Chevron and Texaco Credit Card Reviews: Is It Worth It? (2024)Reviews, rates, fees, and rewards details for The Chevron and Texaco Credit Card. Compare to other cards and apply online in secondsJohn KiernanWalletHubNo membership feesHigh rewards rateBonus rewards categoriesSpending caps on rewardsNo initial rewards bonusNo intro APR on purchasesNo balance transfers allowed
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Gas Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Chevron and Texaco Credit Card has a rating of 2.4/5 according to our proprietary credit card rating system. This rating reflects how appealing Chevron and Texaco Credit Card's terms are compared to a pool of more than 1,500 credit card offers tracked by WalletHub. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is 'Earn Gas Rewards'. To break it down further, Chevron and Texaco Credit Card earned a score of 3.8/5 for Fees, 2.2/5 for Rewards, 2.3/5 for Cost, and 3.1/5 for User Reviews. Info about the Chevron and Texaco Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
WalletHub Rating Breakdown
User Reviews
3.1/5
252 reviewsRead and write reviews
Market Comparison
Market Comparison
2.4
The Market Comparison is a key component of the WalletHub Rating, as it measures how appealing the terms of a card are compared to a pool of over 1,500 credit card offers monitored by WalletHub. To ensure cards are evaluated for their most relevant purpose, we score each card across various cardholder needs and select the rating for the need with the highest score, which is “Earn Gas Rewards” for this card.
Fees
3.8
Rewards
2.2
Cost
2.3
Other Features
0.0
2.4/5
Compared against 1,500+ credit cards
KEY TERMS
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
APR on Purchases
29.99%
Balance Transfer
Balance Transfers Not Allowed
Rewards
Earn 35¢ per gallon in fuel credits for the first 90 days of account opening.
Earn 15¢ per gallon on Regular, PLUS, Supreme/Premium in fuel credits when you pay with your Card in the Chevron or Texaco mobile app, available for a limited-time through 9/30/2024. After 9/30/2024 continue earning 3¢ per gallon on all fuel grades.
Earn up to 10 cents per gallon in Fuel Credits when you make qualifying purchases outside of fuel merchants during a billing period. Earn 2 cents per gallon for spending $100 per billing cycle, 4 cents per gallon for $200, 6 cents per gallon for $300, 8 cents per gallon for $400 and 10 cents per gallon for $500.
A maximum of $300 in total Visa Spend Fuel Credits may be accrued and redeemed or earned in any calendar year.
Chevron and Texaco Credit Card's Additional Info
Pay at the pump with your card at nearly 8,000 Chevron and Texaco stations nationwide.
Zero Fraud Liability for unauthorized charges regardless of the amount.
Enjoy exclusive cardholder savings throughout the year.
Can't find what you are looking for? Submit your question about Chevron and Texaco Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Getting approved for a Chevron and Texaco credit card with a discharged bankruptcy on your credit report may be possible.
Applications are approved based on all information provided by your credit report and different credit cards have different criteria. There is no way for us to know if you would or would not be approved for any or a certain type of credit card without an application.
There's no limit on how often you can get a Chevron and Texaco Credit Card cash advance, but you will be limited by the amount of your cash advance credit line.
Your cash advance credit line should be listed on your monthly bill, but it's important to note that whatever funds are at your disposal probably won't go as far as you think, considering how expensive cash advances are.
The Chevron credit card cash advance limit will be a portion of your entire credit limit, and that ultimately depends on your credit history. You can find the specifics on your monthly statement or by calling 866-448-4367.
Other than that, your daily withdrawal limit is $1,000 from ATMs and up to $500 for point-of-sale withdrawals, assuming your credit limit exceeds those amounts.
You can get a Chevron and Texaco credit card cash advance at any ATM that displays the Visa logo, which is pretty much any ATM in the world.Cash advances are really expensive though, so make sure you exhaust other options before resorting to this.
You can use the card at any ATM that takes Visa (which is like pretty much all ATM's). As far as how much cash you can take out, it's 50% of your overall credit limit. Watch out for the fees and interest on he cash advance, though.
Share your insights and review for the Chevron and Texaco Credit Card
5
19%
4
6%
3
56%
2
8%
1
11%
3.1
252 reviews
252 reviews
What's Your Rating?
Most Recent
Most RecentMost Useful
Review sort
drclamotte @drclamotte
Report Abuse
1 Star Rating
Corrupt company. I recommend against using their card. They switched us to electronic billing without our consent or providing them with an email address. Then they charged us late fees when we never received the bill. Terrible customer service! I would give negative stars if possible.
show more
show less
Comment
0
0
david @ddogan_2
Report Abuse
5 Star Rating
Verified Customer
Great company many location choices. Wish they would offer discounts for regular customers. Great disparity in the cleanliness of stations.
show more
show less
Comment
0
0
Doyle @rooferjci63344
Report Abuse
5 Star Rating
Verified Customer
Good card. Would recommend it to other people.Also bank that issues card is good. Always increasing credit line as appropriate. Thinking you
show more
show less
Comment
0
0
genevieve @gcox_1
Report Abuse
4 Star Rating
Verified Customer
This card has been great. It’s increased my credit line as well as my credit score. The only issue I’ve had is when I lost the first card, I was no longer able to see/make payments on the old one. Hopefully because it’s been deactivated, but I’m not certain! Hence 4 of 5 stars.
show more
show less
Comment
0
0
mike @mikeclemons
Report Abuse
5 Star Rating
Verified Customer
Great card. Discounts on fuel from most co branded stations when using the app. No hard credit pull for credit line increases. They sometimes do promotions with extra fuel discounts.
show more
show less
Comment
0
0
Alfred Moseley @maurym_50
Report Abuse
5 Star Rating
Verified Customer
Had for a long long time! Has helped my daughter out tremendously. I will continue with my card for as long as I am able to and they allow me
show more
show less
Comment
0
0
Ed Farraj @edfarraj
Report Abuse
1 Star Rating
I had a fleet account with Chevron Credit Card Services for several years. During that time, I had multiple incidents where I needed to call technical support. Most of these experiences were some of the worst I have had with customer service.
I don't think the challenge is solely with the customer service department. I think it is with the website design. They are trying to secure the account, but it is overkill. Every time I wanted to do any maintenance to my account, even though I was logged in on the same computer, I had to get a one-time password (OTP) from the principal of the company. This was a huge hassle, and it took up a lot of my time.
I have used other business services that are just as secure, but they do not require me to get an OTP every time I log in. I think Chevron Credit Card Services needs to find a better way to secure their accounts without making it so difficult for customers to use their services.
In addition to the problems with the website design, I was also disappointed with the savings that were promised when I signed up for the account. The conditions for the savings to apply were so specific that it was almost impossible to meet them. In the end, I did not save any money by using Chevron Credit Card Services.
I have decided to close my account with Chevron Credit Card Services and issue ATM cards through my bank system instead. This will be much easier for me to manage, and I will be able to save money on fees.
I would not recommend Chevron Credit Card Services to anyone. If you are looking for a fleet fuel card, I suggest you look elsewhere.
In addition to the problems with the website design and the savings that were promised, I also had a problem with the way that passwords were generated for the fleet cards. The system generated the passwords, and most of the time, our drivers would forget them because they were passwords that they didn't use regularly. This made it very difficult for our drivers to use the fleet cards, and it also made it difficult for us to track their spending.
I think it would be much easier for everyone if Chevron Credit Card Services allowed drivers to select their own passwords. This would make it more likely that drivers would remember their passwords, and it would also make it easier for us to track their spending.
I hope that Chevron Credit Card Services will consider making this change. It would make a big difference for businesses that use their fleet cards.
show more
show less
Comment
1
0
Scott @morton_sr
Report Abuse
5 Star Rating
Verified Customer
Thank you Chevron Texaco, you gave me a chance to have credit with your company. About 7 years ago I applied for the Chevron Gas credit card, my credit at about 610, you gave me a $300 credit limit on the card, a card I could use at any Chevron or Texaco gas stations. After about 2 years and a little better credit score about 630, and showing I could charge and pay responsibly Chevron Texaco closed my gas card and issued me a Chevron Texaco Visa credit card with a $3000 credit limit, and today Chevron Texaco is still behind me as one of my favorite credit cards. Thanks Chevron Texaco.
show more
show less
Comment
0
0
Darrell @moochie2010
Report Abuse
5 Star Rating
Verified Customer
I get money back that why I use this card for gas only I generally try to pay hold amount back every month and when traveling it's a life saver
show more
show less
Comment
0
0
David @ytd1843
Report Abuse
2 Star Rating
Verified Customer
They canceled my card for no known reason yet I was NEVER late, or over my limit. Sorry business that had no legal reason to cancel my gas card. I should sue them.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered.