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Capital One® Quicksilver® Cash Rewards Credit Card

capital one quicksilver cash rewards credit card Sponsored Card
Required Credit Score:
Excellent, Good
3.5 2,096 reviews   Write a Review!
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Capital One® Quicksilver® Cash Rewards Credit Card’s Rewards

Bonus
$100
Base Earn
1.5%
Max Earn
1.5%
Earn / Redeem Limit
No
  • One-time $100 bonus after you spend $500 on purchases within the first 3 months.
  • Earn unlimited 1.5% cash back on every purchase, every day.
  • No rotating categories and no sign ups needed to earn cash rewards.
  • Cash back doesn't expire and there’s no limit to how much you can earn

Capital One® Quicksilver® Cash Rewards Credit Card’s Key APRs & Fees

Intro Rate on Purchases
0% until September 2015
Intro Rate on Transfers
0% until September 2015
Regular Rate
12.9% - 22.9% (V)
  • ANNUAL FEE None
  • BALANCE TRANSFER FEE 3%

Capital One® Quicksilver® Cash Rewards Credit Card’s Additional Info

  • MAX LATE FEE   $35
  • MAX OVERLIMIT FEE   None
  • MAX PENALTY APR   29.4% (V)
  • GRACE PERIOD   25 days
  • ONLINE RESPONSE   No
  • CASH ADVANCE RATE 24.9% (V)
  • CASH ADVANCE FEE 3% (min $10)
  • FOREIGN TRANSACTION
    FEE  
    None
  • SMART CHIP   No
  • 0% intro APR on purchases until September 2015; 12.9%-22.9% variable APR after that
  • Balance transfers also have a 0% intro APR until September 2015, a 3% fee applies to each balance transferred
  • Capital One® Credit Tracker — the free way to easily monitor your monthly credit score anytime, anywhere
  • Pay no annual fee or foreign transaction fees
Apply Now
at Capital One’s
secure site
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Capital One® Quicksilver® Cash Rewards Credit Card Reviews

 
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1 2 3 4 5
 
3.7
Overall Rating: 3.7 / 5
Total Ratings: 2096
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Dec 5, 2014
Photo of Kenneth L.
5
By:
Dec 5, 2014
Capital One Quicksilver is a great card. Easy enrollment, great customer service, and excellent rewards. It doesn't hurt that Nick Fury himself endorses it.
Dec 4, 2014
Photo of Alex Q.
5
By:
Dec 4, 2014
I've been using my Capital One Quick silver credit card for a little over a year now. Enrollment was quick and easy, even though my credit score was a bit low at the time of enrollment. No annual fees, low APR and exceptional cash reward rates. Highly recommended!
Dec 3, 2014
Photo of Joanna F.
3
By:
Dec 3, 2014
I have had this card for a year or two now. I use it often because I like the points. I get 1.5% cash back on all my purchases. I think that it is great. Not many cards give you that much cash back.
Nov 10, 2014
Photo of Jessie R.
5
By:
Nov 10, 2014
The process of being approved for the card is very easy. The fact that the card had no interest for the first nine months was great. Also, the 1.5% cash back is an awesome feature and you can get lots of gift cards or even use it as a credit towards your bill.
Oct 16, 2014
Photo of Gus S.
5
By:
Oct 16, 2014
I have had this card for the last few months now and am loving it. Im getting some good cash back as i try to pay as much as possible with it. Be sure to pay it off monthly to avoid any fees. What im loving most is their fraud protection department. The first day i ever actually used the card to make purchases at brick and mortar stores my card was somehow compromised. Everytime prior to this i had done online purchases. so i went to the eye doctor and then lens crafters. use the card at both then go to lunch. i use it there as well and more
Oct 15, 2014
Photo of Jeff L.
4
By:
Oct 15, 2014
The Capital One Quicksilver Cash Rewards Credit Card is a pretty solid card for people to get if they have good credit.

Cost
Cost-wise this is a good card provided you are responsible with using your credit cards. There's no annual fee which is always a plus for anyone looking into getting a new card. There's no APR for about a year or so and then after that it's determined based on your credit score. There's no introduction rate on balance transfers either which is nice. After the introduction period is up, balance transfers will cost you 3% of the transfer. For the most part this is a pretty standard credit more
Oct 14, 2014
Photo of Teresa S.
5
By:
Oct 14, 2014
I recently switched from the standard Capital One credit card to the Capital One Quicksilver Rewards card. I love the added feature of earning cash back every time use my cards. I love seeing the rewards balance go up month to month. Cashing in the reward has been incredibly easy. Capital One has made it simple to earn and receive rewards with card. I would definitely recommend this card to family and friends.
Sep 30, 2014
Photo of Jenni D.
5
By:
Sep 30, 2014
Love this card.
Sep 12, 2014
Photo of Susan R.
4
By:
Sep 12, 2014
This is my favorite credit card. Whenever I need something I never have any problem using it. The only downfall is that they don't automatically increase your limit. You have to go and request for the increase and it can take weeks before they will increase your limit.
Aug 23, 2014
Photo of AL D.
4
By:
Aug 23, 2014
The Quicksilver Cash Rewards Visa Card, is real good, it gives you $100 if you spend $500 in the first 3 months, 0% interest for 9 months plus you get 1.5% cash back unlimited and it has NO annual fee and NO foreign transaction fees...
Aug 18, 2014
Photo of Griffin E.
5
By:
Aug 18, 2014
Love this card website is easy and simple to use and the 1.5% cash back is unmatched and rewards are processed very quickly now this is my go to credit card I have had other Capital One Credit cards and have had nothing but positive experiences with them.
Jul 24, 2014
Photo of Britt H.
5
By:
Jul 24, 2014
This is my favorite credit card. I love the simple reward structure (1.5% on every purchase) and redemption options. Additionally this card does not have an annual or foreign transaction fee. This makes the card valuable for both low spending non-travelers and high spending travelers alike. There are other cards that could be potentially more rewarding, but if you don't like rotating categories or don't spend a lot in a particular category (i.e. gas, grocery, etc...). this is a great card to have in your wallet.
Jul 14, 2014
Photo of Justin S.
5
By:
Jul 14, 2014
Helpful to 1 out of 1 people

Easy approval process. Love the 1.5% cash back, no Annual Fee, and no hard inquiry for this card. Also, after timely payments and carrying a low balance they will raise your limit. Also Capital One reports often to the bureaus.
Aug 10, 2014
Photo of Zack L.
Zack Lindberg
Aug 10, 2014
Are you sure? There is no hard inquiry when you request this card?
Jul 3, 2014
Photo of Andrei A.
5
By:
Jul 3, 2014
It took me a few days to deliberate whether to apply for this card or the Pink Ribbon Credit Card. But after further research, I decided to stick with this one because its perks outweighs that of the Pink Credit Card. The fact that it gives a $100 bonus and a 1.5% Base earning points. As someone who makes plenty of purchases every few days, this helps tremendously because I like that wherever I'm spending, I'm still getting a little bit of it back. I also find it incredibly helpful that the cash back does not expire so every little bit of the perks this card gives helps.
Jul 3, 2014
Photo of Devin S.
5
By:
Jul 3, 2014
I had been looking for a low interest credit card for a while. I have other cards through capital one but I just wanted to make sure that I was getting the best one even if it meant going through an outside company. None of them sounded as good as THIS card! I wanted this card for a vacation I was taking to Florida, and it worked better than imagined! Once I got back from the vacation I had already earned $7.00 of reward dollars just from getting gas along the way and stuff. The best part is now I can pay off my vacation expenses and I don't have more
Jun 16, 2014
Photo of Michael M.
5
By:
Jun 16, 2014
After hours and hours of research, I determined that the capital one quicksilver card was the best value out for consumers. It offers 1.5% unlimited cash back which is one of the best rates out , and it also gives you 100 dollars cash back after your first 500 dollars in purchases. The best option, however, was the 18 month no interest on new purchases. This has allowed me to catch up on some needs and take care of those without worrying about interest. It's a great card and id certainly recommend it to anyone looking at opening up a new line of credit.
Jun 13, 2014
Photo of Tim S.
4
By:
Jun 13, 2014
Decent interest rates, no payment issues, and you can't go wrong with earning cash back on every purchase.
Jun 4, 2014
Photo of Carina M.
5
By:
Jun 4, 2014
This card is easy to use, has a good interest rate, and the late fee is reasonable. I've had a good experience so far with Capital One.
May 22, 2014
Photo of Robert R.
5
By:
May 22, 2014
cap. has been good to me thanks.
May 9, 2014
Photo of Larry D.
5
By:
May 9, 2014
After many years of not having credit cards, the Capital One Quicksilver Cash Rewards Credit Card is the first card I got. I was happy with the $39 annual fee and no interest on purchases for the first 12 months. The big draw was the cash back on everything you purchase. I end up getting about $10 - $20 per month in cash back rewards which I can just apply right to my bill, which is virtually free money every month. This card is a great card with low interest, almost no fees and one of only two credit cards I carry with me everyday. I recommend it to anyone.
Jul 15, 2014
Photo of Ashley P.
Ashley Parton
Jul 15, 2014
I was surprised to learn that there is a $39 annual fee, which seems pretty steep to me. I have a US Bank card and I get 1% cash back on all purchases and can choose 3 categories to earn 5% per purchase on. Also, there is no annual fee!
May 1, 2014
Photo of Jen L.
4
By:
May 1, 2014
I have been using this card for years. I really don't have any problems with the card and I enjoy receiving the rewards, but the one thing that I wasn't happy with was that when I signed up, we also had deals that we were able to use. They no longer offer that. Aside from that, I do not have any problems with them.
Mar 15, 2014
Photo of Ricky C.
4
By:
Mar 15, 2014
I have been using this card for many months and I love it. The best part is the rewards as I use this card mostly during the holidays to pay for gifts. With all the purchases they do add up. Plus the low rates have helped me build my credit as cards I had in the past always seemed to try and raise them every few months, making it harder to keep up with the payments.
Feb 26, 2014
Photo of Teddy B.
5
By:
Feb 26, 2014
Capital one is the card for me i've recently lost my job and bills were piling up. I am able to use my card to get back on track until i can find another job thanks
Feb 25, 2014
Photo of Jaye G.
4
By:
Feb 25, 2014
I applied for this card as soon as I turned 18 and have had it for just over 4 months now. I LOVE IT! I earned my $100 bonus reward in the second month because I'm a shopaholic! lol! The best things about this card are the LOW APR and the ABSOLUTELY ZERO annual fee, unlike some other cards I had once. Thanks Capital One!!
Feb 25, 2014
Photo of Jenny T.
5
By:
Feb 25, 2014
I love this card! I applied straight out of high school and was accepted no problem. Capital one has always been great to me, and takes care of any of my concerns. They are super easy to call and you can redeem the rewards right from their app. Overall 5/5!
Feb 25, 2014
Photo of Rich M.
5
By:
Feb 25, 2014
No foreign transaction fees and a base 1.5% cashback on every purchase. The card is basically perfect for every day, non-categorical spending. It's my main card for every day purchases. The only downside is the lame initial sign up bonus-- but that's a minor problem if you're not in it for the churning.

A wonderful every day card.
Feb 21, 2014
Photo of Chrysann S.
4
By:
Feb 21, 2014
The only reason I didn't give this 5 stars is because I've only had it for a year, so I don't think I've fully experienced all of their services! I absolutely LOVE this card. There are no foreign transaction fees, it's a Visa so it's accepted all over the world (great for traveling!), and the best part: you earn 1.5% cash back on everything no matter what you purchase. I put everything on my credit card (including rent) so in a given month, I earn about $30. That pays my water bill. :) I love the customer service too. I have called a few times about small issues (related to more
Jan 29, 2014
Photo of Suzanne C.
5
By:
Jan 29, 2014
This card looks like an awesome way to repair credit and earn some cash back. Capital One is a fabulous company for repairing credit or starting it. When I was a student they were the only credit company to take a chance on me. This is an awesome card with a decent interest rate and 1.5% cash back. The Capital One Quicksilver Cash Reward Card is worth applying for to have no annual fee and an opportunity to build/rebuild credit. I'm definitely a fan.
Dec 21, 2013
Photo of Joshua R.
4
By:
Dec 21, 2013
This was a great little card for me. Though they initially say they give a $100 bonus, I ended up receiving a $250 bonus on mine. The interest rate is a bit high, but that's probably due to my credit, which is still being rebuilt. The rewards are nice. I'm surprised by how quickly I accumulated rewards, which I could either put back onto the balance, or redeem with gift certificates. I just went ahead and reapplied them to the balance and began accumulating them again. Very nice card, I must say.
Feb 10, 2014
Photo of Gemma R.
Gemma Russo
Feb 10, 2014
How did you receive $250 instead of $100 for the bonus? I was just approved and was curious to know how that happened. Lucky you! :)
Dec 16, 2013
Photo of Jeff G.
4
By:
Dec 16, 2013
I really like this card. $100 after only spending $500 in the first 3 months is a nice little bonus. I like the fact that you know you get 1.5% back on everything you spend. You don’t have to try to figure out what you should use the card for because you get the same amount regardless of what the purchase is. It has a decent rate available and you can’t beat the 0% introductory rate. It is also nice to see that you don’t have to wait for specific times or amounts before you are able to redeem your cash back. It is also great that you don’t ever more
Dec 2, 2013
Photo of Stephen W.
5
By:
Dec 2, 2013
I went through bankruptcy sometime ago and was pretty much trying to rebuild my credit. Bankruptcy was in January of 2013. I decided to try for this Capital One QuickSilver card after seeing some get limits of $1000 to start.
After going through the process, I was granted the card with a $3,000 limit.
Customer service is great, and they even called to make sure I got the card.
Very nice people and want to help answer as many questions as you have.
Nov 26, 2013
Photo of Dennis W.
4
By:
Nov 26, 2013
I have had the Capital One quicksilver rewards card now for about a year. The Interest rate is kind of high right now because my credit is not good. However the 0% interest for the first year is awesome. There is no annual fee and the rewards are pretty nice. I have reversed several charges in the last year that has saved me about $100. Not to mention the savings on the 0% interest. Customer service is not bad to talk to and try to help you out if they can. The down side of the card is the transfer fee of 3% and it is not included in the more
Nov 14, 2013
Photo of Doug M.
4
By:
Nov 14, 2013
I got this card because of it has a really good initial bonus, and I hate the idea of getting a reward credit card and having to spend for a very long time before seeing any kind of benefit. The interest rate is very reasonable and most importantly no annual fee. The card does require a pretty good credit score, so that might make it hard for some people to obtain it.
Nov 14, 2013
Photo of Ramy E.
5
By:
Nov 14, 2013
I chose this Capital One Quicksilver credit card because it is good for those who have established a good credit and want to get an excellent one, which is my case. Another main deciding factor is the good cash back the card provides (1.5%). Additionally, the card has low fees and a reasonable interest rate. Moreover, I like the online credit card support of Capital One, as a person can do an online chat with the customer service anytime. My overall experience about this card is excellent.
Nov 1, 2013
Photo of George S.
4
By:
Nov 1, 2013
I have really liked this card ever since I signed up. The Capital One Quicksilver Cash Rewards Credit Card customer service people are really helpful when I have a question about my statement. Our interest rate is reasonably low, and the payments are very reasonable for us. We haven't had any late fees so far so I'm not sure about how the high fee works. So far we have really had an enjoyable experience using this card. If you are in the market for a new credit card, then make sure you check out The Capital One Quicksilver Cash Rewards Credit Card. You won't be disappointed.
Oct 22, 2013
Photo of Tonio S.
4
By:
Oct 22, 2013
I personally love the Capital One Quicksilver Cash Rewards Credit Card because of the perks you get in return. The $100 bonus is a great reward for using the card. I was able to procure a great television stand with that bonus after buying a new television. The low interest rates makes this card a winner.
Oct 11, 2013
Photo of Alex S.
4
By:
Oct 11, 2013
I like the Capital One Quicksilver Cash Rewards Credit Card a lot. Customer service has always been excellent with them. I like being able to see my statement online. Also, I got $100 free for opening up with them which was great. I also love the low interest rate and the cash back rewards it has set up.
Oct 10, 2013
Photo of Teanna H.
4
By:
Oct 10, 2013
I got the Capital One Quick Silver card a couple of months ago and so far so good. I bought a new house recently, so needed to use it on several appliance purchases. The card is great for rewards, because I got a $100 bonus, just for spending the money on it right away. I am very good with keeping up with all my purchases so there is not much of a problem with the APR. The late fee is a little high at $35, but I haven't had to deal with any of that. I also like that whatever I do rack up in cash backs they never expire. more
Sep 16, 2013
Photo of DA H.
5
By:
Sep 16, 2013
I've had my Quicksilver card for about three months now. I really enjoy the simplicity of a straight 1.5% back in all categories, rather than the rotating categories that seem to be common on all of my other cards. I originally signed up for the $100 bonus, and was pleasantly surprised when it was instantly credited the same day I hit the spending total. Additionally, the transactions post almost instantly to the web site, allowing me to monitor my spending more easily. Both of these items are a stark contrast to my Freedom card with Chase that still hasn't credited me despite having fulfilled their spending terms last month. The more
Sep 6, 2013
Photo of Kyle S.
5
By:
Sep 6, 2013
This card was a godsend to me. Low interests plus cash back? yes please!
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Jul 30, 2014
Photo of Miguel C.
By:
Jul 30, 2014
I have a Quicksilver credit card (not a Quicksilver One). Now, before I applied for it, I did some research on this particular card and it is very clear on numerous websites that you will get a one-time $100 bonus when you spend $500 within the first 3 months. After spending approximately $600 in the first month and a half, I called CapOne to ask when will the bonus reflect on my account and to my surprise I was told that my "card does not have the bonus on it". Have this happened to anyone else?
Jun 19, 2014
Photo of Alison B.
By:
Jun 19, 2014
Does this card have smart chip technology for traveling overseas?
Jun 23, 2014
Photo of Card H.
Jun 23, 2014
While you can use this card abroad it doesn’t seem to use the smart chip technology.
Mar 10, 2014
Photo of Mark B.
By:
Mar 10, 2014
What's the fee for taking money out at an atm?
Mar 11, 2014
Photo of Card H.
Mar 11, 2014
When you withdraw money at an ATM using the Capital One Quicksilver Cash Rewards Card you will be charged 3% of the amount you have withdrawn. Also, the APR for money taken out at an ATM is higher than the regular APR. For this particular card it is at 24.9%.
Editor's Pick

Capital One® Quicksilver® Cash Rewards Credit Card is an Editor's Pick for:

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Last updated on: Dec 12th, 2014 at 8:43 EST