Capital One® Platinum Credit Card

Capital One® Platinum Credit Card Sponsored Card
  • Minimum Credit Required:Fair, Limited History
  • Annual Fee:$0 for 1st yr, $19 after
  • Network: MasterCard
  • Rating:
    3.7
    13 votes - Cast your vote
 
Proceed You can place your own picture on this Credit Card
 
 
Rewards: No 
 
 
Purchases:
Intro Rate Not Offered Intro Period N/A Regular Rate 24.9% (V)
Balance Transfers: 
Intro RateNot Offered Intro PeriodN/A Regular Rate24.9% (V) Balance Transfer Fee None
Cash Advances:
Cash Advance Rate 24.9% (V) Cash Advance Fee 3% (min $10)
 
 
Additional Info:
  • $0 intro annual fee for the first year; $19 after that.
  • Image Card -- personalize your card with an image of your choice.
  • $0 Fraud Liability if your card is lost or stolen.
  • Monitor your spending with free text message alerts.
  • 24-hour travel assistance gives you a replacement card and cash advance.
  • 24-hour roadside assistance.
  • Auto rental insurance -- use your card to rent a car and you're covered for collision, damage and loss.
  • No foreign transaction fees.
  • Max Late Fee:  $35
  • Max Overlimit Fee:  $29
  • Max Penalty APR:  29.4% (V)
  • Grace Period:  25 days
  • Online Response:  No
  • Foreign Transaction Fee:  None
Proceed
 
 
Your Recommendation
3.7
Your Rating: 1 2 3 4 5  
Overall Rating: 3.7 / 5 from 13 users

If you currently have the Capital One® Platinum Credit Card and are satisfied or you like the terms of this credit card offer please let your friends know.

 
 
Popular Credit Cards

If you are interested in the Capital One® Platinum Credit Card, check out the following credit cards as well:

Starter Credit Cards for People with No Credit Capital One® Cash Rewards for Newcomers
Credit Card for Fair Credit from Capital One Capital One® Classic Platinum Credit Card
Low Interest Secured Credit Card Platinum Zero® Secured Visa® Credit Card
secured credit card orchard Orchard Bank® Secured MasterCard

Compare the Capital One® Platinum Credit Card against other major online credit card offers.

 
 
Related Credit Card Categories

Capital One® Platinum Credit Card is related to the following credit card categories:

 
 
 
About the Issuer: Capital One

Capital One is a diversified bank that offers a broad array of financial products and services to consumers, small bussinesses and commerical clients. A Fortune 500 company, Capital One has one of the most widely recognized brands in America. As one of the nation’s top 10 largest banks based on deposits, Capital One serves banking customers through branch locations primarily in New York, New Jersey, Texas, Louisiana, Maryland, Virginia, and the District of Columbia.

 
 
back to top Discussion

Share your experiences, thoughts or just ask a question:

  • Joe Weider:
    Looks like Capital One went platinum. No, it didn’t make an album that sold a million units or a single that sold two, but rather they offer a card called the Capital One Platinum Credit Card. The question therefore is, is this Platinum Credit Card a hit or a flop? In evaluating this, let’s keep in mind that the card is targeted to people with fair or limited credit, which means it won’t have the best rates or rewards and low costs are what you should be looking for in order to build credit cost effectively. So without further ado, the Cap One Platinum Card does not have an annual fee in the first year and only a $19 annual fee thereafter. This is important because credit score gains are usually seen within about a year of responsible use, so the Platinum Card could very well be a free credit building vehicle. Unfortunately, this card does not offer rewards or 0% introductory rates, which means the only people who it would really suit are those who wish to take advantage of the fact that credit cards send information to the credit bureaus whether you use them to make purchases or not. People with limited credit who want to build credit while making purchases or who need to save money on interest, as caused by current or future balances, need some alternatives to the Platinum Credit Card from Capital One. As far as rewards go, the Capital One No Hassle Cash Rewards and Cash Rewards for Newcomers are the best options. Both offer 2% cash back on specific spending categories and 1% cash back on everything else. When it comes to 0% rates, both the No Hassle Cash Rewards Card and the Capital One Classic Platinum Card offer 0% on purchases for 8 months. Any of these cards would be more suitable than the Capital One Platinum Credit Card. In case you’re wondering, Ive mentioned so many Capital One credit cards here because they are one of the most active major issuers in the below-average credit score spaces (most other issuers deal almost exclusively with people who have good or excellent credit scores).
 
Search by Type of Card Search by Credit Quality Search by Bank or Issuer

We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.

Before applying for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Capital One® Platinum Credit Card shown on this page.

Secure Online Applications The online credit card
application for this card uses
Secure SSL Technology