Blue Sky from American ExpressSM
Sponsored Card
- Minimum Credit Required:
Excellent - Annual Fee:
None - Network: American Express
| Initial Bonus |
Base Earn |
Max Earn |
Earn / Redeem Limit |
- 7,500 bonus points when you spend $1,000 within 3 months – redeemable for a $100 statement credit.
- 1X point for virtually every dollar you spend.
- Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel -- anytime.
| Intro Rate |
Intro Period |
Regular Rate |
| Intro RateNot Offered | Intro PeriodN/A | Regular Rate17.24% - 22.24% (V) | Balance Transfer Fee |
| Cash Advance Rate |
Cash Advance Fee |
- No annual fee.
- Pay your bill all at once, or over time. It's up to you.
- Blue Savings Program: big deals on big brands, all the time.
- Rated “Best Airline Credit Card” by Card Ratings Consumer's Choice Awards in 2010.
- Max Late Fee:
$35 - Max Overlimit Fee:
None - Max Penalty APR:
27.24%
- Grace Period:
25 days - Online Response:
Yes - Foreign Transaction Fee:
2.7%
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The card information shown on this page was last updated: May 23rd, 2012 at 1:05 EDT
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This card really has helped me to pay all my bills at the same time each month and has also enabled me better manage my finances in general. The points reward system is great and you cannot beat American Express customer service. I would recommend this card to anyone that likes to travel and wants to put their monthly expenses on a card to better manage their finances and get some free rewards on top of it!
I’m not quite sure why people apply for the Blue Sky from American Express Credit Card. Maybe it’s due to American Express’ good reputation. Maybe it’s because it has a pretty name. Or maybe it’s actually because it offers 0% on purchases for 12 months and 1 rewards point for every dollar spent. If it’s the latter, you need to understand that neither of these perks is that noteworthy. Why? One percent across all purchases is pretty much the standard in the rewards credit card genre, and most of the upper echelon cards offer up even better rewards on certain popular spending categories in addition to that. Also, a 12 month 0% purchase APR is decent, but there are a lot of cards offering better deals. Take, for example, the Citi Simplicity Card. It offers 0% on purchases for 21 months AND 0% on transfers for the same length of time. So, which cards in particular would be better choices than the American Express Blue Sky Credit Card? If you want rewards and don’t have any particular spending categories that dominate your monthly statements, I’d go with the Capital One Venture Card or the Capital One Cash Credit Card, as the former offers what amounts to 2% cash back as long as you redeem miles for travel-related purchases and the latter offers 1.5% cash back across all purchases. If you tend to spend a lot at gas stations, department stores, dining, etc., then you can find a card offering extra rewards on your biggest spending category and save more than you would with the Blue Sky American Express Credit Card. When it comes to interest rates, the aforementioned Citicard is obviously a much better deal than the Blue Sky. The bottom line is that excellent credit, which the Blue Sky Credit Card requires for approval, is like a golden ticket in today’s market, and getting a card like the Blue Sky from American Express would just be a waste of potential.