Rewards: Yes Type: Cash Back

Initial Bonus $50

Base Earn 1%

Max Earn 3%

Earn / Redeem Limit No

• $50 Cash Back after your first purchase.
• 3% bonus cash back offers in categories like gas, home improvement and department stores.
• Full 1% Cash Back on every purchase - no spending tiers or caps on how much you can earn.
• Up to an additional 20% cash back at select merchants when you shop online through Chase.

Purchases:

Intro Rate 0%

Intro Period 6 - 12 months

Regular Rate 13.24% - 23.24%

Balance Transfers:

Intro Rate Not Offered

Intro Period N/A

Regular Rate 13.24% - 23.24%

Balance Transfer Fee 3%

Cash Advances:

Cash Advance Rate 19.24% - 23.24%

Cash Advance Fee 3% (min $10)

Penalties:

Max Late Fee $39

Max Overlimit Fee $39

Max Default APR 29.99%

Additional Info:

• Grace Period: 20 days
• Online Response: No
• Foreign Transaction Fee: 3%