Charter One Platinum™ MasterCard® Credit Card
- Minimum Credit Required:
Excellent - Annual Fee:None
- Network: MasterCard
| Intro Rate Not Offered |
Intro Period N/A |
Regular Rate 13.99% - 18.99% |
| Intro Rate0% | Intro Period12 months | Regular Rate13.99% - 18.99% | Balance Transfer Fee 3% |
| Cash Advance Rate 22.24% |
Cash Advance Fee 3% (min $10) |
- No Annual Fee.
- Online Account Access - 24 hours a day, 7 days a week.
- 0% liability for any transactions resulting from a lost or stolen card - including online transactions.
- Max Late Fee: $39
- Max Overlimit Fee: None
- Max Penalty APR: 29.99%
- Grace Period: 21 days
- Online Response: No
- Foreign Transaction Fee: 3%
If you currently have the Charter One Platinum™ MasterCard® Credit Card and are satisfied or you like the terms of this credit card offer please let your friends know.
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Charter One Platinum™ MasterCard® Credit Card is related to the following credit card categories:
- Balance Transfer Credit Cards
- MasterCard Credit Cards
- VISA MasterCard
- No Annual Fee Credit Cards
- Credit Cards for Excellent Credit
- Unsecured MasterCard Credit Cards
- MasterCard Balance Transfer Credit Cards
- Excellent Credit Balance Transfer Credit Cards
- Credit Cards for Excellent Credit with No Annual Fee
- MasterCard Credit Cards for Excellent Credit
We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.
Before applying for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Charter One Platinum™ MasterCard® Credit Card shown on this page.
The card information shown on this page was last updated: May 17th, 2012 at 8:27 EDT
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You ready, because I’m about to take you to charter school. No, not those schools that receive public funding but are exempt from a lot of the rules and regulations that apply to public schools. Instead, I’m talking about evaluating the Charter One MasterCard Credit Card and how it stacks up with the competition. The first thing you need to notice about the Charter One MasterCard is that you need excellent credit to get it. That means we aren’t in elementary school anymore, this is the big leagues. In other words, you should expect a lot from the Charter One Card because it takes a lot to get it, and if the card doesn’t have a lot, you should move on. Well, the Charter One MasterCard Card does not offer rewards, so that’s one test failed. As far as rates, it has a 0% intro APR on balance transfers as well as a 3% balance transfer fee, but that’s where the specialty ends. There’s no low intro rate on purchases and the regular APR is a fairly standard 13.99% - 18.99%. The Charter One MasterCard Credit Card, it seems, needs to repeat a grade. Let’s talk alternatives. If you want a 0% introductory rate, the Citi Simplicity, Diamond Preferred and Platinum Select cards offer 0% on transfers and purchases for 18 months. If you want good ongoing rewards, the Capital One Venture Card and Cash Credit Card as well as the Blue Cash Everyday from American Express are pretty good options. If you want a lucrative initial bonus, I’d go with the Chase Sapphire Preferred. Boom. Charter schooled.