Rewards: Yes Type: Miles - Any Airline

Initial Bonus None

Base Earn 1.25 miles / $1

Max Earn 1.25 miles / $1

Earn / Redeem Limit No

• 1.25 miles for every dollar spent on purchases.
• No limit on the miles you can earn and miles don't expire.
• Redeem for Travel, Merchandise, Gift Cards and more.
• No blackout dates and no seat restrictions.
• Fly FREE on any airline to any destination.
• No foreign transaction fees.

Purchases:

Intro Rate 0%

Intro Period until March 2011

Regular Rate 16.9% (V)

Balance Transfers:

Intro Rate Not Offered

Intro Period N/A

Regular Rate 16.9% (V)

Balance Transfer Fee None

Cash Advances:

Cash Advance Rate 24.9% (V)

Cash Advance Fee 3% (min $10)

Penalties:

Max Late Fee $39

Max Overlimit Fee N/A

Max Default APR 29.4% (V)

Additional Info:

• $0 Fraud Liability if your card is lost or stolen.
• 24-hour travel & emergency assistance gives you a replacement card and cash advance.
• 24-hour roadside assistance.
• Extended warranty program.
• Auto rental insurance -- use your card to rent a car and you're covered for collision, damage and loss.
• 0% intro APR on purchases until March 2011.
• No annual fee.

• Grace Period: 25 days
• Online Response: No
• Foreign Transaction Fee: None