Capital One® SparkSM Miles for Business

Capital One® Spark Miles for Business Sponsored Card
  • Minimum Credit Required:Excellent
  • Annual Fee:$0 for 1st yr, $59 after
  • Network: VISA
  • Rating:
    4.1
    6 votes - Cast your vote
 
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Rewards: Yes Type:  Miles - Any Airline
Initial Bonus 10,000 miles Base Earn 2 miles / $1 Max Earn 2 miles / $1 Earn / Redeem Limit No
Reward Details:
  • Earn 2 miles per dollar on every purchase, every day.
  • Get 10,000 bonus miles -- just spend $1,000 within the first 3 months.
  • Receive 5,000 bonus miles by signing up for one or more employee cards.
  • There's no limit to the amount of miles you can earn and miles don't expire.
  • Redeem miles for travel, cash back, gift cards, merchandise, and more.
  • Fly on any airline, anytime, with no blackout dates or seat restrictions.
 
 
Purchases:
Intro Rate Not Offered Intro Period N/A Regular Rate 13.9% (V)
Balance Transfers: 
Intro RateNot Offered Intro PeriodN/A Regular Rate13.9% (V) Balance Transfer Fee None
Cash Advances:
Cash Advance Rate 24.9% (V) Cash Advance Fee 3% (min $10)
 
 
Additional Info:
  • Enjoy exclusive, award-winning customer service.
  • $0 intro annual fee for the first year; $59 after that.
  • Max Late Fee:  $39
  • Max Overlimit Fee:  None
  • Max Penalty APR:  29.4% (V)
  • Grace Period:  25 days
  • Online Response:  No
  • Foreign Transaction Fee:  None
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Your Recommendation
4.1
Your Rating: 1 2 3 4 5  
Overall Rating: 4.1 / 5 from 6 users

If you currently have the Capital One® SparkSM Miles for Business and are satisfied or you like the terms of this credit card offer please let your friends know.

 
 
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Compare the Capital One® SparkSM Miles for Business against other major online credit card offers.

 
 
Related Credit Card Categories

Capital One® SparkSM Miles for Business is related to the following credit card categories:

 
 
 
About the Issuer: Capital One

Capital One is a diversified bank that offers a broad array of financial products and services to consumers, small bussinesses and commerical clients. A Fortune 500 company, Capital One has one of the most widely recognized brands in America. As one of the nation’s top 10 largest banks based on deposits, Capital One serves banking customers through branch locations primarily in New York, New Jersey, Texas, Louisiana, Maryland, Virginia, and the District of Columbia.

 
 
back to top Discussion

Share your experiences, thoughts or just ask a question:

  • Joe Weider:
    Capital One has a few different “Spark” branded business credit cards and it can be hard to remember which offers what terms based on name alone because a simple “classic” or “select” getting thrown in the title can mean significant difference in value. Well, the Spark Miles for Business Card from Capital One is the offer that provides 10,000 bonus miles for spending $1,000 in the first three months and another 5,000 for signing up at least one employee as an authorized user. You also get 2 miles for every dollar spent across all purchases. If you redeem for travel related expenses, the Spark Miles for Business Card from Capital One is basically a 2% cash back card, meaning it is essentially the business equivalent of the extremely popular Venture Card from Capital One. Its clear what the card offers though, you want to know whether you should get it or not. A lot of that depends on your preferences and your company’s expenses. The Capital One Spark Miles for Business Credit Card offers competitive rewards, but for people who want as much simplicity as possible, the Spark Cash for Business offers 2% cash back across all purchases and Bank of America business credit cards are the only business credit cards that offer debt stability. (BofA is the only major issuer to extend CARD Act protections to its business credit cards). Other cards offer lucrative initial bonuses and/or particularly high earning rates on certain types of expenses. The Ink Bold with Ultimate Rewards is a good example as it offers 50,000 bonus points and 5 pts per dollar on the first $50,000 spent annually on business expenses. Any of these cards, including Capital One’s Spark Miles for Business, would be good choices to handle everyday business spending (personal credit cards and BofA business cards are the only ones that should be used for funding).
 
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