All Credit Cards » Synchrony Bank Credit Cards

CITGO Gas Card

citgo gas card
Required Credit Score:
221 reviews   Write a Review
Info about the CITGO Gas Card has been collected by CardHub to help consumers better compare credit cards. The card issuer did not provide the details.
Existing Cardholders
Change my rating to: Excellent

CITGO Gas Card’s Rewards

Base Earn
Max Earn
  • Earn 10 cents on every gallon for the first 3 months from date account is opened
  • Earn 5 cents ($.05) on every gallon after that

CITGO Gas Card’s Key APRs & Fees

Purchase Intro APR
Not Offered
Transfer Intro APR
Balance Transfers Not Allowed
Regular APR
27.24% (V)

CITGO Gas Card’s Additional Info

  • MAX LATE FEE   $37
  • GRACE PERIOD   23 days
    29.99% (V)
    5% (min $10)
Apply Now
at Synchrony Bank ’s
secure site

Customer Questions and Answers

Don't see what you're looking for? Submit your question about CITGO Gas Card to our community.

Can you use your CITGO credit card anywhere?

Photo of Card H.
Apr 19, 2016
Unfortunately not. You will only be able to use your CITGO card at CITGO-branded locations. To find your nearest CITGO, please visit: . Best of luck!
5 Votes 5

How do I get a PIN number?

Photo of Card H.
Apr 9, 2016
You can request your PIN number by calling customer service at 866-419-4096.
Just make sure to note that cash advances are very costly. For each one that you make with this particular card, you will be charged a fee equal to 5% of the amount of the transaction (minimum of $10), and interest will immediately begin to accrue at a 29.99% rate.

You can learn more here abut cash advances generally here: . Hope this helps!
3 Votes 3

Will I be able to use this card at any gas station?

Photo of Card H.
Oct 19, 2015
You can only use this card at CITGO-branded locations. There are more than 5,500 locations in 28 states throughout the country. You can go to this page to find the location nearest you:
2 Votes 2
Show More Questions

Customer Reviews

Share your insights and review the CITGO Gas Card.

Your Rating
Delete Review

2.4 out of 5

221 reviews
Photo of Jim S.
Mar 16, 2016
Do not use or apply for this credit card . There are too many holes for fraud . If you like to give away money , there are better place to do it .
Photo of Andre F.
Aug 19, 2013
This card is questionable. The CITGO gas card seems to have a few flaws with it compared to some of the more accessible ones out there. The main draw to it is the high APR compared to many other cards on the market. There is also little incentive to try this card, with the lack of initial reward bonuses or some form of special intro rate, which could be overlooked if the CITGO Gas Card had more going for it. The minor bonus of .05cents a gallon isn't too bad, but most of this card has lower end draws compared to other gas cards and other credit cards in general. more
Photo of Edward D.
Aug 12, 2013
CITGO Gas Card has the 5 cents per gallon which is alright and pretty decent for a gas card. If you shop with citgo, i guess thats pretty good but the big downfall is the steep APR. 25% is like the upper limit for every other credit card out there, but this is just the only APR. Thats really high and pretty much makes you wonder, if you use this card for the money back, are you actually saving with that high of an APR? Citgo definitely needs to get a card with a lower APR in this day and age to make their card worth it.
Photo of Stephen B.
Aug 9, 2013
The main draw of the Citgo Gas Card would be the .05 per gallon that you earn in rewards but that's a lower reward than competing gas companies or stations offer. The incredibly high APR sits at 24.99% and should rightfully scare away most people from getting this card. There is no introductory rate to off-set the high APR, either, so it's 24.99% from the very first time you use it. If, for some reason, you prefer Citgo gas stations to all others then by all means apply for it, but there is no other reason to even consider this card when making your decision. I wouldn't recommend this to more
Photo of Benjamin X.
Aug 5, 2013
The CITGO Gas Card offers 5 cents per gallon, which is lower than the Chevron and Texaco Credit Card (10 cents per gallon, but only for 6 months). Compared to the Chevron and Texaco Credit Card, this card has the advantage of always offering that 5 cents (or about 1.25% back if gas is 4 dollars per gallon) back. Other than that though, the interest rates are high and the card won't even allow balance transfers. If you're looking for a card to get some money back on gasoline, the TrueEarnings from Costco and American Express should be your only option, with a 3% cash back for gasoline at any gas pump.
Photo of Chris M.
Aug 2, 2013
The CITGO Gas Card is a pretty decent reward or gas card, it's definitely not the best but it isn't horrible either. The main problem is the really overly high interest rate that is attached to this gas card. It's much higher than other comparable gas or reward credit cards. The money back on the fuel is nice though, I believe it's $0.05 a gallon, which is pretty good, since it all adds up in the long run. But over all this isn't a card I would go out of my way to try and get. There are much better offerings out there that give you a better return in more
Photo of Mike G.
Aug 2, 2013
A gas card can be a great way to save some extra cents at the pump and are becoming more popular as gas prices continue to rise. The CITGO Gas Card is a great option for those that don’t have access to other rewards cards that can get them similar benefits. At 5 cents per gallon this credit card essentially gets the same rewards as a 1.25% cash back credit card when gas is $4/gallon. If you find yourself loyal to CITGO or want the convenience of paying at the pump this might be the card for you. But other rewards cards out there offer base rewards starting at 2% more
Photo of Jordan W.
Aug 1, 2013
The CITGO Gas card is not a credit card that I would like to have. The first thing that is noticeable about this card is the huge 24.99% interest rate on any purchases made with the card. That is way too much compared to other deals! While the card does allow you to earn some rewards back on gas, lowering the amount per gallon when you fill up, there are much better offers that give back more without the huge interest rate. I wouldn’t touch this one with a ten foot pole. Unless five cents per gallon is really important to you, stay away!
Photo of Jaice L.
Jun 27, 2012
This card is new to me, but so far so good. It's been a life saver actually. With gas prices the way they are, it's nice to be able to pull out a card and go to the pump without worrying about breaking your pocket. It was also nice to be able to get an authorized user card for my wife. It saves a lot of time not having to follow her to the gas station. Now she can just take her own card, gas, and go! The application process was pretty easy, and they tell you right away if you are approved or not. The other good thing about more
Photo of Joe W.
Feb 29, 2012
Since I know that a lot of people will be applying for gas rewards credit cards in the coming days in order to combat the rising prices at the pump, I felt like it’s important to clarify a few things. First of all, this Citgo Gas Card is not a gas rewards credit card. In fact, it’s not a credit card at all. The Citgo Gas Card is well a gas card, which means it’s designed to provide the convenience of a credit card (i.e. not having to go into a gas station’s office and pay with cash) to people who cannot qualify for a credit card. That’s why the more
+211 users submitted a rating without a full review
Other CITGO Cards

CardHub is an independent card comparison service.

We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Once you click the "Apply Now" button, you will be directed to the issuer's website. Before applying, we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the CITGO Gas Card shown on this page.

Ad Disclosure: Certain offers originate from paying advertisers, and this will be noted toward the top of the page using the designation "Sponsored Card", when applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At CardHub we try to list as many credit card offers as possible and currently have more than 1,200 offers, but we do not make any representation of listing all available offers.

Regardless of advertiser status, none of the information on CardHub constitutes a referral or endorsement of the respective issuer by us, or vice versa. Furthermore, it is important to note that the inclusion of non-sponsored cards on CardHub does not indicate that issuer's involvement with the site. Information is displayed first and foremost for helping consumers make better credit card decisions.

Last updated on: Sep 15th, 2016 at 3:42 EDT

Your email request has been submitted

Thank You

Go Back

Share by Email

250 Characters Remaining