Catherines Credit Card Reviews: Is It Worth It? (2024)Reviews, rates, fees, and rewards details for Catherines Credit Card. Compare to other cards and apply online in secondsJohn KiernanWalletHubNo membership feesHigh rewards rate$40 initial rewards bonusQualify with fair creditSpending caps on rewardsHigh regular APR
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards (Store Cards)." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Catherines Credit Card has a rating of 4.0/5 according to our proprietary credit card rating system. This rating reflects how appealing Catherines Credit Card's terms are compared to a pool of more than 1,500 credit card offers tracked by WalletHub. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is 'Earn Rewards (Store Cards)'. To break it down further, Catherines Credit Card earned a score of 5.0/5 for Fees, 3.9/5 for Rewards, 4.2/5 for Cost, and 3.3/5 for User Reviews. Info about the Catherines Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
WalletHub Rating Breakdown
User Reviews
3.3/5
163 reviewsRead and write reviews
Market Comparison
Market Comparison
4.1
The Market Comparison is a key component of the WalletHub Rating, as it measures how appealing the terms of a card are compared to a pool of over 1,500 credit card offers monitored by WalletHub. To ensure cards are evaluated for their most relevant purpose, we score each card across various cardholder needs and select the rating for the need with the highest score, which is “Earn Rewards (Store Cards)” for this card.
Fees
5.0
Rewards
3.9
Cost
4.2
Other Features
0.0
4.1/5
Compared against 1,500+ credit cards
KEY TERMS
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit, Fair Credit
Annual Fee
$0
APR on Purchases
32.24% (V)
Balance Transfer
Balance Transfers Not Allowed
Rewards
Get $30 off your first purchase of $50 or more when you use your card. Plus $10 bonus reward on your first billing statement.
Earn 15 points for every $1 when using this card.
Earn 20 points per $1 when you gain Select status by spending $350 in a calendar year. Earn 25 points per $1 when you gain Elite status by spending $800 in a calendar year.
Birthday Bonus Offer emailed to you during your birthday month.
Get a $10 Rewards Certificates for every 3000 points earned.
Catherines Credit Card's Additional Info
•
Free standard shipping on qualifying $75 purchases made with the card.
•
Extended return policy, Appreciation offers and Private Shopping Events.
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards (Store Cards)." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
User Reviews
3.3
Market Comparison
4.1
fees: 5.0
rewards: 3.9
cost: 4.2
Other Features: 0.0
4.3WalletHub Rating
WalletHub Rating
4.3
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Improve Credit by Paying in Full Each Month." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Editor’s Rating
4.5
User Reviews
3.3
Market Comparison
4.3
fees: 5.0
rewards: 0.0
cost: 5.0
Other Features: 4.5
3.6WalletHub Rating
WalletHub Rating
3.6
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Improve Credit by Paying in Full Each Month." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Can't find what you are looking for? Submit your question about Catherines Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card. In addition, WalletHub independently collected information for some of the cards on this page.
Over the phone: Call (800) 995-9450 to make a payment over the phone.
Via mail: To pay your credit card via mail, send a check or money order (but not cash) to the following address:
Comenity Bank P.O. Box 650972 Dallas, TX 75265-0972
If you choose to make a payment via mail, make sure to always send it at least 5-7 days before your due date. Also, include your credit card number on your payment to avoid any processing delays.
You can apply for the Catherines Credit Card either online or over the phone at (866) 886-4720. Alternatively, you can submit a Catherines Credit Card application in store. Applying for the credit card online is the best approach because you can access the Catherines' website anytime.
How to Apply for the Catherines Credit Card
Online: To apply online, go to the Catherines' dedicated website and click on “Apply now”. Then, fill in the required fields with your personal and financial information. After that,...
You can use your Catherines Credit Card on catherines.com as well as for other FullBeauty Brands purchases. The other FullBeauty Brands online stores are:
To check your Catherines Credit Card balance, log in to your account online or call credit card customer service at (800) 995-9450. The fastest way to check your Catherines Credit Card balance is online, since you won't ever need to deal with an automated system or wait for an available representative.
Catherines Credit Card P.O. Box 659728 San Antonio, TX 78265-9728
When paying Catherines Credit Card bills by mail, be sure to submit either a check or a money order for the payment amount. The issuer does not accept cash.
Tips For Mailing Catherines Credit Card Payments
Include your credit card number on your payment to avoid any processing delays.
It can take anywhere from a few minutes to 10 business days to get approved for the Catherines Credit Card.
While some applicants may be approved instantly because they match the exact criteria that the issuer is looking for, not being approved right away doesn't mean that you won't ultimately get approved once your application is reviewed in more detail.
You will be informed either way once a decision has been reached. Good luck!
You can cancel your Catherines credit card online or by calling Comenity Bank's customer service at 1-800-995-9450.
To close your account online, simply log in, click “Contact Us” and select “Submit a Question.” From the dropdown menu, choose “Closing/Opening an Account” and just follow the instructions.
You can get a Catherines Credit Card credit limit increase by calling 1-800-995-9450. Comenity Bank will also periodically review your account to see if you're eligible for an increase.
Your best chances for an increase are if:
Your account has been open for at least 6 months
You always pay your bills in time
You've improved your credit score and income since applying
Keep in mind, though, that asking for a credit limit increase could...
Share your insights and review for the Catherines Credit Card
5
26%
4
21%
3
25%
2
15%
1
13%
3.3
163 reviews
163 reviews
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Brenda @klm3811
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5 Star Rating
Verified Customer
The balance has been paid in full but not reported Great clothes for excellent prices Fashions are up to date with new look. Trending
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0
karenstamper83 @karenstamper83
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1 Star Rating
Verified Customer
They now have a bank account wiring system....it takes too long to pay off the card. I attempted to pay off my card over the weekend, it's Tuesday and the money hasn't came out of my bank yet. It shouldn't have taken this long. I paid early on Friday morning.
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0
0
Sherry @sherry_joy_simpson
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5 Star Rating
Verified Customer
Never any issues with this card. It was very nice to have when I had perks card and sales happened, but since Catherines went to online only during covid, the shipping costs are enormous. Therefore I don't think I'll be able use it again.
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0
0
Catherine @catherinew_23
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1 Star Rating
No waiver during Covid causing my credit score to drop also once I was able to get in touch with an agent I was told I would receive forgiveness that would remove the missed payment from my credit which I never received
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0
0
Cora @coradbknr
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5 Star Rating
Verified Customer
I'm a full-figured woman and have shopped at Catherines for years, The up-to-date fashions are perfectly designed with me in mind. Love you Catherines!!!
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0
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Mary @maxine1sky
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3 Star Rating
Verified Customer
When I was ill recently, I inadvertently missed my payment with Catherine's. The bill was under $300 and yet it ruined my credit rating even after explaining the reason and paying off card in full. I cancelled the card as a result! Plus whenever one calls for information, one gets a different answer each time one calls. I've been told several times that items on backorder will be charged shipping even though the backorder has nothing to do with me! today I received an email stating they do not charge shipping! You figure.
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0
0
Kathy @katt_hankins12
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2 Star Rating
Verified Customer
This card started with a $300 limit and is still $300. They have never raised the limit. They have recently gone online only per my understanding and have combined with other online plus size shops. That is the only pro.
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0
Natashia @natashia_monk
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2 Star Rating
Verified Customer
It’s effective card but stores no longer available. When ordering online the shipping rates are fair, but are not credited with returns.
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0
0
Catherine @catheriner_57
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5 Star Rating
Verified Customer
My experience had been amazing! I have not a single complaint and it is very easy to use. that’s why it’s getting a five-star review.
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1
Jill @jillw_40
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3 Star Rating
Verified Customer
I've had this card for a few years and always loved it. I've always paid the bill although admittedly I did pay it late once. But I must have been doing ok because I'd gotten several limit increases. Then all of a sudden they dropped my limit from $650 to $150 overnight with no warning and no reason given. My credit score hadn't dropped, my employment and income are the same, and it'd been over two years since that one late payment. So through no fault of my own that I'm aware of, now my credit usage has gone up on that account. My balance is a little over $100 which was fine with a $650 limit, but with the new $150 limit it is maxed out. This in turn made my credit score go down, which makes me worry my other credit cards might do the same thing, causing it to go down even further. So this balance chasing is why I give it only three stars instead of five.
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