We're sorry, but this offer may have been discontinued and may no longer be available to new applicants. Below is the card's latest information according to our records from when it was last available to new applicants through this website.
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- Minimum Credit Required: Excellent
- Annual Fee:None
- Network: VISA
|Initial Bonus $200||Base Earn 1%||Max Earn 5%||Earn / Redeem Limit No|
- Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months.
- 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12.
- You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases without limits on what you can earn.
- Up to an additional 10% cash back when you shop online at select merchants through Chase.
- Cash back rewards never expire.
|Intro Rate Not Offered||Intro Period N/A||Regular Rate 15.99% - 22.99% (V)|
|Intro RateNot Offered||Intro PeriodN/A||Regular Rate15.99% - 22.99% (V)||Balance Transfer Fee 3%|
|Cash Advance Rate 19.24% - 23.24% (V)||Cash Advance Fee 3% (min $10)|
- No Annual Fee.
- Max Late Fee: $35
- Max Overlimit Fee: $35
- Max Penalty APR: 29.99% (V)
- Grace Period: 21 days
- Online Response: No
- Foreign Transaction Fee: 3%
If you currently have the Chase Freedom® Visa -- $200 Bonus Cash Back and are satisfied or you like the terms of this credit card offer please let your friends know.
Share your experiences, thoughts or just ask a question:
- Chelsea Hayes Spence:
My husband and I typically have only one credit card in our wallets at any one time. We used to have an American Express skymiles card, but then we got tired of paying the annual $90 fee. After doing some research I applied and was approved for the Chase Freedom card. I liked the idea of being able to earn 1% cash back on all purchases and 5% on certain purchases. I didn’t think it would be very much at first, but because we put all of our monthly bills on our credit cards, the 1% cash back added up very quickly. We saved enough reward points to purchase over half of our Christmas gifts the first year we got the card. I pay the card off on time every month so the interest rate didn’t affect my decision at all. Actually I’m not even sure what the interest rate is right now. Overall, my husband and I have been very happy with the Chase Freedom card and do not intend to switch to a different card anytime in the future.
August 1, 2012 at 11:32pm
- Anthony Aspero:
I have had one credit card for about ten years, and through various changes in the banking world, it has changed names many times. It is currently a Chase Freedom card. I have no complaints about this card. My rewards points have always been tallied accurately, and I have been able to cash them out on several occasions without hassle. Unfortunately, because of the way my card was changed into the Chase Freedom, I did not receive the $200 bonus (which would have been nice), but seeing as though I probably would not have actively searched out a new credit card, I cannot complain about not getting a bonus. Overall, I am happy with this card, and I have no problem recommending it to others.
July 18, 2012 at 05:15pm
- David Mateo Tsang:
I got this card after my friend told me about it. It's a really basic credit card with a minor cash back program for stuff one would actually buy. It's really nice for people who want to start building their credit without the hassle of using a card with a lot of stipulation. But of course, the main reason I got this card is for the initial cash back bonus. Luckily for me, I was able to get the $300 Bonus cash back instead the $200 cash back after spending $500. Basically that's you're spending $500 for only $200. Outside of this cash back initial bonus, the regular cash back program is really small, but not insignificant. Having a 1% cash back bonus is nice especially if you make a lot of purchases, but there are better credit cards that give a high % cash back. However, there is a quarterly 5% cash back bonus on certain purchases. For example, during this summer quarter, you can get 5% on gas purchases which is really nice. You do have to sign up (simple activation online) every quarter, but you can get email remainders. Even if you activate later than the start date, Chase will retroactively apply the cash back to eligible purchases you've made beforehand. The drawbacks is that there is no 0% interest rates.
July 3, 2012 at 06:05pm
- Margie Cole:
I know that $200 sounds really good. I mean who wouldn’t want an extra $200 in their wallets? The real question you want to ask though is how much is that $200 costing me? If there’s another card out there that gives more than $200 and requires the same excellent credit you’d need to get the Chase Freedom Visa -- $200 Bonus Cash Back, you’d be giving up money in the process of applying for the Chase Freedom Card. At any rate, I think it’s helpful to wrap your head around a credit card offer by simply making a pro and con list, so here’s mine: Pros • $200 Free Cash. • The chance to get 5% on certain types of purchases. • 1% cash back across all other purchases. Cons • Must sign up on a quarterly basis for the 5% rewards. • No 0% interest rates. • The fact that the Chase Sapphire Preferred Card offers $500-625 in free dough. The truth is you’re not going to get the Chase Freedom Visa -- $200 cash back offer because of its ongoing rewards. Its just too undependable and requiring of attention. Youre going to get the Chase Freedom Visa because of its initial bonus and now that you know the Chase Sapphire Preferred offers a better one, you can cross the Chase Freedom off your list.
March 15, 2012 at 04:57pm
- Joe Weider:
The other day, I saw a TV commercial for the Chase Freedom Visa cash back credit card where a woman was asked to choose between one of those game show money booths in which she would have the opportunity to grab the cash back rewards offered by the Chase Freedom and one where she could try to snag the rewards provided by “the largest cash back card.” After choosing the latter, she learned that because this card offered such paltry rewards compared to the Chase card she would be attempting to grab flying coins instead of nice soft paper bills. Wow, I thought, the Chase Freedom Visa must have some pretty good rewards, I should look into it. Well, as it turns out this card does offer 5% cash back on rotating spending categories, 1% on everything else, and a $200 cash back bonus when you spend $500 in the first three months, so it’s offering some good value, but I was disappointed in the nuances of its rewards program. The commercial, by casting aspersions on the fact that you must spend $3,000 each year with the “The Largest cash back card” to get more than 0.25% cash back made me assume that no such tiered rewards offers would be part of the Chase card. Yet, a spending requirement is part of the cash bonus offer, and quarterly registration is needed to earn the 5% rate on certain purchases, which is “subject to a quarterly maximum,” according to Chase’s application. What’s more, while the commercial boasts about the 1% it automatically provides across all purchases, that amount is good, but it’s not great. After all, the Capital One Cash card essentially offers 1.5% across all purchases. Thus, while the commercial might lead you to believe otherwise, the Chase Freedom Visa certainly does not provide the best cash back rewards and does indeed have hoops through which you must jump to get more than a pedestrian 1%.
September 26, 2011 at 11:51pm
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The card information shown on this page was last updated: April 16th, 2012 at 11:57 EDT
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