We're sorry, but this offer may have been discontinued and may no longer be available to new applicants. Below is the card's latest information according to our records from when it was last available to new applicants through this website.
Compare all the latest credit cards to find the best one for your needs.
- Minimum Credit Required: Excellent, Good, Fair, Limited History
- Annual Fee:None
- Network: MasterCard
|Initial Bonus None||Base Earn 1%||Max Earn 5%||Earn / Redeem Limit Yes|
- Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities for 6 months; 1% thereafter.
- Earn at least 2% cash back in popular, rotating categories like department stores, jewelry, apparel, restaurants, hotels and more each quarter (quarterly enrollment required).
- Earn a full 1% cash back on all other purchases.
- Shop the 400+ retailers on the Citi Bonus Cash Center and earn an average of 5% cash back with no limit on the cash back you can earn.
|Intro Rate 0%||Intro Period 7 months||Regular Rate 12.99% - 20.99% (V)|
|Intro RateNot Offered||Intro PeriodN/A||Regular Rate12.99% - 20.99% (V)||Balance Transfer Fee 4%|
|Cash Advance Rate 25.24% (V)||Cash Advance Fee 5% (min $10)|
- No Cosigner Required.
- Max Late Fee: $35
- Max Overlimit Fee: N/A
- Max Penalty APR: 29.99% (V)
- Grace Period: 23 days
- Online Response: No
- Foreign Transaction Fee: 3%
If you currently have the Citi® Dividend Platinum Select® MasterCard® Card for College Students and are satisfied or you like the terms of this credit card offer please let your friends know.
Share your experiences, thoughts or just ask a question:
- Marie Picard:
This credit card is a great option if you have good self-control as a young consumer. They give extremely high credit limits right out of the bat - mine was about two thousand dollars. That would have been great had my knowledge of credit cards been better. Their customer support and online interface are good, as were their locations, but honestly, I think they issued me an irresponsibly high amount of credit. It was almost impossible for me to pay back on a very limited student income. Definitely my fault, but I can't be the only one who got in this situation, and I hope they've gotten more conservative with their lending in light of the economy. In all, this is a great card to get if you are confident in your financial knowledge, and confident in your ability to spend like an adult. If you have any doubts about your self control, either hold off or find a card with a lower limit.
August 6, 2012 at 04:32pm
- Anita Herschberger:
I have mixed feelings about this card. When I first got it back in college, my limit was only $750, but it has steadily risen and is now over $11,000. Never have I asked for any of these limit increases and often didn't even know it had happened. In addition, the interest rate has gotten outrageous. When I first got the card, it was about 16%. It is now just under 20%. Worst of all, there is now no opportunity to get a lower interest rate. They used to offer a chance to lower the rate if you made your payments on time, but they won't even work with you now. I think as a loyal card holder who has NEVER in eight years missed a payment or paid even a day late and almost always pays more than the minimum, I should be rewarded in some way.
June 22, 2012 at 01:31am
We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.
Before applying for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Citi® Dividend Platinum Select® MasterCard® Card for College Students shown on this page.
The card information shown on this page was last updated: July 6th, 2012 at 10:38 EDT
The online credit card
application for this card uses
Secure SSL Technology