BMO Bank Premium Rewards Mastercard®
BMO Bank Premium Rewards Mastercard®
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0 intro 1st yr, $79 after
APR on Purchases
20.24% - 28.24% (V)
Balance Transfer
0% intro APR for 12 months, 20.24% - 28.24% (V) APR after that
Balance Transfer Fee
Rewards
Earn 35,000 bonus points when you spend $5,000 in first 3 months of account opening.
Earn 3 points per $1 spent on dining, hotel and airfare, up to $2,500 in combined spend each calendar quarter; 1 point per $1 spent on all other purchases.
BMO Rewards points don't expire and can be redeemed for travel, name-brand merchandise, gift cards or statement credits.
Receive an anniversary points bonus equal to 15% of your annual eligible purchases.
Priority Pass™ Select is your key to over 850 airport VIP lounges worldwide. As an added benefit, receive 2 complimentary visits to participating lounges.
BMO Bank Premium Rewards Mastercard®'s Additional Info
0% Intro APR for 12 months on Balance Transfers requested within 90 days of account opening.
Concierge Service, featuring 24-hour assistance
Make purchases with your smartphone using Apple Pay®, Google Pay™ and Samsung Pay™.
Travel Benefits: MasterRental with Collision Damage Waiver, Mastercard Road Assistance, Lost or Damaged Luggage reimbursement and more.
cash advance fee | 5% (min $10) |
cash advance APR | 32.49% (V) |
foreign transaction fee | 0% |
smart chip | Yes, chip-and-signature |
max late fee | $39 |
max overlimit fee | $0 |
max penalty APR | None |
grace period | 25 days |
BMO Bank Premium Rewards Mastercard® Pros & Cons
0% intro APR on balance transfers
High rewards rate
35,000 points initial rewards bonus
No membership fees first year
Membership fees in the second year
Spending caps on rewards
No intro APR on purchases
Balance transfer fee
Compare The BMO Bank Premium Rewards Mastercard® vs. Popular Alternatives
annual fee$0 intro 1st yr, $79 after | annual fee$0 |
Purchase Intro APRNot Offered | Purchase Intro APR0% for 15 months |
transfer intro apr0% for 12 months|Transfer Fee: 4% (min $10) | transfer intro apr0% for 15 months|Transfer Fee: 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer |
Regular APR20.24% - 28.24% (V) | Regular APR18.74% - 28.74% (V) |
rewards rate | rewards rate |
bonus offer | bonus offer |
Sponsored Apply Now |
Questions & Answers
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