You’re probably not going to get the BP Credit Card instead of the CITGO Card, since they are both affiliated gas credit cards and you pretty much have to only get gas at your affiliated card’s station to make it worth it. The comparison just shows that CITGO isn’t necessarily as competitive as you’d like with its competitors and if you are a CITGO customer, getting the CITGO credit card might not be as big of a no brainer as you thought. I mean, there are cards out there that give you 1.5% CASH BACK across ALL purchases (2% if you’re a small business owner).
CITGO Credit Card
CITGO Credit Card
We're sorry, but the CITGO Credit Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer.
You can write a review about the CITGO Credit Card or check the card’s rates and fees according to our latest records, which may be outdated and were collected independently by us. Alternatively, you can compare the latest credit card offers.
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
APR on Purchases
19.99% - 23.99% (V)
Balance Transfer
Balance Transfers Not Allowed
Rewards
You earn rebates of 4% on qualifying purchases of goods and/or services made at CITGO
Annual Non-CITGO Purchases totaling less than $5,000 will earn a 0.5% rebate and annual Non-CITGO Purchases totaling $5,000 or more will earn a 1% rebate
You can earn up to a maximum of $50 in rebates each billing cycle
Any rebates not redeemed within six monthly billing cycles after the billing cycle in which they are earned will expire
CITGO Credit Card's Additional Info
No annual fee
cash advance fee | 5% (min $5) |
cash advance APR | 27.99% (V) |
foreign transaction fee | 3% |
smart chip | No |
max late fee | $35 |
max overlimit fee | N/A |
max penalty APR | 29.99% (V) |
grace period | 23 days |
CITGO Credit Card Pros & Cons
No membership fees
High rewards rate
Bonus rewards categories
No initial rewards bonus
No intro APR on purchases
No balance transfers allowed
Foreign fee
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You’re probably not going to get the BP Credit Card instead of the CITGO Card, since they are both affiliated gas credit cards and you pretty much have to only get gas at your affiliated card’s station to make it worth it. The comparison just shows that CITGO isn’t necessarily as competitive as you’d like with its competitors and if you are a CITGO customer, getting the CITGO credit card might not be as big of a no brainer as you thought. I mean, there are cards out there that give you 1.5% CASH BACK across ALL purchases (2% if you’re a small business owner).
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