Capital One® Classic Platinum Credit Card
Sponsored Card
- Minimum Credit Required:
Fair, Limited History - Annual Fee:$39
- Network: MasterCard
- Rating:
| Intro Rate 0% |
Intro Period until November 2012 |
Regular Rate 17.9% - 22.9% (V) |
| Intro RateNot Offered | Intro PeriodN/A | Regular Rate17.9% - 22.9% (V) | Balance Transfer Fee None |
| Cash Advance Rate 24.9% (V) |
Cash Advance Fee 3% (min $10) |
- 0% intro APR on all purchases until November 2012.
- $0 Fraud Liability if your card is lost or stolen.
- Enjoy Platinum benefits, including 24-hour roadside assistance and extended warranty protection.
- Pick an image for your card -- choose the one shown here, any of the hundreds in our collection, or add your own.
- Auto rental insurance -- use your card to rent a car and you're covered for collision, damage and loss.
- No foreign transaction fees.
- Max Late Fee: $35
- Max Overlimit Fee: $29
- Max Penalty APR: 29.4% (V)
- Grace Period: 25 days
- Online Response: No
- Foreign Transaction Fee: None
If you currently have the Capital One® Classic Platinum Credit Card and are satisfied or you like the terms of this credit card offer please let your friends know.
If you are interested in the Capital One® Classic Platinum Credit Card, check out the following credit cards as well:
Compare the Capital One® Classic Platinum Credit Card against other major online credit card offers.
Capital One® Classic Platinum Credit Card is related to the following credit card categories:
- Credit Cards for No Credit
- Fair Credit Visa MasterCard Credit Cards
- No Credit MasterCard Credit Cards
- MasterCard Credit Cards
- No Foreign Fee Credit Card
- Capital One Credit Cards for Fair Credit
- Capital One 0% Credit Cards
- Capital One Credit Cards for No Credit
- 0% APR Credit Card
- MasterCard 0% APR Credit Cards
We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.
Before applying for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Capital One® Classic Platinum Credit Card shown on this page.
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Classic Platinum sounds a little bit like cologne a rapper would wear doesn’t it? It’s actually a credit card though, the Capital One Classic Platinum Credit Card (not to be confused with the Capital One Platinum Card). The Classic Platinum Card has a few key differences as compared to it’s non-classic cousin. First of all, the Cap One Classic Platinum has a $39 annual fee, whereas the non-classic does not have an annual fee in the first year and only a $19 fee thereafter. While the Classic Platinum Credit Card also does not offer rewards, it does give you 0% on purchases for 8 months. The real question therefore is whether the interest you would incur on an upcoming big-ticket purchase would amount to more than $39 without the Classic Platinum Card from Capital One? If it wouldn’t the card obviously wouldn’t be worth getting since there are free credit building options available (such as the non-classic Platinum Card). If it would, then the Classic Platinum Capital One Credit Card would be useful. What if I want rewards though, you might ask. Well, its important to note that rewards should not be your main focus when you have limited credit because the rewards you get aren’t going to be all that lucrative. Instead, you should focus on getting a card with no annual fee and if you can find one that also offers rewards, all the better. The Capital One Cash Rewards for Newcomers card fits this bill, as it doesn’t have an annual fee and offers 2% cash back on travel and 1% cash back on everything else.