Can I apply for the Chadwicks Credit Card?
No, you cannot apply for the Chadwicks Credit Card as it is not available to new applicants anymore. But it doesn't mean you are out of options. A good card to consider is the Express Credit Card. The card offers 20 points per $1 on purchases and has a $0 annual fee. This card requires at least 640 credit for approval.
Another option is the American Eagle Outfitters (AEO) Credit Card. Cardholders earn 5 - 15 points per $1, depending on the type of purchase. The card has a $0 annual fee and requires at least 700 credit for approval.
Notable Clothing Store Credit Cards
Initial bonus: 25% off your first purchase the day you apply
Ongoing rewards: 20 points per $1 spent on eligible purchases, 25 points per $1 after spending $500 within a year
Annual fee: $0
Credit requirement: Fair credit (640+ credit score recommended)
Initial bonus: 30% off your first purchase in-store or online at ae.com or aerie.com
Ongoing rewards: 15 points per $1 spent on AEO purchases, 5 points per $1 spent on all other purchases
Annual fee: $0
Credit requirement: Good credit (700+ credit score recommended)
Initial bonus: 10% discount on first purchase
Ongoing rewards: 5 points per $1 spent at T.J. Maxx, Marshalls, HomeGoods, Sierra Trading Post and Homesense
Annual fee: $0
Credit requirement: Fair credit (640+ credit score recommended)
Initial bonus: 20% off on your first Gap purchase
Ongoing rewards: 5 points per $1 spent at Gap, Banana Republic, Old Navy and Athleta and 1 point per $1 spent on all other purchases
Annual fee: $0
Credit requirement: Good credit (700+ credit score recommended)
You can also check out our editors' picks for the best clothing store credit cards on the market to weigh your options.