Chase SapphireSM Preferred Card
Sponsored Card
- Minimum Credit Required:
Excellent - Annual Fee:None 1st yr, $95 after
- Network: VISA
- Rating:
Points - Generic
| Initial Bonus 50,000 points |
Base Earn 1 point / $1 |
Max Earn 2 points / $1 |
Earn / Redeem Limit No |
- Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's worth $625 toward airfare or hotel accommodations!
- 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases.
- Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate Rewards℠.
- Earn a 7% annual points dividend - even on points already redeemed.
- Transfer points you've earned to participating frequent traveler programs at a 1:1 value.
| Intro Rate Not Offered |
Intro Period N/A |
Regular Rate 15.24% (V) |
| Intro RateNot Offered | Intro PeriodN/A | Regular Rate15.24% (V) | Balance Transfer Fee 3% |
| Cash Advance Rate 19.24% (V) |
Cash Advance Fee 5% (min $10) |
- Pay no foreign transaction fees when you use your card on purchases made outside of the United States.
- When you call Chase customer service, their phones are answered by people, not prompts.
- No Annual Fee for your first year - A $95 value.
- Max Late Fee: $35
- Max Overlimit Fee: None
- Max Penalty APR: 29.99% (V)
- Grace Period: 21 days
- Online Response: No
- Foreign Transaction Fee: None
If you currently have the Chase SapphireSM Preferred Card and are satisfied or you like the terms of this credit card offer please let your friends know.
If you are interested in the Chase SapphireSM Preferred Card, check out the following credit cards as well:
Compare the Chase SapphireSM Preferred Card against other major online credit card offers.
Chase SapphireSM Preferred Card is related to the following credit card categories:
- Chase Credit Card
- CHASE Visa
- Rewards Credit Cards with No Annual Fee
- Points Credit Cards for Excellent Credit
- Chase Credit Cards for Excellent Credit
- Rewards Credit Cards for Excellent Credit
- International Credit Cards
- Visa Credit Cards for Excellent Credit
- No Foreign Fee Credit Card
- Credit Cards for Excellent Credit
We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.
Before applying for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Chase Sapphire℠ Preferred Card shown on this page.
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Is there a Visa version of this card? I travel overseas frequently and the best ATM network is for Visa, not M/C.
Hi Janice - Unfortunately Chase only offers Chase Sapphire Preferred Card under the MasterCard network. If having a VISA card with no foreign fees is important to you, we would recommend that you consider the Capital One Venture Rewards Credit Card. As long as you redeem your miles for any travel expenses that you have charged on the card you effectively get 2% cash back. Here are more details about the CapOne Venture card: http://www.cardhub.com/d/capital-one-venture-rewards-credit-card-378c/
@[24290186404:274:Card Hub] As I am currently looking at a Visa version of this card, I can assure you that this is incorrect.
@[24290186404:274:Card Hub], mine's a visa signature.
@Ed Stillman @Corey - We stand corrected. We just confirmed with Chase that both the Chase Sapphire Preferred Credit Card is a VISA card. Thanks so much for your help! Their customer service also said that after one year of being a customer you can switch it to a MasterCard version, but we are not sure if we believe that as the Chase Sapphire Preferred Credit Card is a Visa Signature Card.
After hearing the news that Chase and United recently struck a deal which will allow Chase Sapphire Preferred customers free reign in transferring their points to United MileagePlus rewards program, I thought I have to check this card out. Upon getting to this page, I was delighted to see that the Chase Sapphire Preferred Credit Card is currently offering 50,000 initial bonus points because that means it is essentially offering 50,000 bonus United miles if I want it to be. Since United’s own credit card only offers 25k bonus miles, fans of the airline can really get some value by first opening the Chase Sapphire card. This isn’t to say that the Sapphire Preferred card isn’t a good deal on its own though. It also gives users 2 points per dollar spent on dining and travel (which means the fine-dining and jet-set crowds can easily turn their interests into free United flights), 1 point per dollar on everything else, and a 7% year-end rewards bonus. The fact that the card doesn’t have a first-year annual fee either means that you can open your card for as little or as much time (under a year, of course) as you want and still benefit without any fixed costs. Considering that Chase also allows rewards transfers to its other corporate partners—a group that includes Amtrak, Continental Airlines, British Airways, Marriott and Hyatt, among others—I’d say that the Chase Sapphire Preferred Credit Card is a pretty sweet deal right about now.