Rewards: Yes Type: Cash Back - Extra on Gas

Initial Bonus None

Base Earn 1%

Max Earn 2%

Earn / Redeem Limit No

• 2% cash back on gas and groceries.
• 1% cash back on all other purchases.
• No limit on the cash you can earn and cash won't expire.
• Redeem cash rewards for statement credit, check or gift card.
• Get your cash back whenever you want, even set up automatic redemption.

Purchases:

Intro Rate 0%

Intro Period until February 2011

Regular Rate 14.9% (V)

Balance Transfers:

Intro Rate Not Offered

Intro Period N/A

Regular Rate 14.9% (V)

Balance Transfer Fee None

Cash Advances:

Cash Advance Rate 24.9% (V)

Cash Advance Fee 3% (min $10)

Penalties:

Max Late Fee $39

Max Overlimit Fee N/A

Max Default APR 29.4% (V)

Additional Info:

• 0% APR on purchases until February 2011.
• No foreign transaction fees.
• No annual fee.
• $0 Fraud Liability if your card is lost or stolen.
• 24-hour travel & emergency assistance gives you a replacement card and cash advance.
• 24-hour roadside assistance.
• Extended warranty program.
• Auto rental insurance -- use your card to rent a car and you're covered for collision, damage and loss.

• Grace Period: 25 days
• Online Response: No
• Foreign Transaction Fee: None