China Airlines Credit Card With No Annual Fee Reviews: Is It Worth It? (2024)Reviews, rates, fees, and rewards details for The China Airlines Credit Card With No Annual Fee. Compare to other cards and apply online in secondsJohn KiernanWalletHubNo membership fees0% intro APR on balance transfers2,500 miles initial rewards bonusBonus rewards categoriesNo intro APR on purchasesBalance transfer feeRequires good/excellent credit
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Airline Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
China Airlines Credit Card With No Annual Fee has a rating of 2.0/5 according to our proprietary credit card rating system. This rating reflects how appealing China Airlines Credit Card With No Annual Fee's terms are compared to a pool of more than 1,500 credit card offers tracked by WalletHub. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is 'Earn Airline Rewards'. To break it down further, China Airlines Credit Card With No Annual Fee earned a score of 5.0/5 for Fees, 0.8/5 for Rewards, 1.5/5 for Cost, and 4.4/5 for User Reviews. Info about the China Airlines Credit Card With No Annual Fee has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
WalletHub Rating Breakdown
User Reviews
4.4/5
164 reviewsRead and write reviews
Market Comparison
Market Comparison
1.7
The Market Comparison is a key component of the WalletHub Rating, as it measures how appealing the terms of a card are compared to a pool of over 1,500 credit card offers monitored by WalletHub. To ensure cards are evaluated for their most relevant purpose, we score each card across various cardholder needs and select the rating for the need with the highest score, which is “Earn Airline Rewards” for this card.
Fees
5.0
Rewards
0.8
Cost
1.5
Other Features
0.0
1.7/5
Compared against 1,500+ credit cards
KEY TERMS
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
APR on Purchases
28.24% (V)
Balance Transfer
0% intro APR for 6 months, 28.24% (V) APR after that
Balance Transfer Fee:5% (min $10)
Rewards
2,500 bonus miles after the first purchase made within the first 3 billing cycles.
1 mile for every $1 on China Airlines purchases and 1 mile for every $2 spent everywhere else.
Miles expire after 36 months.
China Airlines Credit Card With No Annual Fee's Additional Info
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Airline Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
User Reviews
4.4
Market Comparison
1.7
fees: 5.0
rewards: 0.8
cost: 1.5
Other Features: 0.0
4.2WalletHub Rating
WalletHub Rating
4.2
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Finance New Purchases." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Editor’s Rating
4.5
User Reviews
3.5
Market Comparison
4.2
fees: 5.0
rewards: 5.0
cost: 4.3
APR: 3.8
4.2WalletHub Rating
WalletHub Rating
4.2
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Editor’s Rating
4.5
User Reviews
3.9
Market Comparison
4.2
fees: 5.0
rewards: 3.4
cost: 4.7
Other Features: 0.0
(164)
(5,115)
(425)
annual fee$0
annual fee$0
annual fee$0
Purchase Intro APRNot Offered
Purchase Intro APR0% for 15 months
Purchase Intro APR0% for 15 months
transfer intro apr0% for 6 months|Transfer Fee:5% (min $10)
transfer intro apr0% for 15 months|Transfer Fee:3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time
transfer intro apr0% for 15 months|Transfer Fee:3% intro balance, up to 5% fee on future balance transfers (see terms)*
Can't find what you are looking for? Submit your question about China Airlines Credit Card With No Annual Fee to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
The value of a China Airlines credit card airline mile depends on multiple factors, like whether it is economy or business, a weekday or weekend and a few other factors. An average would be 1.3 cents/mile.
China Airlines Credit Card With No Annual Fee Reviews
Share your insights and review for the China Airlines Credit Card With No Annual Fee
5
73%
4
7%
3
11%
2
4%
1
5%
4.4
164 reviews
164 reviews
What's Your Rating?
Review sort
Joe Weider @joe_weider
Report Abuse
2 Star Rating
Just so you’re not confused, there are two China Airlines cards: this, the simply named China Airlines Credit Card and the China Airlines Bonus Miles Credit Card with Annual Fee. As I’m sure you can surmise, the simple China Airlines Credit Card gives you fewer miles and does not have an annual fee. So, instead of a 7,500 mile initial bonus, you only get 2,500 after first use. Instead of 1 mile/$1 spent everywhere and 2/$1 on China Airlines, you get 0.5 miles/$1 and 1/$1 with the China Airlines Credit Card. Both cards offer 0% on balance transfers for 6 months and give up to 5,000 bonus miles for doing a transfer. Both require good-to-excellent credit for approval, so which you decide to get would really depend on how much the extra miles are worth to you. However, it’s not whether you should get A or B. there is a third option, getting neither card.
There are a number of cards on the market that offer much better terms than either of the China Airlines Credit Cards. The Chase Sapphire Card gives you $625 in airfare and hotel accommodations as an initial bonus. The Capital One Venture Card offers basically 2% cash back across all purchases as long as you redeem for travel. The Citi Simplicity and Platinum Select Cards offer 0% on transfers and purchases for 21 months. I bet you’ve nearly forgetten about the China Airlines Credit Card by now, huh?
show more
show less
Comment
0
0
+ 163 WalletHub users submitted a rating without writing a full review
Review China Airlines Credit Card With No Annual Fee
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered.