Cash Back
| Initial Bonus None |
Base Earn $0.05/gal. |
Max Earn $0.15/gal. |
Earn / Redeem Limit No |
- Earn a $0.25/gal. rebate, applicable to a maximum of 20 gallons on a single fill up at a BP station, for every $100 you spend during the first 60 days
- Earn a $0.15/gal. rebate, applicable to a maximum of 20 gallons on a single fill up at a BP station, for every $100 you spend at BP thereafter
- Earn a $0.05/gal. rebate, applicable to a maximum of 20 gallons on a single fill up at a BP station, for every $100 you spend nearly everywhere else
- Right at the Pump – swipe your card at participating BP stations and redeem instantly. Rebates are good for a one-time fill on up to 20 gallons of fuel.
| Intro Rate Not Offered |
Intro Period N/A |
Regular Rate 19.24% (V) |
| Intro RateNot Offered | Intro PeriodN/A | Regular Rate19.24% (V) | Balance Transfer Fee 3% |
| Cash Advance Rate 23.24% (V) |
Cash Advance Fee 5% (min $10) |
- The rewards you earn in this program are called cents per gallon Rebates (“Rebates”). Purchases made at non-BP gas stations do not earn Rebates in this Program.
- If you choose but do not qualify for the BP Visa, you will then automatically be considered for a BP Card, unless you have requested not to be considered for this card. The BP Card can only be used at BP locations and has different rates, fees, benefits, rewards, and credit availability.
- Max Late Fee: $35
- Max Overlimit Fee: None
- Max Penalty APR: 29.99% (V)
- Grace Period: 21 days
- Online Response: No
- Foreign Transaction Fee: 3%
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The card information shown on this page was last updated: May 10th, 2013 at 8:08 EDT
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I got this credit card about 4 years ago. I use it for gas and everyday purchases, paying it off every month. They recently switched up the rewards program a little, but it still gives you a great rebate. Since I pay it off every month, I can't comment on rates and such, but if you're looking for a card that will kick back a little extra for you on purchases you would be making anyway, this card is great. Yes, the rewards program is a little confusing, so I just go with the $15 statement credit option. It works for me.
April 5, 2013 at 06:17pm
The BP credit card was one of my first credit cards and they have been good to me for the 10 years I've had the card. I've moved to an area that doesn't have any BP stations that are convenient for me to get to so I miss out on the gas discounts but I still like to use the card for a lot of my purchases because I pay off the balance every month anyways. When I do see a BP station I make sure to fill up to get a discount. I know the discounts have changed in the last few months but honestly you're getting a discount whereas if you went to another station you'd be paying full price. Every little bit helps.
August 22, 2012 at 06:00pm
I really like my BP Visa credit card because it saves me money on gas. Every time I go to a BP gas station I use this card. When I swipe it at the pump it asks me if I want to get instant money off of my price per gallon. I always select yes and this saves me a lot of money. I have never had any problems using this credit card. I am signed up for the auto pay so my bill gets automatically taken out of my checking account. It is the only credit card I use and will keep using it for a long time.
June 21, 2012 at 05:59pm
As of Mar. 3, reward program very confusing. I can't tell if I got a discount until after I purchase my gas. Card was attractive at first. "Bait and switch".
April 20, 2012 at 06:52pm
BP and Chase are changing the terms of their credit card rewards program, effective March 3. These changes not only make the program considerably less rewarding, but they are also downright confusing. Instead of the simple and generous rewards structure that made the BP Credit Card so popular (i.e. 5% cash back on BP gas, 2% on travel and dining, and 1% on everything else), the New BP Credit Card with Pump Rewards only gives you a $0.15/gal. rebate for every $100 you spend at BP and a $0.05 per gallon rebate for every $100 you spend everywhere else (except non-BP gas stations). Since you can only use accumulated rebates once and they only apply to a maximum of 20 gallons, the most you can save is $3 for every $100 you spend on BP gas and $1 for every $100 you spend on everything else. Ultimately, this change will turn one of our favorite gas rewards cards into a below-average option that is easily bested by generic gas rewards cards like the Pentagon Federal Credit Union Platinum Cash Rewards Credit Card. What are your thoughts on the New BP Credit Card?
March 1, 2012 at 12:45am
Philnis right. BP's new reward structure is really complex so the average user can't tell how much the reward is being reduced, but their customer service folks admit that they are being cut about in half. I calculated the new rates... It's 2.2 percent on BP gas, 1.5 percent on travel/dinging and a mere 0.75 percent on all other. I've been a BP card holder for 10 years and I'm canceling my card due to the changes. There are better cards out there. Also, my father just applied for a card and they didn't tell him that they will be reducing the rate (but they to,d me it is coming). BP still advertises 5 percent on BP gas for new card members, but customer service told me this is going to change/be reduced soon. They also did not give my father the double reward the first 60 days as advertised. Yes, smoke and mirrors!!!
February 8, 2012 at 02:26am
BP is changing there rewards program. They are using the old smoke and mirrors trick to make you think you are getting a better deal. In reality instead of getting 5% rebate on gas you will now be earning about 2.25% in rebates. Are BPs profits shrinking? Did you see what they made last quarter? Really BP how stupid do you think we are. I think we should all boycott BP and buy our gas elsewhere. After all they did to screw up the gulf, now they need to screw us.
January 15, 2012 at 08:42pm
My probelm is not with BP. I travel for work, and I find that BP desiel fuel is allways good. My probelm is Cardmember Services. The company that BP uses to collect their card payments. They constantly call my house at all hours trying to get me to reduce the interest charges. When I tell them that I don't want there services, they don't take no for an answer. Since they are contracted to BP then BP must allow them to aress thiercustermers. If this continues I'm going to cancell..
October 28, 2011 at 10:28pm
The fact that the news about BP beginning to drill again in the Gulf of Mexico made me wonder what the BP Credit Card has to offer is maybe a sign that I’m a little too interested in credit cards, but oh well, it’s a hobby. Like a lot of credit cards these days are giving low interest introductory rates, the BP credit card is doing a similar thing with its rewards. For the first 60 days, you get 10% rebates on BP purchases, 4% on travel and dining and 2% on the rest. These rebate rates get cut in half after 60 day mark, making the BP credit card pretty much par for the course with other gas credit cards that are tied to specific companies. They usually have slightly better rewards than gas cards that allow you to get the highest advertised rebate rate at any station. One rather interesting thing about this card is the options you have in terms of redeeming your rebates. Every 25 bucks in rebates you earn, you can choose a $25 BP gift card, a check, or a donation to The Conservation Fund. A lot of rewards credit cards give you the option of donating your rewards, but few draw much attention to this fact. It’s nice to see BP using their credit card to help fix its big mistake. You’re still only going to want to get the BP credit card if you only get gas at BP because otherwise you’d get more value from a generic gas credit card.
October 27, 2011 at 06:55pm