rewards it offers. You get 2% from purchasing gasoline or department stores, 3% at selected grocery stores and 1% on anything else. The rewards are given to you very quickly and easily without any issues or problems. This card also has no annual fee, a major thing I love about this card. When you first get the card, you get an offer to receive $100 cash back from a total of $1000 in the first 3 more
Aug 28, 2013
Photo of Pat E.
4
By:
The Blue Cash Everyday Card from American Express seems like a good choice for those who qualify (with a good credit score) for a couple of reasons. First, it has a good intro deal and a decent regular rate, depending on what you end up getting. Second, rewards. The cash back is great considering the other basic features, so you might want to use this regularly just for that purpose. I know that other cash back cards are comparable to this one in rewards. For example, my Amazon rewards gives me 2% at gas stations and grocery stores, while this one actually has 3% at grocery stores. Overall this card more
Aug 21, 2013
Photo of William R.
5
By:
The Blue Cash Everyday Card from American Express is the perfect choice if you have excellent credit score because you'll enjoy a healthy initial bonus with your first purchases, but also because you get a long 15 month 0% APR introductory period for subsequent purchases. Besides getting the amazing, and effective American Express customer service, you get cash back, up to 3% of all your shopping at stores, or 2% on gas stations, all this with no annual fee to speak of. By contrast, the Chase Sapphire Preferred Card has a $95 annual fee after the first year, and less overall rewards. In other words, you can't go wrong with more
Aug 19, 2013
Photo of Nathan G.
4
By:
I've had about 5 different credit cards, and this has to be either my favorite one or second favorite card that i have ever had. I originally got it to help me pay off a different credit card with the 0% interest offer. Everything went smooth and when i had it paid off i kept the card to use for other things since it has a reward program with it. Ive never had an issue when I've had to call in for anything. All of the reps are nice and easy to understand. The credit limit isn't huge, but that's OK because it will keep me out of trouble, spending more
May 6, 2013
Photo of Robt L.
4
By:
I love having an American Express card in my wallet for the times that I need one. The Blue Cash Everyday Card is definitely one of the better options for those that don't use their American Express card a ton. The main reason being that this AMEX card does not have an annual fee, which is very common for AMEX. It also does included rewards too. I would recommend trying to reach the $1,000 threshold in the first three months for your $100 reward, essentially making all your initial purchases at 10% cash back. Then just using it as you need it. Me and the wife pretty much just use more
Apr 26, 2013
Photo of John M.
5
By:
I really enjoy the AMEX Blue card. They pay their rewards promptly and easily. The rewards system is very easy to understand. You may be concerned that a lot of places don't accept American Express, but you'll find that most places definitely do, as long as they aren't a "mom and pop" type place. You will pile up rewards quickly if you do a lot of grocery shopping for your family. Also, they have excellent first year deals and NO annual fee, which is amazing. If you only have one credit card, you can always add a second by getting the AMEX Blue card. There's no risk and it only more
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Feb 13, 2012
Photo of Margery H.
By:
does this card have a foreign transaction fee?
Feb 13, 2012
Photo of Card H.
The Amex Blue Cash has a 2.7% foreign transaction fee. Here is a list of major credit cards that do not charge you fees when you use them abroad:
http://www.cardhub.com/credit-cards/foreign-transaction-fee/
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Last updated on: Nov 19th, 2014 at 5:33 EST