Capital One® VentureOneSM Rewards Credit Card

Capital One® VentureOne Rewards Credit Card Sponsored Card
  • Minimum Credit Required:Excellent, Good
  • Annual Fee:None
  • Network: VISA
  • Rating:
    3.53.5 / 5 from 148 votes - Cast your vote!
 
Proceed Editor's Pick You can place your own picture on this Credit Card
 
 
Rewards: Yes Type:  Miles - Any Airline
Initial Bonus 10,000 miles Base Earn 1.25 miles / $1 Max Earn 1.25 miles / $1 Earn / Redeem Limit No
Reward Details:
  • 1.25 miles per dollar on every purchase, every day.
  • One-time bonus of 10,000 miles once you spend $1,000 dollars in the first 3 months, equal to $100 on travel.
  • Redeem miles for airline tickets, hotel rooms, car rentals and more.
  • No limit on the miles you can earn and miles won't expire.
  • Fly free on any airline, any time with no blackout dates.
  • No foreign transaction fees.
 
 
Purchases:
Intro Rate 0% Intro Period until June 2013 Regular Rate 11.9% - 19.9% (V)
Balance Transfers: 
Intro RateNot Offered Intro PeriodN/A Regular Rate11.9% - 19.9% (V) Balance Transfer Fee None
Cash Advances:
Cash Advance Rate 24.9% (V) Cash Advance Fee 3% (min $10)
 
 
Additional Info:
  • 0% intro APR on purchases until June 2013.
  • $0 Fraud Liability if your card is lost or stolen.
  • 24-hour travel & emergency assistance gives you a replacement card and cash advance.
  • Auto rental insurance -- use your card to rent a car and you're covered for collision, damage and loss.
  • Image Card -- personalize your card with an image of your choice.
  • Max Late Fee:  $35
  • Max Overlimit Fee:  N/A
  • Max Penalty APR:  29.4% (V)
  • Grace Period:  25 days
  • Online Response:  No
  • Foreign Transaction Fee:  None
 
 
Your Recommendation
3.5
Your Rating: 1 2 3 4 5  
Overall Rating: 3.5 / 5 from 148 users

If you currently have the Capital One® VentureOneSM Rewards Credit Card and are satisfied or you like the terms of this credit card offer please let your friends know.

 
 
 
 
 
 
back to top Discussion

Share your experiences, thoughts or just ask a question:

  • Nick Chalfant:
    Capital one venture is an amazing card. I only use it when I'm in a rush. I like the fact that they call you after you made a big purchase to very that you yourself did that. This shows me that they really care about my spending and protecting my money. I also like the rewards they offer me for how much I spend and how many miles I travel. The interest rate is also very good. I would recommend this card because in the past it has shown me that it is very reliable and also very rewarding and they like to keep their customer's money safe showing that customer satisfaction is their main priority.
  • Deandre Chambers:
    Capital One ventures is a great card. I mainly use my card for emergencies. Once i made a large purchase and i receieved a call to verify that the purchase was authorized. I appreciate the fact that they took the time to Check because it lets me know they are aware of my normal spending habits. Furthermore, i received enough miles that i am able to redeem for the purchase of an airline ticket. One perk of having this card. At first i had issue with customer Service but they have redeemed themselves in my book. Hopefully they will continue to provide good customer Service in the future. Better yet hopefully i will get put through to a representative that values the customer as all should. It is a great card if you use it wisely. The card also offers emergency assistance. A plus if you dont have triple a.
  • Brandon Dodd:
    After searching everywhere for a card that wouldn’t let me down and a card from a company that wouldn’t gouge me for money, I came across Capital One’s VentureOne credit card. I am extremely happy with this card because it has a great amount of rewards that come with continual use and I’m able to use it no matter where I go. Seriously, this card is so easy to use and Capital One treats their customers extremely fairly. I haven’t had a problem with it yet and will continue to use it for any purchases that I intend to make.
  • Yurel H Cooke:
    My Capital One VentureOne Card is one of the best financial decisions that I could have ever made. The level of convenience its provides is what made me attracted to it it right away and ultimately sign up for the card. I could not of asked for a better interest rate. Since late 2010, I've already redeemed three airline tickets just from the points that I have accumulated from my VentureOne Card. The thing that I admire the most associated with this card is the customer service for it. There have been many times when I had questions and they quickly answered them. I've never been on hold for long periods of times just to hear generic answer from them.
  • Deandre Chambers:
    Capital One venture card is One of their best products. Customer Service has worked with me when i had an issue.
  • Margie Cole:
    I can see people getting the Capital One VentureOne Card confused with the company’s extremely popular Venture Card, so I think it’s important to point out the differences between the two offers. So what does the extra “one” in the Venture One Rewards Card’s name get you? Well, this card offers 1.25 miles per dollar spent across all purchases and offers the ability to earn a $100 initial bonus. The Capital One Venture One Credit Card also gives you a 0% interest rate for new purchases until next March. While this might sound pretty appealing, it’s all relative, baby. Before you apply for any card, including the Venture One Rewards Card, you need to think about its pros and cons in light of what other cards have to offer. Keep in , mind that the Capital One Venture One Rewards Card requires excellent credit for approval, so its competition is stiff. Pros: -Whenever you get an attractive initial bonus as well as good ongoing rewards, you’re pleased. -No annual fee. Cons: -less lucrative initial bonus than the Chase Sapphire Preferred ($625 on travel or $500 cash). -potentially less lucrative initial bonus that the Venture Card in light of its Bonus Miles Challenge. -less lucrative ongoing travel rewards than the Capital One Venture Card (2 miles/$1). -Really only useful for frequent travelers. In the end I’d have to say that you can do better than the Capital One VentureOne Rewards Credit Card because it just doesn’t stack up quite well enough with the competition.
  • Joe Weider:
    Capital One’s Venture Card has long been one of the company’s most popular products, and whether Alec Baldwin, a friend or a colleague sent you looking for one, it’s understandable that you might be somewhat confused that two different Venture cards are available: The Capital One Venture Rewards Credit Card and the Capital One VentureOne Rewards Credit Card. There is a difference, so be careful to apply for the right one. The Capital One Venture Card is the one peddled by the 30 Rock star, which is basically a travel oriented 2% cash back card with a good initial bonus that can get you free flights. This Capital One VentureOne Rewards Card, on the other hand, only offers 1.25% cash back on travel but also gives you a year to pay down purchases before interest starts to set in. It has the same $100 initial bonus as the other Venture Card, and neither has an annual fee for the first year. The VentureOne Rewards Credit Card seems to be targeted more to consumers who want to earn travel rewards on upcoming purchases that they will not be able to pay for in full right away. This is common during the holiday season. Even if you have the money to pay your credit card bill, there is another interesting way to use the Capital One VentureOne Rewards Credit Card. You could take advantage of the introductory 0% rate to keep your money in the bank for longer and in doing so earn rewards as well interest revenue. Ultimately, it appears that both Venture Cards are good deals, you just have to decide which will be the most beneficial. And remember if you are going to use the VentureOne Card to simultaneously get rewards and the good kind of interest, you still have to make minimum payments to prevent delinquency.
 

We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.

Before applying for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Capital One® VentureOneā„  Rewards Credit Card shown on this page.

The card information shown on this page was last updated: May 23rd, 2012 at 1:05 EDT


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