Capital One® Quicksilver® Cash Rewards Credit Card

capital one quicksilver Sponsored Card
Required Credit Score:
Good
3.5 2,595 reviews   Write a Review
Apply Now
at Capital One’s
secure site
JUMP TO: REWARDS | APRs | REVIEWS | Q&A | CUSTOMER SERVICE INFO
Existing Cardholders
 
 
 

Capital One® Quicksilver® Cash Rewards Credit Card’s Rewards

Bonus
$100
Base Earn
1.5%
Max Earn
1.5%
Earn / Redeem Limit
No
  • One-time $100 cash bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • Get a 20% Statement Credit on Uber rides purchased with this card through April 2016

Capital One® Quicksilver® Cash Rewards Credit Card’s Key APRs & Fees

Intro Rate on Purchases
0% until April 2016
Intro Rate on Transfers
0% until April 2016
Regular Rate
12.9% - 22.9% (V)
  • ANNUAL FEE None
  • BALANCE TRANSFER
    FEE
    3%

Capital One® Quicksilver® Cash Rewards Credit Card’s Additional Info

  • MAX LATE FEE   $35
  • MAX OVERLIMIT
    FEE  
    None
  • MAX PENALTY APR   29.4% (V)
  • GRACE PERIOD   25 days
  • ONLINE RESPONSE   No
  • CASH ADVANCE
    RATE
    24.9% (V)
  • CASH ADVANCE
    FEE
    3% (min $10)
  • FOREIGN
    TRANSACTION FEE  
    None
  • SMART CHIP   Yes, chip-and-signature
  • 0% intro APR on purchases until April 2016; 12.9%-22.9% variable APR after that
  • Balance transfers also have a 0% intro APR until April 2016, a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
  • Capital One® Credit Tracker - a free way to easily monitor your monthly credit score anytime, anywhere
Apply Now
at Capital One’s
secure site
back to top

Capital One® Quicksilver® Cash Rewards Credit Card Reviews

 
Your Rating: 0 edit
Your Rating:
0
1 2 3 4 5
 
3.7
Overall Rating: 3.7 / 5
Total Ratings: 2595
Sort by:
Jun 25, 2015
Photo of Duke T.
5
Jun 25, 2015
I have the Capital One Quicksilver Cash Rewards Credit Card and I LOVE it. I did a lot of research before I decided on this card and I am glad I chose it. The card has 1.5% cash back on EVERYTHING. Some people will argue that other cards have a higher cash back percentage but they all use rotating categories which are a pain and might not even be applicable to your lifestyle. Also, I got $100 if I spent over a certain amount when I got the card which was easy. So far, I have gotten roughly $300 back after using this card for about a year.
Jun 20, 2015
Photo of Tim N.
1
Jun 20, 2015
The offer doesn't state the associated network: Visa, MC, etc. When I'm in a foreign country, I have to have Visa or MC, period.
Jun 17, 2015
Photo of Zillow R.
5
Jun 17, 2015
Really good credit card for everyday!
May 19, 2015
Photo of Jeanna S.
5
May 19, 2015
As we all know, everyone loves to get rewards for many a purchase using a credit card. Since nobody uses cash anyone, getting a few extra bucks at the end of the month is really good. I have decided to go with the Capital One Quicksilver Cash Rewards Credit Card. There is lots of benefits to the credit card such as no annual fee, one time $100 bonus after spending $500, unlimited 1.5% cash back on every person. Spending a couple hundred dollars a month will sure add up at the end of the year. Also the cash back doesn't expire and there’s no limit to how much you can more
May 2, 2015
Photo of Katie M.
5
May 2, 2015
I have had the Capital One Quicksilver card for about 2 1/2 years, and I love it! I use it for almost everything! I have the app on my phone so it takes me less than 2 minutes to pay my bill, get my cash back, or check my available credit. I love the ease of use. On the rare occasion I have had to call in with an issue it is resolved in minutes by very friendly people. I would definitely recommend this card. The cash back rewards are pretty great at 1.5% and they are extremely simple to redeem. This is by far my favorite card!
Apr 30, 2015
Photo of Tess R.
5
Apr 30, 2015
I have a lot of credit cards, and I like to try to maximize my cash back/perks with each one. Most of the other cards will only give you 1% back on everything - but my Quicksilver gives me 1.5%! It doesn't sound like a lot but really it adds up quickly. I use it for everything from utilities to groceries. There is no "minimum" amount to cash out, and it's super easy to get your cash - just a few clicks. They'll even mail you a check, which most credit card companies won't do. You can get a rewards check of a few cents mailed out, if you want. more
Apr 12, 2015
Photo of Rebecca M.
5
Apr 12, 2015
This is my favorite credit card. It has no fee and gives 1.5% cash back. It's easy to redeem the cash back. The rewards accumulate as purchases are made and you have a choice to redeem them at any time so you don't have to wait until you reach a certain amount or until after the statement comes out. You can also set it to pay out rewards at specific amounts or after specific time periods.

I also like that it's easy to set up alerts. I have it set up to send an email for any purchase, which makes it really easy to check that there are no unauthorized more
Apr 10, 2015
Photo of Bob O.
5
Apr 10, 2015
The Capital One Quicksilver cash back card is awesome. Using this card gives me a 1.5% return and saves me money. I wish more credit cards would operate in this manner. There website tools are great and customer service is top notch. They always want to work with you to improve your life, whether it be making your payment on a certain date or sharing your credit history with you. I highly recommend Capital One as a credit card you can trust
Apr 4, 2015
Photo of Carlton P.
4
Apr 4, 2015
The Capital One Quicksilver card used to be the best cash back card on the market. It gives you 1.5% on all purchases regardless of type. Capital One offers very friendly customer service, and managing your card online is super easy. In keeping with their promise of "hassle free rewards", you can reedeem just about any amount of cash back any time for a check or statement credit.

Unfourtunately, Im stuck with this card. I wish it offered 2% like the Citi Double Cash does. But opening a new account and getting a new credit inquiry just wouldn't be worth the extra .5% for me.

If you're shopping around for a credit more
Apr 2, 2015
Photo of Ray W.
5
Apr 2, 2015
I have had my Capitol One Quicksilver credit card for nearly a year now. I love the fact that I get 1.5% cash back on every purchase I make. Initially, I didn't think it was much, and maybe not worth the hassle to get another credit card. However, once using it on a frequent basis, the 1.5% does add up. I use my Quicksilver Card to pay all of my bills with, and in a month's time I can usually get about $10-$15 a month in rewards -which then compounds month after month. Capital One has been great about credit increases as well. The first 6 months I had my more
Mar 31, 2015
Photo of Roberta L.
4
Mar 31, 2015
I have had the Capital One Quicksilver Card for a few months now and I had no problems using it anywhere. It is nice they give you a grace period for those unexpected problems where you cannot make your payment right away. The cash back is nice as well because it is on all of your purchases so I use it all the time. And no annual fee is good I really should not have to pay for my credit card.
Mar 27, 2015
Photo of Nicole C.
5
Mar 27, 2015
I recently obtained the Capital One Quicksilver Card. The 1.5% cash back is a real treat because it is on ALL purchases made with your card. No restrictions. If you make a purchase when first obtaining the card and make 5 on time monthly payments they will raise your credit limit as well. Capital One has great customer service. Overall I am very happy with this credit card.
Mar 19, 2015
Photo of Hera R.
5
Mar 19, 2015
THE Capital One Quicksilver Cash Rewards Credit Card is a great credit card. You will get 1.5% cash back and cash back on purchases. And the fees for the card is 35.00 dollar. This credit card is good for people who have good credit. And your cash back money does not expire.
Mar 12, 2015
Photo of Freda B.
5
Mar 12, 2015
I have been pleased with this card because the customer service people have been respectful and listened well when I have had occasion to call. Of course there is cash back with purchases and that's great. Mine was a starter card with a low credit limit to start but the limit was raised without any request from me after about 5 on time payments. Overall, I can recommend this card.
Mar 4, 2015
Photo of Aaron W.
5
Mar 4, 2015
I've had this card for over a year now. I was switched to this card automatically by Capital One when the old card I was using went away. I'm very happy that they switched me because I can't think of using any other card now! There is an annual fee, which I wasn't happy about at first, but I've made so much money with the 1.5% cash back that it more than makes up for the annual fee. I use this card to pay every bill possible, then I pay off the balance at the end of the month and rack up on cash back. Basically, Capital One pays for more
Feb 25, 2015
Photo of CJ C.
4
Feb 25, 2015
I have had this card for about 2.5 years now and I haven't had any negative issues with the company, I feel as though you, being the card holder can never be late or past due with a payment because Capital One doesn't mess around. The fees are stiff and you can easily lose your charging privileges. This hasn't personally happened to me but it did happen to a family member that had their Capital One Quicksilver card for 3 years and now Cap One just took them to court and it was terrible. The balance owed was less than 300.00 and after all the late fees, etc. They now more
Feb 16, 2015
Photo of Katrina C.
4
Feb 16, 2015
I love this card because it is extremely helpful in certain criteria. Like the previous reviewer said, i bought something in the first few months of having the card and it was not a big deal. I also did not have too pay any annual fee which was great because that is always the thing that gets to me when i have a credit card. The cost. I have had this card for a while now and i am very satisfied with it. Although customer service could be a little better.
Feb 11, 2015
Photo of Ian G.
5
Feb 11, 2015
Capital One Quicksilver is a great credit card. I am very satisfied with my experience thus far. For me personally, I do not have much credit history, so this card is as good as it gets with minimal credit history and earning solid rewards. No annual fee, and initiation bonuses like spending $500 in the first three months is exceptional and not offered by many other credit card distributors. Paying your bill is simple as I was able to link a bank account that consistently sends me reminders at the end of every month. It is almost impossible to miss a payment! I highly recommend applying for a card if more
Jan 23, 2015
Photo of Carl T.
4
Jan 23, 2015
Capital One Quicksilver is a great credit card if you really plan to use your card. They offer a low introductory APR and 1.5% cash back on all purchases. So the first year, you literally get paid to use your card. As an additional benefit, your credit score is reviewed every 6 months. If you have a clean payment history, your limit is raised. If you are like a lot of people, and are looking for an emergency only card, then you could probably find a lower interest rate elsewhere. The "Rewards" of this card come with higher than average APR rates once the introductory period has lapsed. Overall, though more
Dec 23, 2014
Photo of Beckie W.
4
Dec 23, 2014
I love my capital one quicksilver card. I enjoy getting cash back on my purchases. great customer service.
Dec 5, 2014
Photo of Kenneth L.
5
Dec 5, 2014
Capital One Quicksilver is a great card. Easy enrollment, great customer service, and excellent rewards. It doesn't hurt that Nick Fury himself endorses it.
Dec 4, 2014
Photo of Alex Q.
5
Dec 4, 2014
I've been using my Capital One Quick silver credit card for a little over a year now. Enrollment was quick and easy, even though my credit score was a bit low at the time of enrollment. No annual fees, low APR and exceptional cash reward rates. Highly recommended!
Dec 3, 2014
Photo of Joanna F.
3
Dec 3, 2014
I have had this card for a year or two now. I use it often because I like the points. I get 1.5% cash back on all my purchases. I think that it is great. Not many cards give you that much cash back.
Nov 10, 2014
Photo of Jessie R.
5
Nov 10, 2014
The process of being approved for the card is very easy. The fact that the card had no interest for the first nine months was great. Also, the 1.5% cash back is an awesome feature and you can get lots of gift cards or even use it as a credit towards your bill.
Oct 16, 2014
Photo of Gus S.
5
Oct 16, 2014
I have had this card for the last few months now and am loving it. Im getting some good cash back as i try to pay as much as possible with it. Be sure to pay it off monthly to avoid any fees. What im loving most is their fraud protection department. The first day i ever actually used the card to make purchases at brick and mortar stores my card was somehow compromised. Everytime prior to this i had done online purchases. so i went to the eye doctor and then lens crafters. use the card at both then go to lunch. i use it there as well and more
Dec 30, 2014
Photo of Miranda S.
Miranda Scott
Dec 30, 2014
I've been using this card for a little over six months and am really pleased with my decision to apply. I had a similar experience with fraud where someone somehow got my information, I think from a restaurant, and used it to purchase a $700 television online with my card information. I was notified within 24 hours and was refunded, and they notified the authorities. It took almost no effort from me to remedy the situation. Their fees and cash back are nice as well!
Oct 15, 2014
Photo of Jeff L.
4
Oct 15, 2014
The Capital One Quicksilver Cash Rewards Credit Card is a pretty solid card for people to get if they have good credit.

Cost
Cost-wise this is a good card provided you are responsible with using your credit cards. There's no annual fee which is always a plus for anyone looking into getting a new card. There's no APR for about a year or so and then after that it's determined based on your credit score. There's no introduction rate on balance transfers either which is nice. After the introduction period is up, balance transfers will cost you 3% of the transfer. For the most part this is a pretty standard credit more
Oct 14, 2014
Photo of Teresa S.
5
Oct 14, 2014
I recently switched from the standard Capital One credit card to the Capital One Quicksilver Rewards card. I love the added feature of earning cash back every time use my cards. I love seeing the rewards balance go up month to month. Cashing in the reward has been incredibly easy. Capital One has made it simple to earn and receive rewards with card. I would definitely recommend this card to family and friends.
Sep 30, 2014
Photo of Jenni D.
5
Sep 30, 2014
Love this card.
Sep 12, 2014
Photo of Susan R.
4
Sep 12, 2014
This is my favorite credit card. Whenever I need something I never have any problem using it. The only downfall is that they don't automatically increase your limit. You have to go and request for the increase and it can take weeks before they will increase your limit.
Aug 23, 2014
Photo of AL D.
4
Aug 23, 2014
The Quicksilver Cash Rewards Visa Card, is real good, it gives you $100 if you spend $500 in the first 3 months, 0% interest for 9 months plus you get 1.5% cash back unlimited and it has NO annual fee and NO foreign transaction fees...
Aug 18, 2014
Photo of Griffin E.
5
Aug 18, 2014
Love this card website is easy and simple to use and the 1.5% cash back is unmatched and rewards are processed very quickly now this is my go to credit card I have had other Capital One Credit cards and have had nothing but positive experiences with them.
Jul 24, 2014
Photo of Britt H.
5
Jul 24, 2014
This is my favorite credit card. I love the simple reward structure (1.5% on every purchase) and redemption options. Additionally this card does not have an annual or foreign transaction fee. This makes the card valuable for both low spending non-travelers and high spending travelers alike. There are other cards that could be potentially more rewarding, but if you don't like rotating categories or don't spend a lot in a particular category (i.e. gas, grocery, etc...). this is a great card to have in your wallet.
Jul 14, 2014
Photo of Justin S.
5
Jul 14, 2014
Helpful to 1 out of 1 people

Easy approval process. Love the 1.5% cash back, no Annual Fee, and no hard inquiry for this card. Also, after timely payments and carrying a low balance they will raise your limit. Also Capital One reports often to the bureaus.
Aug 10, 2014
Photo of Zack L.
Zack Lindberg
Aug 10, 2014
Are you sure? There is no hard inquiry when you request this card?
Jul 3, 2014
Photo of Andrei A.
5
Jul 3, 2014
It took me a few days to deliberate whether to apply for this card or the Pink Ribbon Credit Card. But after further research, I decided to stick with this one because its perks outweighs that of the Pink Credit Card. The fact that it gives a $100 bonus and a 1.5% Base earning points. As someone who makes plenty of purchases every few days, this helps tremendously because I like that wherever I'm spending, I'm still getting a little bit of it back. I also find it incredibly helpful that the cash back does not expire so every little bit of the perks this card gives helps.
Jul 3, 2014
Photo of Devin S.
5
Jul 3, 2014
I had been looking for a low interest credit card for a while. I have other cards through capital one but I just wanted to make sure that I was getting the best one even if it meant going through an outside company. None of them sounded as good as THIS card! I wanted this card for a vacation I was taking to Florida, and it worked better than imagined! Once I got back from the vacation I had already earned $7.00 of reward dollars just from getting gas along the way and stuff. The best part is now I can pay off my vacation expenses and I don't have more
Jun 16, 2014
Photo of Michael M.
5
Jun 16, 2014
After hours and hours of research, I determined that the capital one quicksilver card was the best value out for consumers. It offers 1.5% unlimited cash back which is one of the best rates out , and it also gives you 100 dollars cash back after your first 500 dollars in purchases. The best option, however, was the 18 month no interest on new purchases. This has allowed me to catch up on some needs and take care of those without worrying about interest. It's a great card and id certainly recommend it to anyone looking at opening up a new line of credit.
Jun 13, 2014
Photo of Tim S.
4
Jun 13, 2014
Decent interest rates, no payment issues, and you can't go wrong with earning cash back on every purchase.
Jun 4, 2014
Photo of Carina M.
5
Jun 4, 2014
This card is easy to use, has a good interest rate, and the late fee is reasonable. I've had a good experience so far with Capital One.
May 22, 2014
Photo of Robert R.
5
May 22, 2014
cap. has been good to me thanks.
May 9, 2014
Photo of Larry D.
5
May 9, 2014
After many years of not having credit cards, the Capital One Quicksilver Cash Rewards Credit Card is the first card I got. I was happy with the $39 annual fee and no interest on purchases for the first 12 months. The big draw was the cash back on everything you purchase. I end up getting about $10 - $20 per month in cash back rewards which I can just apply right to my bill, which is virtually free money every month. This card is a great card with low interest, almost no fees and one of only two credit cards I carry with me everyday. I recommend it to anyone.
Jul 15, 2014
Photo of Ashley P.
Ashley Parton
Jul 15, 2014
I was surprised to learn that there is a $39 annual fee, which seems pretty steep to me. I have a US Bank card and I get 1% cash back on all purchases and can choose 3 categories to earn 5% per purchase on. Also, there is no annual fee!
Page: 1 · 2 · 3 · 4
 
Jul 28, 2015
Photo of Felicia B.
Jul 28, 2015
How do I get my rewards back?
Jul 30, 2015
Photo of Card H.
Jul 30, 2015
You can find a breakdown of all your rewards redemption options in our Capital One Rewards Program Review: http://www.cardhub.com/edu/capital-one-no-hassle-rewards-review/
Jul 30, 2014
Photo of Miguel C.
Jul 30, 2014
I have a Quicksilver credit card (not a Quicksilver One). Now, before I applied for it, I did some research on this particular card and it is very clear on numerous websites that you will get a one-time $100 bonus when you spend $500 within the first 3 months. After spending approximately $600 in the first month and a half, I called CapOne to ask when will the bonus reflect on my account and to my surprise I was told that my "card does not have the bonus on it". Have this happened to anyone else?
Jun 19, 2014
Photo of Alison B.
Jun 19, 2014
Does this card have smart chip technology for traveling overseas?
Jun 23, 2014
Photo of Card H.
Jun 23, 2014
While you can use this card abroad it doesn’t seem to use the smart chip technology.
Mar 10, 2014
Photo of Mark B.
Mar 10, 2014
What's the fee for taking money out at an atm?
Mar 11, 2014
Photo of Card H.
Mar 11, 2014
When you withdraw money at an ATM using the Capital One Quicksilver Cash Rewards Card you will be charged 3% of the amount you have withdrawn. Also, the APR for money taken out at an ATM is higher than the regular APR. For this particular card it is at 24.9%.
Editor's Pick

Capital One® Quicksilver® Cash Rewards Credit Card is an Editor's Pick for:

Related Credit Cards

If you are interested in the Capital One® Quicksilver® Cash Rewards Credit Card, check out the following credit cards as well:

 
Related Credit Card Categories

Capital One® Quicksilver® Cash Rewards Credit Card is related to the following credit card categories:

CardHub is an independent card comparison service.

We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Once you click the "Apply Now" button, you will be directed to the issuer's website. Before applying, we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Capital One® Quicksilver® Cash Rewards Credit Card shown on this page.

Ad Disclosure: Certain offers originate from paying advertisers, and this will be noted toward the top of the page using the designation "Sponsored Card", when applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At CardHub we try to list as many credit card offers as possible and currently have more than 1,200 offers, but we do not make any representation of listing all available offers.

Regardless of advertiser status, none of the information on CardHub constitutes a referral or endorsement of the respective issuer by us, or vice versa. Furthermore, it is important to note that the inclusion of non-sponsored cards on CardHub does not indicate that issuer's involvement with the site. Information is displayed first and foremost for helping consumers make better credit card decisions.

Last updated on: Jul 30th, 2015 at 6:00 EDT