Points - Generic
| Initial Bonus 1,000 points |
Base Earn 1 point / $1 |
Max Earn 5 points / $1 |
Earn / Redeem Limit No |
- Earn 5 points for every $1 spent at Caché, Caché Luxe and cache.com.
- Earn 1 point for every $1 spent everywhere else.
- Earn 1,000 points with your first purchase.
- Reward yourself with a $25 Caché gift card for every 2,500 points you earn.
- Receive a 5% discount on all purchases made with your card at Cache and Cache Luxe or at cache.com.
| Intro Rate Not Offered |
Intro Period N/A |
Regular Rate 11.24% - 23.24% |
| Intro RateNot Offered | Intro PeriodN/A | Regular Rate11.24% - 23.24% | Balance Transfer Fee 3% |
| Cash Advance Rate 23.99% |
Cash Advance Fee 3% (min $10) |
- Worldwide Visa acceptance.
- Cash access at over 1 million ATMs worldwide.
- 100% fraud protection.
- Max Late Fee: $35
- Max Overlimit Fee: None for Cache Visa Signature Card
- Max Penalty APR: None
- Grace Period: 24 days
- Online Response: No
- Foreign Transaction Fee: 3%
If you currently have the Caché Credit Card and are satisfied or you like the terms of this credit card offer please let your friends know.
If you are interested in the Caché Credit Card, check out the following credit cards as well:
Compare the Caché Credit Card against other major online credit card offers.
Caché Credit Card is related to the following credit card categories:
- Rewards Credit Cards for Good Credit
- Points Credit Cards for Good Credit
- Visa Credit Cards for Excellent Credit
- Rewards Credit Cards with No Annual Fee
- Credit Cards for Excellent Credit with No Annual Fee
- Rewards Credit Cards
- Rewards Credit Cards for Excellent Credit
- Points Credit Card
- VISA Rewards Credit Cards
- Travel Rewards Credit Cards
We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.
Before applying for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Caché Credit Card shown on this page.
The card information shown on this page was last updated: May 15th, 2012 at 2:00 EDT
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The “Cache” in Cache Credit Card refers to the store by that name, but what you have to figure out in deciding whether to apply for the Cache Card is whether it’ll lead to you garnering a cache, i.e. a treasure trove, a store of valuables. Let’s start with what the Cache Credit Card offers. In return for the good or excellent credit it takes to get it, the Cache Card gives you 5% off all purchases at Cache or Cache Luxe stores and on cache.com, 5 points per $1 spent at Cache and Cache Luxe stores, 1 point per $1 spent everywhere else, and 1,000 bonus points after your first purchase. It doesn’t offer 0% intro rates on either purchases or balance transfers. It’s therefore pretty clear that the Cache Credit Card is a good option for people who spend a fair amount every month at Cache stores. Everyone else wouldn’t get enough value from the card to warrant application. Before anyone applies though, its important to note that the Cache Credit Card is a No Preset Spending Limit (NPSL) card, which means that you won’t ever know what your spending limit is and might incur credit score damage at no fault of your own as a result of the way issuers report credit utilization for these cards to the credit bureau. If you were on the fence about whether or not to get the Cache Credit Card, this might be the deciding factor. In terms of alternatives, the Blue Cash Everyday Card is a good option because it gives you 3% cash back at supermarkets, 2% at gas stations and department stores and 1% on everything else. The Chase Sapphire Preferred Card also gives you a $500 bonus for spending $3,000 during the first three months.