CITGO Gas Card

CITGO Gas Card
Required Credit Score: Excellent, Good, Fair
2 197 reviews   Write a Review!
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CITGO Gas Card's Rewards

Bonus
None
Base Earn
$0.05/gallon
Max Earn
$0.05/gallon
Earn / Redeem Limit
No
  • Earn a credit of five cents ($.05) per gallon on fuel purchases.

CITGO Gas Card's Key APRs & Fees

Intro Rate on Purchases
Not Offered
Intro Rate on Transfers
Balance Transfers Not Allowed
Regular Rate
24.99% (V)
  • ANNUAL FEE None

CITGO Gas Card's Additional Info

  • MAX LATE FEE   $35
  • MAX OVERLIMIT FEE   N/A
  • MAX PENALTY APR   None
  • GRACE PERIOD   25 days
  • ONLINE RESPONSE   No
  • CASH ADVANCE RATE 29.95% (V)
  • CASH ADVANCE FEE 5% (min $10)
  • FOREIGN TRANSACTION
    FEE  
    N/A
  • Flexible Payment Options: Pay your bill in full each month, or if you need more time, just make the minimum payment due.
  • Pay at the pump: For fast and easy fill-up.
  • $0 liability for unauthorized purchases.
  • Additional cards at no cost: Put your whole family's fuel purchases on one statement.
Apply Now
at Citibank's
secure site

CITGO Gas Card Reviews

 
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2.2
Overall Rating: 2.2 / 5
Total Ratings: 197
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Aug 19, 2013
Photo of Andre F.
2
By:
This card is questionable. The CITGO gas card seems to have a few flaws with it compared to some of the more accessible ones out there. The main draw to it is the high APR compared to many other cards on the market. There is also little incentive to try this card, with the lack of initial reward bonuses or some form of special intro rate, which could be overlooked if the CITGO Gas Card had more going for it. The minor bonus of .05cents a gallon isn't too bad, but most of this card has lower end draws compared to other gas cards and other credit cards in general. more
Aug 12, 2013
Photo of Edward D.
2
By:
CITGO Gas Card has the 5 cents per gallon which is alright and pretty decent for a gas card. If you shop with citgo, i guess thats pretty good but the big downfall is the steep APR. 25% is like the upper limit for every other credit card out there, but this is just the only APR. Thats really high and pretty much makes you wonder, if you use this card for the money back, are you actually saving with that high of an APR? Citgo definitely needs to get a card with a lower APR in this day and age to make their card worth it.
Aug 9, 2013
Photo of Stephen B.
2
By:
The main draw of the Citgo Gas Card would be the .05 per gallon that you earn in rewards but that's a lower reward than competing gas companies or stations offer. The incredibly high APR sits at 24.99% and should rightfully scare away most people from getting this card. There is no introductory rate to off-set the high APR, either, so it's 24.99% from the very first time you use it. If, for some reason, you prefer Citgo gas stations to all others then by all means apply for it, but there is no other reason to even consider this card when making your decision. I wouldn't recommend this to more
Aug 5, 2013
Photo of Benjamin X.
2
By:
The CITGO Gas Card offers 5 cents per gallon, which is lower than the Chevron and Texaco Credit Card (10 cents per gallon, but only for 6 months). Compared to the Chevron and Texaco Credit Card, this card has the advantage of always offering that 5 cents (or about 1.25% back if gas is 4 dollars per gallon) back. Other than that though, the interest rates are high and the card won't even allow balance transfers. If you're looking for a card to get some money back on gasoline, the TrueEarnings from Costco and American Express should be your only option, with a 3% cash back for gasoline at any gas pump.
Aug 2, 2013
Photo of Chris M.
3
By:
The CITGO Gas Card is a pretty decent reward or gas card, it's definitely not the best but it isn't horrible either. The main problem is the really overly high interest rate that is attached to this gas card. It's much higher than other comparable gas or reward credit cards. The money back on the fuel is nice though, I believe it's $0.05 a gallon, which is pretty good, since it all adds up in the long run. But over all this isn't a card I would go out of my way to try and get. There are much better offerings out there that give you a better return in more
Aug 2, 2013
Photo of Mike G.
2
By:
A gas card can be a great way to save some extra cents at the pump and are becoming more popular as gas prices continue to rise. The CITGO Gas Card is a great option for those that don’t have access to other rewards cards that can get them similar benefits. At 5 cents per gallon this credit card essentially gets the same rewards as a 1.25% cash back credit card when gas is $4/gallon. If you find yourself loyal to CITGO or want the convenience of paying at the pump this might be the card for you. But other rewards cards out there offer base rewards starting at 2% more
Aug 1, 2013
Photo of Jordan W.
2
By:
The CITGO Gas card is not a credit card that I would like to have. The first thing that is noticeable about this card is the huge 24.99% interest rate on any purchases made with the card. That is way too much compared to other deals! While the card does allow you to earn some rewards back on gas, lowering the amount per gallon when you fill up, there are much better offers that give back more without the huge interest rate. I wouldn’t touch this one with a ten foot pole. Unless five cents per gallon is really important to you, stay away!
Jun 27, 2012
Photo of Jaice L.
5
By:
This card is new to me, but so far so good. It's been a life saver actually. With gas prices the way they are, it's nice to be able to pull out a card and go to the pump without worrying about breaking your pocket. It was also nice to be able to get an authorized user card for my wife. It saves a lot of time not having to follow her to the gas station. Now she can just take her own card, gas, and go! The application process was pretty easy, and they tell you right away if you are approved or not. The other good thing about more
Feb 29, 2012
Photo of Joe W.
4
By:
Since I know that a lot of people will be applying for gas rewards credit cards in the coming days in order to combat the rising prices at the pump, I felt like it’s important to clarify a few things. First of all, this Citgo Gas Card is not a gas rewards credit card. In fact, it’s not a credit card at all. The Citgo Gas Card is well a gas card, which means it’s designed to provide the convenience of a credit card (i.e. not having to go into a gas station’s office and pay with cash) to people who cannot qualify for a credit card. That’s why the more
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Last updated on: Jun 11th, 2014 at 2:44 EDT