Brown University Alumni Credit Card

Brown University Alumni Credit Card
  • Minimum Credit Required:Excellent, Good
  • Annual Fee:None
  • Network: MasterCard
  • Rating:
    4.24.2 / 5 from 33 votes - Cast your vote!
 
 
 
Rewards: Yes Type:  Points - Generic
Initial Bonus None Base Earn 1 point / $1 Max Earn 1 point / $1 Earn / Redeem Limit No
Reward Details:
  • For every net retail purchase dollar you spend on the card, you’ll earn 1 WorldPoints® point that can be used toward the rewards you really want.
  • Redeem points for rewards like cash rewards, brand name merchandise, travel on major U.S. airlines with no blackout dates, shopping & dining discounts.
 
 
Purchases:
Intro Rate 0% Intro Period 12 months Regular Rate 12.99% - 20.99%
Balance Transfers: 
Intro RateNot Offered Intro PeriodN/A Regular Rate12.99% - 20.99% Balance Transfer Fee 4%
Cash Advances:
Cash Advance Rate 20.99% - 24.99% Cash Advance Fee 4% (min $10)
 
 
Additional Info:
  • Max Late Fee:  $35
  • Max Overlimit Fee:  None
  • Max Penalty APR:  29.99%
  • Grace Period:  25 days
  • Online Response:  Yes
  • Foreign Transaction Fee:  3%
 
 
Your Recommendation
4.2
Your Rating: 1 2 3 4 5  
Overall Rating: 4.2 / 5 from 33 users

If you currently have the Brown University Alumni Credit Card and are satisfied or you like the terms of this credit card offer please let your friends know.

 
 
 
 
 
 
back to top Discussion

Share your experiences, thoughts or just ask a question:

  • Joe Weider:
    With one Brown alum just taking over for another as Penn State’s head football coach (Bill O’Brien for Joe Paterno) the Brown University name is in the news (the sports news at least) quite a bit – not to mention the fact that Chris Berman mentions the school every chance he gets. It wouldn’t be surprising if this little reminder led some of you former Bears to check out the Brown University Alumni Credit Card. But you shouldn’t just apply for the Brown Credit Card because you went there. The general rule of thumb for affinity credit cards is that you should not overpay or waste potential just for a name, a picture or other branding. So if the Brown University Credit Card is competitive, you may want to apply for it, but if it’s not, maybe just go get a sweatshirt or something and show your allegiances that way. Let’s get right to evaluating what this card has to offer then. Basically all it gives you is 1 point for each dollar you spent and 0% on purchases for 12 months. That’s clearly not competitive when you consider that you need excellent credit to get it and the excellent credit market is robust at the moment. You need alternatives then. The exact recommendations I would make differ based on your needs. If you need a way to save on interest, go with either the Citi Platinum Select, Diamond Select or Preferred because all of them offer 0% on purchases and transfers for 21 months. Rewards seekers have a lot of options and which route they take depends on spending habits, but some of my favorite rewards cards are the Capital One Venture Card, the Capital One Cash Credit Card, and the Chase Sapphire Preffered. The cool thing about capital one cards is that you can pout whatever picture you want on your card for free, so you could basically turn any of them into a Brown University Credit Card of sorts. Chase also has a lot of rewards partnerships with major airlines and hotel chains so its rewards are more versatile than those offered by many points credit cards.
 

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The card information shown on this page was last updated: May 21st, 2012 at 10:51 EDT


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