Board of Regents of the University of Oklahoma Alumni Credit Card
- Minimum Credit Required:
Excellent, Good - Annual Fee:None
- Network: MasterCard
Points - Generic
| Initial Bonus None |
Base Earn 1 point / $1 |
Max Earn 1 point / $1 |
Earn / Redeem Limit No |
- For every net retail purchase dollar you spend on the card, you’ll earn 1 WorldPoints® point that can be used toward the rewards you really want.
- Redeem points for rewards like cash rewards, brand name merchandise, travel on major U.S. airlines with no blackout dates, shopping & dining discounts.
| Intro Rate 0% |
Intro Period 12 months |
Regular Rate 12.99% - 20.99% |
| Intro RateNot Offered | Intro PeriodN/A | Regular Rate12.99% - 20.99% | Balance Transfer Fee 4% |
| Cash Advance Rate 20.99% - 24.99% |
Cash Advance Fee 4% (min $10) |
- Max Late Fee: $35
- Max Overlimit Fee: None
- Max Penalty APR: 29.99%
- Grace Period: 25 days
- Online Response: Yes
- Foreign Transaction Fee: 3%
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Board of Regents of the University of Oklahoma Alumni Credit Card is related to the following credit card categories:
- Rewards Credit Cards for Good Credit
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- 0% APR Credit Card
- Bank of America Rewards Credit Cards
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- Rewards Credit Cards with No Annual Fee
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The card information shown on this page was last updated: May 21st, 2012 at 11:03 EDT
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What say we continue my look at college and university alumni credit cards by exploring one with a fancy name: the Board of Regents of the University of Oklahoma Platinum Plus® MasterCard® credit card with WorldPoints® rewards. This card, like most other alumni cards, is offered by Bank of America and requires good/excellent credit for approval. You might then be expecting some really interesting rewards considering what you can get with good or excellent credit in the traditional rewards and low interest credit card genres, in which case you may be disappointed that this card only gives you one point for each dollar you spend, which can be redeemed for the usual merchandise, travel, gift cards and charitable donations. One would think that BofA would donate a certain percentage of your spending with the OU credit card to the school, allow you to redeem points for unique OU experiences, or provide some other unique perk to explain why this card gets OU branding, but I was unable to find any on either the University of Oklahoma online credit card application or the OU website. I therefore don’t really see the point to getting the OU credit card. In doing so, you would be sacrificing a heck of a lot of rewards potential basically to have the OU logo on your card, which you can do for free if you simply personalize any Capital one credit card. By the way, from what I can tell OU Homecoming festivities will be taking place from Oct. 17 – Oct. 22, culminating with a home football game against Texas Tech.