Capital One® Quicksilver® Cash Rewards Credit Card

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Capital One® Quicksilver® Cash Rewards Credit Card’s Rewards

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Max Earn
Earn / Redeem Limit
  • One-time $100 cash bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • Get a 20% Statement Credit on Uber rides purchased with this card through April 2016

Capital One® Quicksilver® Cash Rewards Credit Card’s Key APRs & Fees

Purchase Intro APR
0% until September 2016
Transfer Intro APR
0% until September 2016
Regular APR
12.9% - 22.9% (V)

Capital One® Quicksilver® Cash Rewards Credit Card’s Additional Info

  • MAX LATE FEE   $35
  • MAX PENALTY APR   29.4% (V)
  • GRACE PERIOD   25 days
    24.9% (V)
    3% (min $10)
  • SMART CHIP   Yes, chip-and-signature
  • 0% intro APR on purchases until September 2016; 12.9%-22.9% variable APR after that
  • Balance transfers also have a 0% intro APR until September 2016, a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
  • Capital One® Credit Tracker - a free way to easily monitor your monthly credit score anytime, anywhere
Apply Now
at Capital One’s
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Customer Questions and Answers

Don't see what you're looking for? Submit your question about Capital One® Quicksilver® Cash Rewards Credit Card to our community.

What is my minimum payment for the Quicksilver card? Do I have to pay in full?

Photo of Card H.
Sep 10, 2015
If you have a balance of less than $25, your minimum payment is going to be equal to your balance. If that's not the case, your minimum payment will be the greater of $25 or 1% of your balance plus new interest, late payment fees, and an amount equal to a full year of membership fees divided by 12. Take into account that the bank might also add any past due amount to your minimum payment.
6 Votes 9 3

I have a Quicksilver credit card (not a Quicksilver One). Now, before I applied for it, I did some research on this particular card and it is very clear on numerous websites that you will get a one-time $100 bonus more

3 Votes 6 3

How much cash I can withdraw per day from a Quicksilver card?

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Customer Reviews

Share your insights and review the Capital One® Quicksilver® Cash Rewards Credit Card.

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3.6 out of 5

2,847 reviews
Photo of Card H.
Oct 12, 2015
Capital One Quicksilver is an excellent everyday rewards credit card, offering straightforward yet lucrative rewards without charging an annual fee. This, in other words, is the type of offer that can take the pressure off both your wallet and your mind. You won’t be guilted into either using or closing the card since there are no fixed costs, but you’ll want to – use it, that is – given the 1.5% cash back you’ll earn on every purchase, the fact that you can nab a $100 bonus just for spending $500 in the first three months, and the conspicuous absence of annoying rewards program limits and loopholes. You don’t need more
Photo of George F.
Nov 25, 2015
The Capital One Quicksilver card is probably the first credit I have had where I actually regularly use the rewards. That's why I rate it highly. My favorite features are that I don't need to sign up for bonuses, I get the same percentage cash back on every purchase, and I can set the cash back to be automatically credited to my account. It's like I automatically get free money back without even thinking about it. With other programs it always seemed like I was just a few points away from getting anything useful.
Photo of Kelli P.
Nov 22, 2015
I really like Capital One as a company. Their customer service is always great and they did not even hesitate to help me when my card was stolen and the thief racked up almost $300 in charges in one day. They made everything so easy and I feel safe knowing I have this card.

Above all else, though, the 1.5% cash back is WONDERFUL. I usually pay off my card each month so I literally get paid to use my card.
Photo of Joseph A.
Nov 20, 2015
I received this card last year and I've been happy with it for the most part. I love that I'm getting 1.5% cash back on all my purchases, and the extra security from the smart chip is extra, appreciated piece of mind. I use this card as much as possible to earn cashback rewards, and I love it.
Photo of Mike J.
Nov 19, 2015
The Capital One Quicksilver card is one of the best rewards cards on the market. It offers 1.5% cash back on all purchases. There are no catches or gimmicks to the cash back, you can easily redeem your cashback as a statement credit or opt for a gift card or check. There are other cards offering better rewards for certain categories, but for overall spending, the Quicksilver is probably the best rewards card.
Photo of Ronald W.
Nov 19, 2015
I applied for a Capital One Quicksilver credit card almost 6 months ago and the application process was amazing and quick and it also provided a pre-qualification so it would not hit my credit unless I was ready to apply. The percentage rate is very good especially if you are attempting to build credit and they provide a bunch of options to keep track of your account. Great card and I recommend it.
Photo of Mike Y.
Nov 19, 2015
Really love this card, I've had it for awhile now. It really is a good rewards card as stated. When charging it's always lovely to be able to get something back. One other aspect of this card that I enjoy is the really low apr rate, it's really low for my credit score and situation. I gave this card a five star rating just based off of the cash back benefits it has, but has many other great futures that you will love in a credit card.
Photo of Zach S.
Nov 2, 2015
This is a really good credit card especially since it has no annual fee. The best perk for this card is the 20% off Uber rides. I think that makes this card worth it if you use Uber regularly. The cash back is not that great at 1.5%, but I think this card is great to use exclusively for uber rides. Which I do. This has also been a great card for when I travel abroad since it does not have any foreign transaction fees. I think this is a great card to have, but it is not the best for everyday use.
Photo of Collin K.
Oct 28, 2015
I use this card everywhere I go. It is great with no foreign transaction fees. I am able to use it whenever I travel. It also gives 1.5% cash back on all purchases. No need to pull down the quarterly calendar and figure out which card you are going to use to get a discount. I love this card, and never leave home without it.
Photo of Christopher F.
Oct 7, 2015
I love this card and the 1.5% cash back rewards for everything you use it for.
And Cap One was the ONLY company that accepted me post Ch. 7 Bankruptcy, literally just 5 days after my discharge!
I've had the card just a few months now and pay it in full with each billing cycle and they already sent me an e mail saying my credit would automatically raise from $500 to $750 after just 5 monthly on time payments which I will be sure to do. This is really the only credit card I need (or want) and I hope to continue growing my credit limit and also rebuilding my more
Photo of Jacoby G.
Sep 18, 2015
Let me just begin by saying that Capital One's Quicksilver Cash Rewards card is one of the better rewards cards that I've owned. The fact that this card offers cash back on all purchases and on ever-changing categories like my Discover card, make it incredibly valuable. This card of course isn't without its caveats. The only thing that really bugs me about this card is its relatively low cash back rewards amount; 1.5% is OK, but it's not excellent. Overall, I'd recommend the Capital One Quick Silver Cash Rewards card if you're looking for a "catch-all" rewards card that have category restricted rewards.
Photo of Kenneth G.
Aug 22, 2015
Applied for this card after getting several pre-approval notices only to be denied credit. If only I had known better I wouldn’t had applied, now I have a hard inquiry on my record that will damage my credit score. I have ok credit and am trying to build not make it worse!
Photo of Samantha R.
Aug 15, 2015
Got this credit card about two months ago. What I DIDN'T know is that when you withdraw money from an ATM machine, you are going to be charged a 10.00 advance cash fee, plus whatever fee the ATM charges. Looked over my statement and saw THREE 10.00 charges for advance ATM cash advance fees. When I called, I was told 10.00 will be charged every time I withdraw from an ATM, and to add insult to injury, you will be charged INTEREST "immediately" on this fee. What a JOKE! Since you can't withdraw money by PIN at a grocery store, you have no choice to use ATM for emergency cash more
Photo of Derek M.
Oct 14, 2015
I don't see how you can fault the credit card or Capital One for doing something that is very clearly outlined in the fine print; you just didn't care enough to read it.
Photo of Jenny R.
Aug 11, 2015
I have the Capital One Quicksilver Credit Card for a while now and I really like this card. I like that I can get cash back on all my purchases instead of just gas one month and the grocery store the next month.

The one thing I don't like is that you only get back 1.5% and have to spend almost $6,000 to get back $100. That $100 is money I wouldn't have originally had using a regular credit card so I guess it's not all bad.
Photo of Duke T.
Jun 25, 2015
I have the Capital One Quicksilver Cash Rewards Credit Card and I LOVE it. I did a lot of research before I decided on this card and I am glad I chose it. The card has 1.5% cash back on EVERYTHING. Some people will argue that other cards have a higher cash back percentage but they all use rotating categories which are a pain and might not even be applicable to your lifestyle. Also, I got $100 if I spent over a certain amount when I got the card which was easy. So far, I have gotten roughly $300 back after using this card for about a year.
Photo of Tim N.
Jun 20, 2015
The offer doesn't state the associated network: Visa, MC, etc. When I'm in a foreign country, I have to have Visa or MC, period.
Photo of Willam S.
Aug 12, 2015
So when you getting the card it looks like a charge card?
Photo of Zillow R.
Jun 17, 2015
Really good credit card for everyday!
Photo of Jeanna S.
May 19, 2015
As we all know, everyone loves to get rewards for many a purchase using a credit card. Since nobody uses cash anyone, getting a few extra bucks at the end of the month is really good. I have decided to go with the Capital One Quicksilver Cash Rewards Credit Card. There is lots of benefits to the credit card such as no annual fee, one time $100 bonus after spending $500, unlimited 1.5% cash back on every person. Spending a couple hundred dollars a month will sure add up at the end of the year. Also the cash back doesn't expire and there’s no limit to how much you can more
Photo of Katie M.
May 2, 2015
I have had the Capital One Quicksilver card for about 2 1/2 years, and I love it! I use it for almost everything! I have the app on my phone so it takes me less than 2 minutes to pay my bill, get my cash back, or check my available credit. I love the ease of use. On the rare occasion I have had to call in with an issue it is resolved in minutes by very friendly people. I would definitely recommend this card. The cash back rewards are pretty great at 1.5% and they are extremely simple to redeem. This is by far my favorite card!
Photo of Tess R.
Apr 30, 2015
I have a lot of credit cards, and I like to try to maximize my cash back/perks with each one. Most of the other cards will only give you 1% back on everything - but my Quicksilver gives me 1.5%! It doesn't sound like a lot but really it adds up quickly. I use it for everything from utilities to groceries. There is no "minimum" amount to cash out, and it's super easy to get your cash - just a few clicks. They'll even mail you a check, which most credit card companies won't do. You can get a rewards check of a few cents mailed out, if you want. more
Photo of Rebecca M.
Apr 12, 2015
This is my favorite credit card. It has no fee and gives 1.5% cash back. It's easy to redeem the cash back. The rewards accumulate as purchases are made and you have a choice to redeem them at any time so you don't have to wait until you reach a certain amount or until after the statement comes out. You can also set it to pay out rewards at specific amounts or after specific time periods.

I also like that it's easy to set up alerts. I have it set up to send an email for any purchase, which makes it really easy to check that there are no unauthorized more
Photo of Bob O.
Apr 10, 2015
The Capital One Quicksilver cash back card is awesome. Using this card gives me a 1.5% return and saves me money. I wish more credit cards would operate in this manner. There website tools are great and customer service is top notch. They always want to work with you to improve your life, whether it be making your payment on a certain date or sharing your credit history with you. I highly recommend Capital One as a credit card you can trust
Photo of Carlton P.
Apr 4, 2015
The Capital One Quicksilver card used to be the best cash back card on the market. It gives you 1.5% on all purchases regardless of type. Capital One offers very friendly customer service, and managing your card online is super easy. In keeping with their promise of "hassle free rewards", you can reedeem just about any amount of cash back any time for a check or statement credit.

Unfourtunately, Im stuck with this card. I wish it offered 2% like the Citi Double Cash does. But opening a new account and getting a new credit inquiry just wouldn't be worth the extra .5% for me.

If you're shopping around for a credit more
Photo of Ray W.
Apr 2, 2015
I have had my Capitol One Quicksilver credit card for nearly a year now. I love the fact that I get 1.5% cash back on every purchase I make. Initially, I didn't think it was much, and maybe not worth the hassle to get another credit card. However, once using it on a frequent basis, the 1.5% does add up. I use my Quicksilver Card to pay all of my bills with, and in a month's time I can usually get about $10-$15 a month in rewards -which then compounds month after month. Capital One has been great about credit increases as well. The first 6 months I had my more
Photo of Roberta L.
Mar 31, 2015
I have had the Capital One Quicksilver Card for a few months now and I had no problems using it anywhere. It is nice they give you a grace period for those unexpected problems where you cannot make your payment right away. The cash back is nice as well because it is on all of your purchases so I use it all the time. And no annual fee is good I really should not have to pay for my credit card.
Photo of Nicole C.
Mar 27, 2015
I recently obtained the Capital One Quicksilver Card. The 1.5% cash back is a real treat because it is on ALL purchases made with your card. No restrictions. If you make a purchase when first obtaining the card and make 5 on time monthly payments they will raise your credit limit as well. Capital One has great customer service. Overall I am very happy with this credit card.
Photo of Hera R.
Mar 19, 2015
THE Capital One Quicksilver Cash Rewards Credit Card is a great credit card. You will get 1.5% cash back and cash back on purchases. And the fees for the card is 35.00 dollar. This credit card is good for people who have good credit. And your cash back money does not expire.
Photo of Freda B.
Mar 12, 2015
I have been pleased with this card because the customer service people have been respectful and listened well when I have had occasion to call. Of course there is cash back with purchases and that's great. Mine was a starter card with a low credit limit to start but the limit was raised without any request from me after about 5 on time payments. Overall, I can recommend this card.
Photo of Aaron W.
Mar 4, 2015
I've had this card for over a year now. I was switched to this card automatically by Capital One when the old card I was using went away. I'm very happy that they switched me because I can't think of using any other card now! There is an annual fee, which I wasn't happy about at first, but I've made so much money with the 1.5% cash back that it more than makes up for the annual fee. I use this card to pay every bill possible, then I pay off the balance at the end of the month and rack up on cash back. Basically, Capital One pays for more
Photo of CJ C.
Feb 25, 2015
I have had this card for about 2.5 years now and I haven't had any negative issues with the company, I feel as though you, being the card holder can never be late or past due with a payment because Capital One doesn't mess around. The fees are stiff and you can easily lose your charging privileges. This hasn't personally happened to me but it did happen to a family member that had their Capital One Quicksilver card for 3 years and now Cap One just took them to court and it was terrible. The balance owed was less than 300.00 and after all the late fees, etc. They now more
Photo of Katrina C.
Feb 16, 2015
I love this card because it is extremely helpful in certain criteria. Like the previous reviewer said, i bought something in the first few months of having the card and it was not a big deal. I also did not have too pay any annual fee which was great because that is always the thing that gets to me when i have a credit card. The cost. I have had this card for a while now and i am very satisfied with it. Although customer service could be a little better.
Photo of Ian G.
Feb 11, 2015
Capital One Quicksilver is a great credit card. I am very satisfied with my experience thus far. For me personally, I do not have much credit history, so this card is as good as it gets with minimal credit history and earning solid rewards. No annual fee, and initiation bonuses like spending $500 in the first three months is exceptional and not offered by many other credit card distributors. Paying your bill is simple as I was able to link a bank account that consistently sends me reminders at the end of every month. It is almost impossible to miss a payment! I highly recommend applying for a card if more
Photo of Carl T.
Jan 23, 2015
Capital One Quicksilver is a great credit card if you really plan to use your card. They offer a low introductory APR and 1.5% cash back on all purchases. So the first year, you literally get paid to use your card. As an additional benefit, your credit score is reviewed every 6 months. If you have a clean payment history, your limit is raised. If you are like a lot of people, and are looking for an emergency only card, then you could probably find a lower interest rate elsewhere. The "Rewards" of this card come with higher than average APR rates once the introductory period has lapsed. Overall, though more
Photo of Beckie W.
Dec 23, 2014
I love my capital one quicksilver card. I enjoy getting cash back on my purchases. great customer service.
Photo of Kenneth L.
Dec 5, 2014
Capital One Quicksilver is a great card. Easy enrollment, great customer service, and excellent rewards. It doesn't hurt that Nick Fury himself endorses it.
Photo of Alex Q.
Dec 4, 2014
I've been using my Capital One Quick silver credit card for a little over a year now. Enrollment was quick and easy, even though my credit score was a bit low at the time of enrollment. No annual fees, low APR and exceptional cash reward rates. Highly recommended!
Photo of Joanna F.
Dec 3, 2014
I have had this card for a year or two now. I use it often because I like the points. I get 1.5% cash back on all my purchases. I think that it is great. Not many cards give you that much cash back.
Photo of Jessie R.
Nov 10, 2014
The process of being approved for the card is very easy. The fact that the card had no interest for the first nine months was great. Also, the 1.5% cash back is an awesome feature and you can get lots of gift cards or even use it as a credit towards your bill.
Photo of Gus S.
Oct 16, 2014
I have had this card for the last few months now and am loving it. Im getting some good cash back as i try to pay as much as possible with it. Be sure to pay it off monthly to avoid any fees. What im loving most is their fraud protection department. The first day i ever actually used the card to make purchases at brick and mortar stores my card was somehow compromised. Everytime prior to this i had done online purchases. so i went to the eye doctor and then lens crafters. use the card at both then go to lunch. i use it there as well and more
Photo of Miranda S.
Dec 30, 2014
I've been using this card for a little over six months and am really pleased with my decision to apply. I had a similar experience with fraud where someone somehow got my information, I think from a restaurant, and used it to purchase a $700 television online with my card information. I was notified within 24 hours and was refunded, and they notified the authorities. It took almost no effort from me to remedy the situation. Their fees and cash back are nice as well!
Photo of Jeff L.
Oct 15, 2014
The Capital One Quicksilver Cash Rewards Credit Card is a pretty solid card for people to get if they have good credit.

Cost-wise this is a good card provided you are responsible with using your credit cards. There's no annual fee which is always a plus for anyone looking into getting a new card. There's no APR for about a year or so and then after that it's determined based on your credit score. There's no introduction rate on balance transfers either which is nice. After the introduction period is up, balance transfers will cost you 3% of the transfer. For the most part this is a pretty standard credit more
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Last updated on: Nov 25th, 2015 at 3:13 EST

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